Bank Rakyat
PT Bank Rakyat Indonesia (Persero) Tbk provides various banking products and services in Indonesia and internationally. The company offers savings and current accounts; time, foreign currency time, and on call deposits; mortgage, working capital, investment, franchise, and cash collateral loans, as well as supply and value chain financing and bank guarantees; and micro, small and medium, and prog… Read more
Bank Rakyat (BKRKY) - Net Assets
Latest net assets as of September 2025: $336.17 Trillion USD
Based on the latest financial reports, Bank Rakyat (BKRKY) has net assets worth $336.17 Trillion USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($2112.62 Trillion) and total liabilities ($1776.44 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $336.17 Trillion |
| % of Total Assets | 15.91% |
| Annual Growth Rate | 18.26% |
| 5-Year Change | 40.84% |
| 10-Year Change | 185.69% |
| Growth Volatility | 10.08 |
Bank Rakyat - Net Assets Trend (2005–2024)
This chart illustrates how Bank Rakyat's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Bank Rakyat (2005–2024)
The table below shows the annual net assets of Bank Rakyat from 2005 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $323.19 Trillion | +2.12% |
| 2023-12-31 | $316.47 Trillion | +4.31% |
| 2022-12-31 | $303.40 Trillion | +3.98% |
| 2021-12-31 | $291.79 Trillion | +27.16% |
| 2020-12-31 | $229.47 Trillion | +9.91% |
| 2019-12-31 | $208.78 Trillion | +12.69% |
| 2018-12-31 | $185.28 Trillion | +10.28% |
| 2017-12-31 | $168.01 Trillion | +13.88% |
| 2016-12-31 | $147.53 Trillion | +30.41% |
| 2015-12-31 | $113.13 Trillion | +15.78% |
| 2014-12-31 | $97.71 Trillion | +22.79% |
| 2013-12-31 | $79.57 Trillion | +22.65% |
| 2012-12-31 | $64.88 Trillion | +30.23% |
| 2011-12-31 | $49.82 Trillion | +35.85% |
| 2010-12-31 | $36.67 Trillion | +34.54% |
| 2009-12-31 | $27.26 Trillion | +21.92% |
| 2008-12-31 | $22.36 Trillion | +15.02% |
| 2007-12-31 | $19.44 Trillion | +15.16% |
| 2006-12-31 | $16.88 Trillion | +26.40% |
| 2005-12-31 | $13.35 Trillion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Bank Rakyat's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 4005.8% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $215.07 Trillion | 67.83% |
| Common Stock | $7.58 Trillion | 2.39% |
| Other Comprehensive Income | $19.89 Trillion | 6.27% |
| Other Components | $74.55 Trillion | 23.51% |
| Total Equity | $317.09 Trillion | 100.00% |
Bank Rakyat Competitors by Market Cap
The table below lists competitors of Bank Rakyat ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Nutrien Ltd
NYSE:NTR
|
$34.02 Billion |
|
Kimberly-Clark Corporation
NYSE:KMB
|
$34.04 Billion |
|
Intact Financial Corporation
PINK:IFCZF
|
$34.07 Billion |
|
Hoya Corp
PINK:HOCPY
|
$34.14 Billion |
|
Medline Inc. Class A Common Stock
NASDAQ:MDLN
|
$33.89 Billion |
|
Orix Corp Ads
NYSE:IX
|
$33.82 Billion |
|
ResMed Inc
NYSE:RMD
|
$33.81 Billion |
|
Alcon Inc.
XETRA:2U3
|
$33.73 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank Rakyat's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 311,363,556,000,000 to 317,093,838,000,000, a change of 5,730,282,000,000 (1.8%).
- Net income of 60,154,887,000,000 contributed positively to equity growth.
- Dividend payments of 48,102,283,000,000 reduced retained earnings.
- Share repurchases of 875,758,000,000 reduced equity.
- Other comprehensive income decreased equity by 966,217,000,000.
