Bâloise Holding AG
Baloise Holding AG, together with its subsidiaries, primarily engages in the insurance and banking businesses in Switzerland, Germany, Belgium, and Luxembourg. It operates through Non-Life, Life, Asset Management & Banking, and Other Activities segments. The Non-Life segment offers accident and health insurance, as well as liability, motor, property, and marine insurance. The Life segment provide… Read more
Bâloise Holding AG (BLHEF) - Net Assets
Latest net assets as of June 2025: $3.48 Billion USD
Based on the latest financial reports, Bâloise Holding AG (BLHEF) has net assets worth $3.48 Billion USD as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($78.23 Billion) and total liabilities ($74.75 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $3.48 Billion |
| % of Total Assets | 4.45% |
| Annual Growth Rate | -0.99% |
| 5-Year Change | -47.95% |
| 10-Year Change | -33.32% |
| Growth Volatility | 16.72 |
Bâloise Holding AG - Net Assets Trend (2005–2024)
This chart illustrates how Bâloise Holding AG's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Bâloise Holding AG (2005–2024)
The table below shows the annual net assets of Bâloise Holding AG from 2005 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $3.64 Billion | +11.57% |
| 2023-12-31 | $3.26 Billion | -4.63% |
| 2022-12-31 | $3.42 Billion | -53.19% |
| 2021-12-31 | $7.30 Billion | +4.50% |
| 2020-12-31 | $6.99 Billion | +4.02% |
| 2019-12-31 | $6.72 Billion | +11.77% |
| 2018-12-31 | $6.01 Billion | -6.26% |
| 2017-12-31 | $6.41 Billion | +11.01% |
| 2016-12-31 | $5.77 Billion | +5.87% |
| 2015-12-31 | $5.45 Billion | -6.47% |
| 2014-12-31 | $5.83 Billion | +18.84% |
| 2013-12-31 | $4.91 Billion | +0.69% |
| 2012-12-31 | $4.87 Billion | +25.15% |
| 2011-12-31 | $3.89 Billion | -5.80% |
| 2010-12-31 | $4.13 Billion | -8.35% |
| 2009-12-31 | $4.51 Billion | +15.77% |
| 2008-12-31 | $3.90 Billion | -19.94% |
| 2007-12-31 | $4.87 Billion | -2.42% |
| 2006-12-31 | $4.99 Billion | +13.55% |
| 2005-12-31 | $4.39 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Bâloise Holding AG's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 34.7% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $4.85 Billion | 133.57% |
| Common Stock | $4.60 Million | 0.13% |
| Other Comprehensive Income | $-1.18 Billion | -32.58% |
| Total Equity | $3.63 Billion | 100.00% |
Bâloise Holding AG Competitors by Market Cap
The table below lists competitors of Bâloise Holding AG ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
INVESCO Ltd.
LSE:0UAN
|
$8.55 Billion |
|
Galp Energia Nom
IL:0B67
|
$8.55 Billion |
|
Hanmi Semicon
KO:042700
|
$8.58 Billion |
|
Walgreens Boots Alliance Inc
NASDAQ:WBA
|
$8.58 Billion |
|
American Financial Group Inc
NYSE:AFG
|
$8.54 Billion |
|
Frontier Communications Parent Inc
NASDAQ:FYBR
|
$8.54 Billion |
|
MTN Group Limited
PINK:MTNOF
|
$8.53 Billion |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR
|
$8.52 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bâloise Holding AG's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 3,250,000,000 to 3,629,700,000, a change of 379,700,000 (11.7%).
- Net income of 384,800,000 contributed positively to equity growth.
- Dividend payments of 349,100,000 reduced retained earnings.
- Share repurchases of 28,300,000 reduced equity.
- New share issuances of 56,600,000 increased equity.
- Other comprehensive income increased equity by 710,000,000.
- Other factors decreased equity by 394,300,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $384.80 Million | +10.6% |
| Dividends Paid | $349.10 Million | -9.62% |
| Share Repurchases | $28.30 Million | -0.78% |
| Share Issuances | $56.60 Million | +1.56% |
| Other Comprehensive Income | $710.00 Million | +19.56% |
| Other Changes | $-394.30 Million | -10.86% |
| Total Change | $- | 11.68% |
Book Value vs Market Value Analysis
This analysis compares Bâloise Holding AG's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 2.61x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2005-12-31 | $79.78 | $208.35 | x |
| 2006-12-31 | $91.00 | $208.35 | x |
| 2007-12-31 | $92.14 | $208.35 | x |
| 2008-12-31 | $75.46 | $208.35 | x |
| 2009-12-31 | $89.12 | $208.35 | x |
| 2010-12-31 | $87.26 | $208.35 | x |
| 2011-12-31 | $82.16 | $208.35 | x |
| 2012-12-31 | $98.76 | $208.35 | x |
| 2013-12-31 | $98.94 | $208.35 | x |
| 2014-12-31 | $117.89 | $208.35 | x |
| 2015-12-31 | $110.93 | $208.35 | x |
| 2016-12-31 | $119.08 | $208.35 | x |
| 2017-12-31 | $132.94 | $208.35 | x |
| 2018-12-31 | $126.92 | $208.35 | x |
| 2019-12-31 | $145.02 | $208.35 | x |
| 2020-12-31 | $154.80 | $208.35 | x |
| 2021-12-31 | $161.53 | $208.35 | x |
| 2022-12-31 | $75.34 | $208.35 | x |
| 2023-12-31 | $71.75 | $208.35 | x |
| 2024-12-31 | $79.86 | $208.35 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bâloise Holding AG utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 10.60%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 6.05%
- • Asset Turnover: 0.08x
- • Equity Multiplier: 22.03x
- Recent ROE (10.60%) is above the historical average (9.43%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2005 | 9.14% | 4.30% | 0.15x | 14.16x | $-37.24 Million |
| 2006 | 14.21% | 7.41% | 0.15x | 13.01x | $207.21 Million |
| 2007 | 16.80% | 8.26% | 0.15x | 14.01x | $325.11 Million |
| 2008 | 9.71% | 4.54% | 0.13x | 16.59x | $-10.80 Million |
| 2009 | 9.76% | 4.41% | 0.14x | 15.60x | $-10.50 Million |
| 2010 | 10.65% | 4.60% | 0.15x | 15.95x | $26.70 Million |
| 2011 | 1.59% | 0.79% | 0.11x | 17.89x | $-324.73 Million |
| 2012 | 9.04% | 4.99% | 0.12x | 15.22x | $-46.47 Million |
| 2013 | 9.32% | 4.72% | 0.13x | 15.59x | $-32.99 Million |
| 2014 | 12.27% | 7.01% | 0.13x | 13.70x | $131.57 Million |
| 2015 | 9.45% | 5.89% | 0.11x | 14.54x | $-29.79 Million |
| 2016 | 9.31% | 6.12% | 0.11x | 14.04x | $-39.33 Million |
| 2017 | 8.64% | 5.93% | 0.11x | 13.32x | $-86.62 Million |
| 2018 | 8.76% | 7.42% | 0.09x | 13.54x | $-73.86 Million |
| 2019 | 10.34% | 6.33% | 0.13x | 12.87x | $22.80 Million |
| 2020 | 6.22% | 5.40% | 0.09x | 12.56x | $-264.07 Million |
| 2021 | 8.08% | 5.76% | 0.11x | 12.24x | $-140.11 Million |
| 2022 | 7.28% | 0.00% | -0.03x | 22.90x | $-92.72 Million |
| 2023 | 7.37% | 3.44% | 0.09x | 23.96x | $-85.40 Million |
| 2024 | 10.60% | 6.05% | 0.08x | 22.03x | $21.83 Million |
Industry Comparison
This section compares Bâloise Holding AG's net assets metrics with peer companies in the Insurance - Diversified industry.
Industry Context
- Industry: Insurance - Diversified
- Average net assets among peers: $32,357,292,778
- Average return on equity (ROE) among peers: 13.63%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bâloise Holding AG (BLHEF) | $3.48 Billion | 9.14% | 21.47x | $8.54 Billion |
| Alm. Brand A/S (ABDBY) | $13.40 Billion | 5.80% | 1.64x | $2.98 Billion |
| Arch Capital Group Ltd (ACGL) | $2.48 Billion | 10.34% | 3.63x | $32.40 Billion |
| ageas SA/NV (AGESF) | $8.80 Billion | 12.71% | 10.19x | $10.79 Billion |
| American International Group Inc (AIG) | $109.64 Billion | 12.81% | 7.93x | $41.13 Billion |
| Aviva plc (AIVAF) | $11.16 Billion | 0.00% | 0.03x | $18.17 Billion |
| Allianz SE (ALIZF) | $63.58 Billion | 13.43% | 14.46x | $143.52 Billion |
| Assicurazioni Generali S.p.A (ARZGF) | $18.35 Billion | 18.39% | 19.85x | $30.45 Billion |
| AXA SA (AXAHF) | $52.40 Billion | 13.72% | 11.30x | $66.04 Billion |
| BB Seguridade Participacoes SA (BBSEY) | $11.40 Billion | 35.51% | 0.17x | $4.26 Billion |