Assicurazioni Generali S.p.A
Assicurazioni Generali S.p.A. provides various insurance solutions under the Generali brand in the Americas, Italy, rest of Europe, Africa, the Middle East, Asia, and the Oceania. It operates through Life, Property & Casualty, and Asset & Wealth Management segments. The company offers savings, individual and family protection, and unit linked products, as well as motor third-party liability, home… Read more
Assicurazioni Generali S.p.A (ARZGF) - Net Assets
Latest net assets as of June 2025: $32.28 Billion USD
Based on the latest financial reports, Assicurazioni Generali S.p.A (ARZGF) has net assets worth $32.28 Billion USD as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($542.04 Billion) and total liabilities ($509.77 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $32.28 Billion |
| % of Total Assets | 5.95% |
| Annual Growth Rate | 5.49% |
| 5-Year Change | 4.1% |
| 10-Year Change | 33.95% |
| Growth Volatility | 21.96 |
Assicurazioni Generali S.p.A - Net Assets Trend (2003–2024)
This chart illustrates how Assicurazioni Generali S.p.A's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Assicurazioni Generali S.p.A (2003–2024)
The table below shows the annual net assets of Assicurazioni Generali S.p.A from 2003 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $33.10 Billion | +5.79% |
| 2023-12-31 | $31.28 Billion | +72.49% |
| 2022-12-31 | $18.14 Billion | -43.10% |
| 2021-12-31 | $31.88 Billion | +0.26% |
| 2020-12-31 | $31.79 Billion | +6.51% |
| 2019-12-31 | $29.85 Billion | +21.13% |
| 2018-12-31 | $24.64 Billion | -5.86% |
| 2017-12-31 | $26.18 Billion | +1.98% |
| 2016-12-31 | $25.67 Billion | +3.89% |
| 2015-12-31 | $24.71 Billion | +2.16% |
| 2014-12-31 | $24.18 Billion | +12.99% |
| 2013-12-31 | $21.41 Billion | -5.15% |
| 2012-12-31 | $22.57 Billion | +24.54% |
| 2011-12-31 | $18.12 Billion | -9.69% |
| 2010-12-31 | $20.06 Billion | +0.70% |
| 2009-12-31 | $19.92 Billion | +28.77% |
| 2008-12-31 | $15.47 Billion | -15.68% |
| 2007-12-31 | $18.35 Billion | -2.04% |
| 2006-12-31 | $18.73 Billion | +6.71% |
| 2005-12-31 | $17.55 Billion | +20.44% |
| 2004-12-31 | $14.58 Billion | +35.37% |
| 2003-12-31 | $10.77 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Assicurazioni Generali S.p.A's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 266.9% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $3.72 Billion | 12.25% |
| Common Stock | $1.60 Billion | 5.27% |
| Other Comprehensive Income | $4.61 Billion | 15.17% |
| Other Components | $20.45 Billion | 67.30% |
| Total Equity | $30.39 Billion | 100.00% |
Assicurazioni Generali S.p.A Competitors by Market Cap
The table below lists competitors of Assicurazioni Generali S.p.A ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
VICI Properties Inc
NYSE:VICI
|
$30.46 Billion |
|
Sunbelt Rentals Holdings, Inc.
NYSE:SUNB
|
$30.50 Billion |
|
Ameren Corp
NYSE:AEE
|
$30.51 Billion |
|
Sungrow Power Supply Co Ltd
SHE:300274
|
$30.82 Billion |
|
KKR & Co. Inc.
PINK:KKRDP
|
$30.45 Billion |
|
Deutsche Boerse AG
LSE:0H3T
|
$30.41 Billion |
|
ENBMF
OTCGREY:ENBMF
|
$30.39 Billion |
|
Cboe Global Markets Inc
BATS:CBOE
|
$30.38 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Assicurazioni Generali S.p.A's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 28,968,000,000 to 30,389,000,000, a change of 1,421,000,000 (4.9%).
- Net income of 3,724,000,000 contributed positively to equity growth.
- Dividend payments of 2,055,946,920 reduced retained earnings.
- Share repurchases of 790,908,080 reduced equity.
- Other comprehensive income decreased equity by 133,000,000.
- Other factors increased equity by 676,855,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $3.72 Billion | +12.25% |
| Dividends Paid | $2.06 Billion | -6.77% |
| Share Repurchases | $790.91 Million | -2.6% |
| Other Comprehensive Income | $-133.00 Million | -0.44% |
| Other Changes | $676.86 Million | +2.23% |
| Total Change | $- | 4.91% |
Book Value vs Market Value Analysis
This analysis compares Assicurazioni Generali S.p.A's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.66x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 4.28x to 1.66x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2003-12-31 | $7.67 | $32.80 | x |
| 2004-12-31 | $8.17 | $32.80 | x |
| 2005-12-31 | $9.99 | $32.80 | x |
| 2006-12-31 | $10.88 | $32.80 | x |
| 2007-12-31 | $10.72 | $32.80 | x |
| 2008-12-31 | $8.38 | $32.80 | x |
| 2009-12-31 | $11.78 | $32.80 | x |
| 2010-12-31 | $11.30 | $32.80 | x |
| 2011-12-31 | $10.05 | $32.80 | x |
| 2012-12-31 | $12.87 | $32.80 | x |
| 2013-12-31 | $12.78 | $32.80 | x |
| 2014-12-31 | $14.76 | $32.80 | x |
| 2015-12-31 | $14.97 | $32.80 | x |
| 2016-12-31 | $15.55 | $32.80 | x |
| 2017-12-31 | $15.85 | $32.80 | x |
| 2018-12-31 | $14.86 | $32.80 | x |
| 2019-12-31 | $17.81 | $32.80 | x |
| 2020-12-31 | $18.84 | $32.80 | x |
| 2021-12-31 | $18.34 | $32.80 | x |
| 2022-12-31 | $16.80 | $32.80 | x |
| 2023-12-31 | $18.68 | $32.80 | x |
| 2024-12-31 | $19.74 | $32.80 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Assicurazioni Generali S.p.A utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 12.25%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 6.73%
- • Asset Turnover: 0.10x
- • Equity Multiplier: 17.73x
- Recent ROE (12.25%) is above the historical average (10.63%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2003 | 9.43% | 4.70% | 0.08x | 24.13x | $-61.59 Million |
| 2004 | 14.63% | 2.34% | 0.23x | 27.26x | $527.30 Million |
| 2005 | 17.28% | 2.95% | 0.24x | 24.78x | $1.02 Billion |
| 2006 | 18.82% | 3.52% | 0.22x | 24.83x | $1.34 Billion |
| 2007 | 22.82% | 4.05% | 0.22x | 25.87x | $1.90 Billion |
| 2008 | 9.41% | 1.51% | 0.18x | 33.94x | $-67.28 Million |
| 2009 | 10.61% | 1.95% | 0.21x | 25.45x | $101.17 Million |
| 2010 | 11.54% | 2.22% | 0.21x | 24.15x | $269.32 Million |
| 2011 | 7.44% | 1.57% | 0.17x | 27.32x | $-395.85 Million |
| 2012 | 0.63% | 0.12% | 0.24x | 22.28x | $-1.86 Billion |
| 2013 | 9.68% | 2.41% | 0.18x | 22.74x | $-62.80 Million |
| 2014 | 7.20% | 2.03% | 0.16x | 21.60x | $-650.40 Million |
| 2015 | 8.61% | 2.37% | 0.17x | 21.24x | $-326.50 Million |
| 2016 | 8.48% | 2.61% | 0.15x | 21.23x | $-373.50 Million |
| 2017 | 8.41% | 2.57% | 0.15x | 21.42x | $-397.90 Million |
| 2018 | 9.78% | 3.40% | 0.13x | 21.86x | $-51.10 Million |
| 2019 | 9.41% | 3.02% | 0.17x | 18.14x | $-166.00 Million |
| 2020 | 5.81% | 2.24% | 0.14x | 18.14x | $-1.26 Billion |
| 2021 | 9.71% | 2.98% | 0.16x | 20.00x | $-83.80 Million |
| 2022 | 8.97% | 4.65% | 0.10x | 19.48x | $-274.06 Million |
| 2023 | 12.93% | 7.08% | 0.10x | 17.56x | $850.20 Million |
| 2024 | 12.25% | 6.73% | 0.10x | 17.73x | $685.10 Million |
Industry Comparison
This section compares Assicurazioni Generali S.p.A's net assets metrics with peer companies in the Insurance - Diversified industry.
Industry Context
- Industry: Insurance - Diversified
- Average net assets among peers: $30,859,759,444
- Average return on equity (ROE) among peers: 12.59%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Assicurazioni Generali S.p.A (ARZGF) | $32.28 Billion | 9.43% | 15.79x | $30.45 Billion |
| Alm. Brand A/S (ABDBY) | $13.40 Billion | 5.80% | 1.64x | $2.98 Billion |
| Arch Capital Group Ltd (ACGL) | $2.48 Billion | 10.34% | 3.63x | $32.40 Billion |
| ageas SA/NV (AGESF) | $8.80 Billion | 12.71% | 10.19x | $10.79 Billion |
| American International Group Inc (AIG) | $109.64 Billion | 12.81% | 7.93x | $41.13 Billion |
| Aviva plc (AIVAF) | $11.16 Billion | 0.00% | 0.03x | $18.17 Billion |
| Allianz SE (ALIZF) | $63.58 Billion | 13.43% | 14.46x | $143.52 Billion |
| AXA SA (AXAHF) | $52.40 Billion | 13.72% | 11.30x | $66.04 Billion |
| BB Seguridade Participacoes SA (BBSEY) | $11.40 Billion | 35.51% | 0.17x | $4.26 Billion |
| Bâloise Holding AG (BLHEF) | $4.87 Billion | 8.96% | 14.09x | $8.54 Billion |