- Other factors decreased equity by 4,480,347,000,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $60.15 Trillion | +18.97% |
| Dividends Paid | $48.10 Trillion | -15.17% |
| Share Repurchases | $875.76 Billion | -0.28% |
| Other Comprehensive Income | $-966.22 Billion | -0.3% |
| Other Changes | $-4.48 Trillion | -1.41% |
| Total Change | $- | 1.84% |
Book Value vs Market Value Analysis
This analysis compares Bank Rakyat's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.00x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2005-12-31 | $5530.73 | $11.10 | x |
| 2006-12-31 | $6928.65 | $11.10 | x |
| 2007-12-31 | $7936.08 | $11.10 | x |
| 2008-12-31 | $9323.89 | $11.10 | x |
| 2009-12-31 | $11127.91 | $11.10 | x |
| 2010-12-31 | $15291.40 | $11.10 | x |
| 2011-12-31 | $20754.24 | $11.10 | x |
| 2012-12-31 | $26270.35 | $11.10 | x |
| 2013-12-31 | $32190.73 | $11.10 | x |
| 2014-12-31 | $39535.45 | $11.10 | x |
| 2015-12-31 | $45778.12 | $11.10 | x |
| 2016-12-31 | $60016.66 | $11.10 | x |
| 2017-12-31 | $68304.85 | $11.10 | x |
| 2018-12-31 | $74749.83 | $11.10 | x |
| 2019-12-31 | $82265.19 | $11.10 | x |
| 2020-12-31 | $89761.36 | $11.10 | x |
| 2021-12-31 | $110564.12 | $11.10 | x |
| 2022-12-31 | $98836.31 | $11.10 | x |
| 2023-12-31 | $103158.72 | $11.10 | x |
| 2024-12-31 | $105162.62 | $11.10 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank Rakyat utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 18.97%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 34.49%
- • Asset Turnover: 0.09x
- • Equity Multiplier: 6.29x
- Recent ROE (18.97%) is below the historical average (22.50%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2005 | 28.52% | 29.64% | 0.10x | 9.19x | $2.47 Trillion |
| 2006 | 25.22% | 27.84% | 0.10x | 9.17x | $2.57 Trillion |
| 2007 | 24.89% | 26.13% | 0.09x | 10.48x | $2.89 Trillion |
| 2008 | 26.65% | 26.86% | 0.09x | 11.01x | $3.72 Trillion |
| 2009 | 36.29% | 37.58% | 0.08x | 11.63x | $7.17 Trillion |
| 2010 | 31.28% | 37.55% | 0.08x | 11.02x | $7.81 Trillion |
| 2011 | 30.30% | 37.52% | 0.09x | 9.44x | $10.11 Trillion |
| 2012 | 28.83% | 33.54% | 0.10x | 8.51x | $12.20 Trillion |
| 2013 | 26.88% | 32.48% | 0.10x | 7.88x | $13.40 Trillion |
| 2014 | 24.83% | 29.46% | 0.10x | 8.22x | $14.46 Trillion |
| 2015 | 22.51% | 26.74% | 0.11x | 7.79x | $14.11 Trillion |
| 2016 | 17.86% | 24.80% | 0.11x | 6.84x | $11.54 Trillion |
| 2017 | 17.34% | 24.94% | 0.10x | 6.74x | $12.28 Trillion |
| 2018 | 17.68% | 25.20% | 0.10x | 7.09x | $14.05 Trillion |
| 2019 | 16.66% | 24.07% | 0.10x | 6.87x | $13.74 Trillion |
| 2020 | 8.22% | 11.37% | 0.10x | 7.10x | $-4.04 Trillion |
| 2021 | 10.76% | 17.66% | 0.10x | 5.81x | $2.19 Trillion |
| 2022 | 17.10% | 28.42% | 0.10x | 6.23x | $21.24 Trillion |
| 2023 | 19.30% | 28.74% | 0.11x | 6.31x | $28.96 Trillion |
| 2024 | 18.97% | 34.49% | 0.09x | 6.29x | $28.45 Trillion |
Industry Comparison
This section compares Bank Rakyat's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank Rakyat (BKRKY) | $336.17 Trillion | 28.52% | 5.28x | $33.93 Billion |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |