Banco Bilbao Vizcaya Argentaria S.A
Banco Bilbao Vizcaya Argentaria, S.A., together with its subsidiaries, provides various financial services in Spain, Mexico, Turkey, South America, Europe, the United States, and Asia. The company offers traditional retail, wholesale, investment, and transaction banking. It also engages in financial, insurance, asset management, and capital markets businesses, as well as digital banking. The comp… Read more
Banco Bilbao Vizcaya Argentaria S.A (BBVXF) - Net Assets
Latest net assets as of December 2025: $61.80 Billion USD
Based on the latest financial reports, Banco Bilbao Vizcaya Argentaria S.A (BBVXF) has net assets worth $61.80 Billion USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($859.58 Billion) and total liabilities ($797.78 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $61.80 Billion |
| % of Total Assets | 7.19% |
| Annual Growth Rate | 1.69% |
| 5-Year Change | 26.7% |
| 10-Year Change | 11.46% |
| Growth Volatility | 442.17 |
Banco Bilbao Vizcaya Argentaria S.A - Net Assets Trend (1991–2025)
This chart illustrates how Banco Bilbao Vizcaya Argentaria S.A's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Banco Bilbao Vizcaya Argentaria S.A (1991–2025)
The table below shows the annual net assets of Banco Bilbao Vizcaya Argentaria S.A from 1991 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $61.78 Billion | +2.94% |
| 2024-12-31 | $60.01 Billion | +8.59% |
| 2023-12-31 | $55.27 Billion | +9.40% |
| 2022-12-31 | $50.52 Billion | +3.61% |
| 2021-12-31 | $48.76 Billion | -2.52% |
| 2020-12-31 | $50.02 Billion | -8.93% |
| 2019-12-31 | $54.92 Billion | -91.05% |
| 2018-12-31 | $613.53 Billion | -1.67% |
| 2017-12-31 | $623.96 Billion | +1025.73% |
| 2016-12-31 | $55.43 Billion | -91.66% |
| 2015-12-31 | $664.32 Billion | +1187.22% |
| 2014-12-31 | $51.61 Billion | +15.16% |
| 2013-12-31 | $44.81 Billion | +2.31% |
| 2012-12-31 | $43.80 Billion | +42.39% |
| 2011-12-31 | $30.76 Billion | -17.91% |
| 2010-12-31 | $37.48 Billion | +21.82% |
| 2009-12-31 | $30.76 Billion | +15.20% |
| 2008-12-31 | $26.70 Billion | -4.43% |
| 2007-12-31 | $27.94 Billion | +25.20% |
| 2006-12-31 | $22.32 Billion | -92.93% |
| 2005-12-31 | $315.58 Billion | +1213.33% |
| 2004-12-31 | $24.03 Billion | -86.90% |
| 2003-12-31 | $183.48 Billion | -3.22% |
| 2002-12-31 | $189.58 Billion | -10.59% |
| 2001-12-31 | $212.04 Billion | +19.57% |
| 2000-12-31 | $177.34 Billion | +4.43% |
| 1999-12-31 | $169.82 Billion | +1845.56% |
| 1998-12-31 | $8.73 Billion | +12.68% |
| 1997-12-31 | $7.75 Billion | +24.32% |
| 1996-12-31 | $6.23 Billion | +22.79% |
| 1995-12-31 | $5.07 Billion | +6.76% |
| 1994-12-31 | $4.75 Billion | +0.49% |
| 1993-12-31 | $4.73 Billion | +0.10% |
| 1992-12-31 | $4.72 Billion | -86.49% |
| 1991-12-31 | $34.97 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Banco Bilbao Vizcaya Argentaria S.A's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 100.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $76.23 Billion | 123.40% |
| Other Comprehensive Income | $-18.86 Billion | -30.54% |
| Other Components | $4.41 Billion | 7.14% |
| Total Equity | $61.77 Billion | 100.00% |
Banco Bilbao Vizcaya Argentaria S.A Competitors by Market Cap
The table below lists competitors of Banco Bilbao Vizcaya Argentaria S.A ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Spotify Technology SA
NYSE:SPOT
|
$81.80 Billion |
|
INVESTOR B (FRIA) O.N.
F:IVSD
|
$82.23 Billion |
|
Freeport-McMoran Copper & Gold Inc
NYSE:FCX
|
$82.80 Billion |
|
Automatic Data Processing Inc
NASDAQ:ADP
|
$84.01 Billion |
|
MercadoLibre Inc.
NASDAQ:MELI
|
$81.48 Billion |
|
Synopsys Inc
NASDAQ:SNPS
|
$81.13 Billion |
|
Bank of New York Mellon Corp.
LSE:0HLQ
|
$80.54 Billion |
|
PNC Financial Services Group Inc
NYSE:PNC
|
$80.37 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Banco Bilbao Vizcaya Argentaria S.A's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 55,654,000,000 to 61,774,854,000, a change of 6,120,854,000 (11.0%).
- Net income of 10,511,000,000 contributed positively to equity growth.
- Dividend payments of 4,194,428,000 reduced retained earnings.
- Share repurchases of 1,994,253,000 reduced equity.
- Other comprehensive income decreased equity by 1,788,932,000.
- Other factors increased equity by 3,587,467,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $10.51 Billion | +17.02% |
| Dividends Paid | $4.19 Billion | -6.79% |
| Share Repurchases | $1.99 Billion | -3.23% |
| Other Comprehensive Income | $-1.79 Billion | -2.9% |
| Other Changes | $3.59 Billion | +5.81% |
| Total Change | $- | 11.00% |
Book Value vs Market Value Analysis
This analysis compares Banco Bilbao Vizcaya Argentaria S.A's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.34x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 10.80x to 1.34x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1991-12-31 | $1.34 | $14.45 | x |
| 1992-12-31 | $1.97 | $14.45 | x |
| 1993-12-31 | $1.83 | $14.45 | x |
| 1994-12-31 | $1.85 | $14.45 | x |
| 1995-12-31 | $2.03 | $14.45 | x |
| 1996-12-31 | $2.20 | $14.45 | x |
| 1997-12-31 | $2.40 | $14.45 | x |
| 1998-12-31 | $2.70 | $14.45 | x |
| 1999-12-31 | $4.18 | $14.45 | x |
| 2000-12-31 | $5.42 | $14.45 | x |
| 2001-12-31 | $5.60 | $14.45 | x |
| 2002-12-31 | $4.77 | $14.45 | x |
| 2003-12-31 | $4.64 | $14.45 | x |
| 2004-12-31 | $6.85 | $14.45 | x |
| 2005-12-31 | $3.78 | $14.45 | x |
| 2006-12-31 | $6.23 | $14.45 | x |
| 2007-12-31 | $7.41 | $14.45 | x |
| 2008-12-31 | $6.92 | $14.45 | x |
| 2009-12-31 | $7.39 | $14.45 | x |
| 2010-12-31 | $8.42 | $14.45 | x |
| 2011-12-31 | $6.14 | $14.45 | x |
| 2012-12-31 | $7.91 | $14.45 | x |
| 2013-12-31 | $7.43 | $14.45 | x |
| 2014-12-31 | $8.25 | $14.45 | x |
| 2015-12-31 | $7.26 | $14.45 | x |
| 2016-12-31 | $7.18 | $14.45 | x |
| 2017-12-31 | $6.98 | $14.45 | x |
| 2018-12-31 | $7.10 | $14.45 | x |
| 2019-12-31 | $7.33 | $14.45 | x |
| 2020-12-31 | $6.69 | $14.45 | x |
| 2021-12-31 | $6.86 | $14.45 | x |
| 2022-12-31 | $7.58 | $14.45 | x |
| 2023-12-31 | $8.68 | $14.45 | x |
| 2024-12-31 | $9.65 | $14.45 | x |
| 2025-12-31 | $10.75 | $14.45 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Banco Bilbao Vizcaya Argentaria S.A utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 17.02%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 41.93%
- • Asset Turnover: 0.03x
- • Equity Multiplier: 13.91x
- Recent ROE (17.02%) is above the historical average (13.22%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1991 | 21.02% | 19.45% | 0.06x | 18.19x | $311.90 Million |
| 1992 | 12.59% | 15.90% | 0.05x | 17.26x | $108.17 Million |
| 1993 | 11.50% | 13.95% | 0.04x | 18.66x | $58.31 Million |
| 1994 | 11.45% | 15.75% | 0.04x | 20.54x | $56.84 Million |
| 1995 | 12.88% | 15.60% | 0.04x | 21.49x | $120.43 Million |
| 1996 | 14.10% | 15.28% | 0.04x | 23.08x | $185.66 Million |
| 1997 | 21.69% | 17.83% | 0.05x | 25.46x | $578.74 Million |
| 1998 | 17.43% | 13.79% | 0.05x | 23.75x | $419.12 Million |
| 1999 | 14.06% | 16.99% | 0.04x | 19.18x | $504.55 Million |
| 2000 | 12.71% | 16.98% | 0.04x | 17.10x | $475.83 Million |
| 2001 | 13.03% | 15.19% | 0.05x | 17.04x | $549.96 Million |
| 2002 | 11.10% | 12.44% | 0.05x | 18.04x | $170.10 Million |
| 2003 | 14.76% | 17.49% | 0.04x | 19.04x | $717.02 Million |
| 2004 | 12.46% | 24.77% | 0.04x | 13.40x | $577.80 Million |
| 2005 | 29.20% | 20.42% | 0.05x | 30.10x | $2.50 Billion |
| 2006 | 21.98% | 26.64% | 0.04x | 19.11x | $2.58 Billion |
| 2007 | 22.64% | 29.68% | 0.04x | 18.56x | $3.42 Billion |
| 2008 | 19.57% | 24.50% | 0.04x | 21.15x | $2.45 Billion |
| 2009 | 14.37% | 17.97% | 0.04x | 18.26x | $1.28 Billion |
| 2010 | 12.82% | 20.72% | 0.04x | 15.39x | $1.01 Billion |
| 2011 | 10.25% | 12.09% | 0.04x | 20.40x | $74.00 Million |
| 2012 | 4.05% | 7.72% | 0.03x | 15.40x | $-2.47 Billion |
| 2013 | 4.91% | 9.77% | 0.04x | 14.12x | $-2.16 Billion |
| 2014 | 5.33% | 11.82% | 0.03x | 13.27x | $-2.29 Billion |
| 2015 | 5.59% | 11.16% | 0.03x | 15.86x | $-2.09 Billion |
| 2016 | 7.34% | 14.11% | 0.03x | 15.45x | $-1.26 Billion |
| 2017 | 7.59% | 17.10% | 0.03x | 14.89x | $-1.12 Billion |
| 2018 | 11.46% | 29.15% | 0.03x | 14.36x | $688.90 Million |
| 2019 | 7.21% | 15.09% | 0.03x | 14.34x | $-1.36 Billion |
| 2020 | 2.93% | 8.57% | 0.02x | 16.53x | $-3.15 Billion |
| 2021 | 10.60% | 25.02% | 0.03x | 15.10x | $262.30 Million |
| 2022 | 13.56% | 27.63% | 0.03x | 15.18x | $1.67 Billion |
| 2023 | 15.51% | 29.52% | 0.04x | 15.00x | $2.85 Billion |
| 2024 | 18.07% | 31.85% | 0.04x | 13.88x | $4.49 Billion |
| 2025 | 17.02% | 41.93% | 0.03x | 13.91x | $4.33 Billion |
Industry Comparison
This section compares Banco Bilbao Vizcaya Argentaria S.A's net assets metrics with peer companies in the Banks - Diversified industry.
Industry Context
- Industry: Banks - Diversified
- Average net assets among peers: $271,979,180,222
- Average return on equity (ROE) among peers: 10.18%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Banco Bilbao Vizcaya Argentaria S.A (BBVXF) | $61.80 Billion | 21.02% | 12.91x | $81.72 Billion |
| ABN AMRO Bank N.V (AAVMY) | $27.04 Billion | 8.33% | 14.28x | $11.03 Billion |
| Agricultural Bank of China PK (ACGBY) | $290.54 Billion | 17.72% | 23.14x | $259.69 Billion |
| ANZ Group Holdings Limited (ANZGY) | $70.02 Billion | 10.15% | 14.79x | $48.69 Billion |
| Bank of America Corp (BAC) | $270.07 Billion | 11.84% | 10.74x | $336.44 Billion |
| Bank of China Ltd H (BACHF) | $861.54 Billion | 16.21% | 13.72x | $77.92 Billion |
| Banco Santander S.A (BCDRF) | $73.87 Billion | 12.11% | 14.03x | $86.81 Billion |
| Barclays PLC (BCLYF) | $808.57 Billion | 0.43% | 0.14x | $42.51 Billion |
| Bancorp. of Southern Indiana (BCSO) | $46.62 Million | 6.99% | 9.62x | $74.68 Million |
| The Bank of New York Mellon Corporation (BK) | $46.12 Billion | 7.84% | 9.18x | $79.06 Billion |