Banco del Bajío S.A. Institución de Banca Múltiple
Banco del Bajío, S.A., Institución de Banca Múltiple provides banking products and services in Mexico. The company offers electronic banking, insurance products; credit and credit cards, trust contract; online banking; foreign exchange, and derivative finance services. It also offers working capital and fixed asset, and other loans; investment products; payroll advance services; financial factori… Read more
Banco del Bajío S.A. Institución de Banca Múltiple (BBAJF) - Net Assets
Latest net assets as of June 2025: $44.84 Billion USD
Based on the latest financial reports, Banco del Bajío S.A. Institución de Banca Múltiple (BBAJF) has net assets worth $44.84 Billion USD as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($372.48 Billion) and total liabilities ($327.65 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $44.84 Billion |
| % of Total Assets | 12.04% |
| Annual Growth Rate | -2.32% |
| 5-Year Change | -79.95% |
| 10-Year Change | 207.18% |
| Growth Volatility | 207.41 |
Banco del Bajío S.A. Institución de Banca Múltiple - Net Assets Trend (2010–2024)
This chart illustrates how Banco del Bajío S.A. Institución de Banca Múltiple's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Banco del Bajío S.A. Institución de Banca Múltiple (2010–2024)
The table below shows the annual net assets of Banco del Bajío S.A. Institución de Banca Múltiple from 2010 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $45.58 Billion | +9.71% |
| 2023-12-31 | $41.54 Billion | +12.39% |
| 2022-12-31 | $36.96 Billion | -84.29% |
| 2021-12-31 | $235.35 Billion | +3.54% |
| 2020-12-31 | $227.31 Billion | +18.40% |
| 2019-12-31 | $191.98 Billion | +5.03% |
| 2018-12-31 | $182.78 Billion | +17.48% |
| 2017-12-31 | $155.59 Billion | +791.65% |
| 2016-12-31 | $17.45 Billion | +17.61% |
| 2015-12-31 | $14.84 Billion | +12.06% |
| 2014-12-31 | $13.24 Billion | +15.64% |
| 2013-12-31 | $11.45 Billion | +7.93% |
| 2012-12-31 | $10.61 Billion | -85.09% |
| 2011-12-31 | $71.13 Billion | +12.41% |
| 2010-12-31 | $63.28 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Banco del Bajío S.A. Institución de Banca Múltiple's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 2729.3% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $24.82 Billion | 54.46% |
| Common Stock | $2.38 Billion | 5.22% |
| Other Comprehensive Income | $7.51 Billion | 16.48% |
| Other Components | $10.87 Billion | 23.84% |
| Total Equity | $45.58 Billion | 100.00% |
Banco del Bajío S.A. Institución de Banca Múltiple Competitors by Market Cap
The table below lists competitors of Banco del Bajío S.A. Institución de Banca Múltiple ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
JD Logistics Inc
PINK:JDLGF
|
$2.62 Billion |
|
Jumbo SA
F:5JB
|
$2.62 Billion |
|
California Water Service Group
NYSE:CWT
|
$2.62 Billion |
|
Patterson Companies Inc
NASDAQ:PDCO
|
$2.62 Billion |
|
21Vianet Group Inc
F:217A
|
$2.62 Billion |
|
InPost S.A
PINK:INPOF
|
$2.62 Billion |
|
PHARMARON BEIJING H YC1
F:17Q1
|
$2.62 Billion |
|
ALK-Abelló A/S
PINK:AKBLF
|
$2.61 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Banco del Bajío S.A. Institución de Banca Múltiple's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 41,541,000,000 to 45,575,120,000, a change of 4,034,120,000 (9.7%).
- Net income of 10,689,984,000 contributed positively to equity growth.
- Dividend payments of 6,609,441,399 reduced retained earnings.
- Share repurchases of 10,125,865 reduced equity.
- Other comprehensive income decreased equity by 107,000,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $10.69 Billion | +23.46% |
| Dividends Paid | $6.61 Billion | -14.5% |
| Share Repurchases | $10.13 Million | -0.02% |
| Other Comprehensive Income | $-107.00 Million | -0.23% |
| Other Changes | $70.70 Million | +0.16% |
| Total Change | $- | 9.71% |
Book Value vs Market Value Analysis
This analysis compares Banco del Bajío S.A. Institución de Banca Múltiple's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.06x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 0.28x to 0.06x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2010-12-31 | $8.70 | $2.45 | x |
| 2011-12-31 | $8.23 | $2.45 | x |
| 2012-12-31 | $8.92 | $2.45 | x |
| 2013-12-31 | $9.62 | $2.45 | x |
| 2014-12-31 | $11.13 | $2.45 | x |
| 2015-12-31 | $12.47 | $2.45 | x |
| 2016-12-31 | $14.66 | $2.45 | x |
| 2017-12-31 | $21.24 | $2.45 | x |
| 2018-12-31 | $23.99 | $2.45 | x |
| 2019-12-31 | $26.61 | $2.45 | x |
| 2020-12-31 | $29.30 | $2.45 | x |
| 2021-12-31 | $31.87 | $2.45 | x |
| 2022-12-31 | $31.07 | $2.45 | x |
| 2023-12-31 | $34.91 | $2.45 | x |
| 2024-12-31 | $38.31 | $2.45 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Banco del Bajío S.A. Institución de Banca Múltiple utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 23.46%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 39.79%
- • Asset Turnover: 0.07x
- • Equity Multiplier: 7.97x
- Recent ROE (23.46%) is above the historical average (14.31%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2010 | 8.48% | 21.91% | 0.05x | 8.22x | $-157.50 Million |
| 2011 | 8.11% | 18.16% | 0.05x | 9.59x | $-185.26 Million |
| 2012 | 7.63% | 16.91% | 0.04x | 10.12x | $-251.59 Million |
| 2013 | 9.87% | 20.93% | 0.05x | 10.31x | $-14.54 Million |
| 2014 | 11.63% | 25.77% | 0.04x | 10.43x | $215.97 Million |
| 2015 | 10.28% | 22.61% | 0.04x | 10.42x | $41.33 Million |
| 2016 | 12.82% | 27.12% | 0.05x | 10.43x | $492.00 Million |
| 2017 | 15.91% | 34.42% | 0.06x | 8.01x | $1.43 Billion |
| 2018 | 17.78% | 37.80% | 0.06x | 7.84x | $2.22 Billion |
| 2019 | 17.71% | 37.74% | 0.06x | 7.51x | $2.44 Billion |
| 2020 | 9.86% | 25.17% | 0.05x | 7.91x | $-49.90 Million |
| 2021 | 12.70% | 34.21% | 0.05x | 7.27x | $1.02 Billion |
| 2022 | 21.84% | 25.90% | 0.10x | 8.40x | $4.38 Billion |
| 2023 | 26.51% | 47.60% | 0.07x | 8.29x | $6.86 Billion |
| 2024 | 23.46% | 39.79% | 0.07x | 7.97x | $6.13 Billion |
Industry Comparison
This section compares Banco del Bajío S.A. Institución de Banca Múltiple's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Banco del Bajío S.A. Institución de Banca Múltiple (BBAJF) | $44.84 Billion | 8.48% | 7.31x | $2.62 Billion |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |