Benchmark Bankshares Inc
Benchmark Bankshares, Inc. operates as the holding company for Benchmark Community Bank that provides various banking products and services in the United States. The company accepts various deposits, such as checking, saving, commercial services, and youth accounts. Its loan products include personal, mortgage, other real estate, business, auto, and student loans. The company also offers credit a… Read more
Benchmark Bankshares Inc (BMBN) - Net Assets
Latest net assets as of December 2025: $126.87 Million USD
Based on the latest financial reports, Benchmark Bankshares Inc (BMBN) has net assets worth $126.87 Million USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($1.37 Billion) and total liabilities ($1.24 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $126.87 Million |
| % of Total Assets | 9.29% |
| Annual Growth Rate | 8.59% |
| 5-Year Change | 50.26% |
| 10-Year Change | 98.65% |
| Growth Volatility | 228.99 |
Benchmark Bankshares Inc - Net Assets Trend (1994–2025)
This chart illustrates how Benchmark Bankshares Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Benchmark Bankshares Inc (1994–2025)
The table below shows the annual net assets of Benchmark Bankshares Inc from 1994 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $126.87 Million | +15.93% |
| 2024-12-31 | $109.43 Million | +10.88% |
| 2023-12-31 | $98.69 Million | +15.22% |
| 2022-12-31 | $85.65 Million | +1.44% |
| 2021-12-31 | $84.44 Million | +9.91% |
| 2020-12-31 | $76.82 Million | +11.80% |
| 2019-12-31 | $68.71 Million | -3.62% |
| 2018-12-31 | $71.29 Million | +5.09% |
| 2017-12-31 | $67.84 Million | +6.23% |
| 2016-12-31 | $63.87 Million | +2.30% |
| 2015-12-31 | $62.43 Million | -87.25% |
| 2014-12-31 | $489.70 Million | +5.63% |
| 2013-12-31 | $463.59 Million | +867.83% |
| 2012-12-31 | $47.90 Million | +10.63% |
| 2011-12-31 | $43.30 Million | +13.97% |
| 2010-12-31 | $37.99 Million | +6.27% |
| 2009-12-31 | $35.75 Million | +6.12% |
| 2008-12-31 | $33.69 Million | +4.69% |
| 2007-12-31 | $32.18 Million | +6.30% |
| 2006-12-31 | $30.27 Million | +8.20% |
| 2005-12-31 | $27.98 Million | -8.77% |
| 2004-12-31 | $30.67 Million | +7.17% |
| 2003-12-31 | $28.61 Million | +7.79% |
| 2002-12-31 | $26.55 Million | -88.98% |
| 2001-12-31 | $240.81 Million | +985.46% |
| 2000-12-31 | $22.19 Million | +10.93% |
| 1999-12-31 | $20.00 Million | +5.18% |
| 1998-12-31 | $19.02 Million | +14.19% |
| 1997-12-31 | $16.65 Million | +15.95% |
| 1996-12-31 | $14.36 Million | +14.89% |
| 1995-12-31 | $12.50 Million | +26.76% |
| 1994-12-31 | $9.86 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Benchmark Bankshares Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 1603.4% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $123.99 Million | 97.73% |
| Common Stock | $934.00K | 0.74% |
| Other Comprehensive Income | $-4.05 Million | -3.20% |
| Other Components | $6.00 Million | 4.73% |
| Total Equity | $126.87 Million | 100.00% |
Benchmark Bankshares Inc Competitors by Market Cap
The table below lists competitors of Benchmark Bankshares Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Grupo Gicsa S.A. de C.V
MX:GICSAB
|
$106.68 Million |
|
Interflex Co. Ltd
KQ:051370
|
$106.70 Million |
|
Pace Digitek Limited
NSE:PACEDIGITK
|
$106.77 Million |
|
FREYR Battery SA
NYSE:FREY
|
$106.78 Million |
|
Wireless Power Amplifier Module Inc
KQ:332570
|
$106.65 Million |
|
Probi AB
ST:PROB
|
$106.63 Million |
|
Tanvex BioPharma Inc
TW:6541
|
$106.58 Million |
|
Sapura Energy Bhd
KLSE:5218
|
$106.55 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Benchmark Bankshares Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 109,434,000 to 126,872,000, a change of 17,438,000 (15.9%).
- Net income of 19,844,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 2,061,001.
- Other factors decreased equity by 4,467,001.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $19.84 Million | +15.64% |
| Other Comprehensive Income | $2.06 Million | +1.62% |
| Other Changes | $-4.47 Million | -3.52% |
| Total Change | $- | 15.93% |
Book Value vs Market Value Analysis
This analysis compares Benchmark Bankshares Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.87x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 14.31x to 0.87x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1994-12-31 | $1.74 | $24.90 | x |
| 1995-12-31 | $2.19 | $24.90 | x |
| 1996-12-31 | $2.48 | $24.90 | x |
| 1997-12-31 | $2.85 | $24.90 | x |
| 1998-12-31 | $3.19 | $24.90 | x |
| 1999-12-31 | $3.32 | $24.90 | x |
| 2000-12-31 | $3.69 | $24.90 | x |
| 2001-12-31 | $3.94 | $24.90 | x |
| 2002-12-31 | $4.47 | $24.90 | x |
| 2003-12-31 | $4.75 | $24.90 | x |
| 2004-12-31 | $5.08 | $24.90 | x |
| 2005-12-31 | $4.95 | $24.90 | x |
| 2006-12-31 | $5.49 | $24.90 | x |
| 2012-12-31 | $8.05 | $24.90 | x |
| 2013-12-31 | $9.84 | $24.90 | x |
| 2014-12-31 | $10.88 | $24.90 | x |
| 2015-12-31 | $11.69 | $24.90 | x |
| 2016-12-31 | $12.37 | $24.90 | x |
| 2017-12-31 | $13.15 | $24.90 | x |
| 2018-12-31 | $13.98 | $24.90 | x |
| 2019-12-31 | $14.41 | $24.90 | x |
| 2020-12-31 | $17.16 | $24.90 | x |
| 2021-12-31 | $18.66 | $24.90 | x |
| 2022-12-31 | $18.96 | $24.90 | x |
| 2023-12-31 | $21.88 | $24.90 | x |
| 2024-12-31 | $24.49 | $24.90 | x |
| 2025-12-31 | $28.49 | $24.90 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Benchmark Bankshares Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 15.64%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 23.80%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 10.77x
- Recent ROE (15.64%) is above the historical average (13.30%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1994 | 20.02% | 20.13% | 0.09x | 11.69x | $988.51K |
| 1995 | 17.67% | 34.61% | 0.05x | 10.83x | $959.14K |
| 1996 | 17.03% | 18.40% | 0.09x | 10.51x | $1.01 Million |
| 1997 | 15.49% | 18.11% | 0.09x | 9.53x | $913.48K |
| 1998 | 13.91% | 17.66% | 0.08x | 9.75x | $742.64K |
| 1999 | 12.50% | 15.82% | 0.08x | 9.67x | $500.00K |
| 2000 | 12.82% | 16.32% | 0.08x | 9.25x | $626.54K |
| 2001 | 11.65% | 28.23% | 0.04x | 10.30x | $388.05K |
| 2002 | 12.80% | 18.43% | 0.07x | 9.98x | $743.45K |
| 2003 | 12.57% | 19.69% | 0.06x | 9.92x | $734.70K |
| 2004 | 11.58% | 19.56% | 0.06x | 9.55x | $484.66K |
| 2005 | 13.73% | 27.93% | 0.05x | 10.65x | $1.04 Million |
| 2006 | 12.58% | 17.35% | 0.07x | 10.35x | $781.63K |
| 2007 | 12.26% | 16.26% | 0.07x | 10.66x | $726.20K |
| 2008 | 11.64% | 15.35% | 0.07x | 11.09x | $553.40K |
| 2009 | 10.92% | 15.14% | 0.07x | 10.74x | $329.10K |
| 2010 | 11.95% | 17.14% | 0.06x | 11.00x | $741.90K |
| 2011 | 12.19% | 0.00% | 0.00x | 9.61x | $948.30K |
| 2012 | 14.63% | 27.75% | 0.05x | 10.49x | $1.94 Million |
| 2013 | 12.22% | 26.58% | 0.05x | 9.10x | $1.13 Million |
| 2014 | 10.99% | 25.53% | 0.05x | 8.74x | $556.47K |
| 2015 | 10.48% | 21.74% | 0.05x | 8.93x | $288.27K |
| 2016 | 10.21% | 21.67% | 0.05x | 8.90x | $135.31K |
| 2017 | 9.04% | 19.12% | 0.05x | 8.78x | $-653.68K |
| 2018 | 12.82% | 26.46% | 0.05x | 9.03x | $2.01 Million |
| 2019 | 13.78% | 24.58% | 0.05x | 10.36x | $2.60 Million |
| 2020 | 13.30% | 25.27% | 0.05x | 11.34x | $2.54 Million |
| 2021 | 13.65% | 26.73% | 0.04x | 12.32x | $3.08 Million |
| 2022 | 15.46% | 28.22% | 0.04x | 13.13x | $4.67 Million |
| 2023 | 15.58% | 25.92% | 0.05x | 11.78x | $5.51 Million |
| 2024 | 14.49% | 22.42% | 0.06x | 11.18x | $4.91 Million |
| 2025 | 15.64% | 23.80% | 0.06x | 10.77x | $7.16 Million |
Industry Comparison
This section compares Benchmark Bankshares Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Benchmark Bankshares Inc (BMBN) | $126.87 Million | 20.02% | 9.77x | $106.67 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |