Banco de Sabadell S.A
Banco de Sabadell, S.A. provides banking products and services to personal, business, and private customers in Spain and internationally. The company offers retail banking products, including current and savings accounts, personal loans, debit/credit cards, and mortgages. It also provides financial products and services, such as consumer loans, leasing, and rental services, as well as other short… Read more
Banco de Sabadell S.A (BNDSF) - Net Assets
Latest net assets as of December 2025: $14.08 Billion USD
Based on the latest financial reports, Banco de Sabadell S.A (BNDSF) has net assets worth $14.08 Billion USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($245.30 Billion) and total liabilities ($231.22 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $14.08 Billion |
| % of Total Assets | 5.74% |
| Annual Growth Rate | 7.73% |
| 5-Year Change | 8.31% |
| 10-Year Change | 7.6% |
| Growth Volatility | 365.36 |
Banco de Sabadell S.A - Net Assets Trend (2002–2025)
This chart illustrates how Banco de Sabadell S.A's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Banco de Sabadell S.A (2002–2025)
The table below shows the annual net assets of Banco de Sabadell S.A from 2002 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $14.08 Billion | -6.35% |
| 2024-12-31 | $15.03 Billion | +8.31% |
| 2023-12-31 | $13.88 Billion | +4.95% |
| 2022-12-31 | $13.22 Billion | +1.75% |
| 2021-12-31 | $13.00 Billion | +4.04% |
| 2020-12-31 | $12.49 Billion | -3.72% |
| 2019-12-31 | $12.97 Billion | +7.08% |
| 2018-12-31 | $12.12 Billion | -8.36% |
| 2017-12-31 | $13.22 Billion | +1.06% |
| 2016-12-31 | $13.08 Billion | -92.48% |
| 2015-12-31 | $174.07 Billion | +22.47% |
| 2014-12-31 | $142.14 Billion | +0.67% |
| 2013-12-31 | $141.19 Billion | +4.54% |
| 2012-12-31 | $135.05 Billion | +66.87% |
| 2011-12-31 | $80.93 Billion | +7.62% |
| 2010-12-31 | $75.21 Billion | +1590.74% |
| 2008-12-31 | $4.45 Billion | -3.40% |
| 2007-12-31 | $4.60 Billion | +9.75% |
| 2006-12-31 | $4.20 Billion | +132.92% |
| 2005-12-31 | $-12.74 Billion | -39.17% |
| 2004-12-31 | $-9.16 Billion | -441.42% |
| 2003-12-31 | $2.68 Billion | +5.53% |
| 2002-12-31 | $2.54 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Banco de Sabadell S.A's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 667.8% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $1.77 Billion | 12.64% |
| Common Stock | $627.76 Million | 4.47% |
| Other Comprehensive Income | $-583.78 Million | -4.16% |
| Other Components | $12.22 Billion | 87.05% |
| Total Equity | $14.04 Billion | 100.00% |
Banco de Sabadell S.A Competitors by Market Cap
The table below lists competitors of Banco de Sabadell S.A ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
HubSpot Inc
NYSE:HUBS
|
$12.18 Billion |
|
CRRC Corp Ltd Class A
SHG:601766
|
$12.19 Billion |
|
Moncler SpA
LSE:0QII
|
$12.21 Billion |
|
Dick’s Sporting Goods Inc
NYSE:DKS
|
$12.24 Billion |
|
Best Buy Co. Inc
NYSE:BBY
|
$12.17 Billion |
|
Sigma Healthcare Limited
OTCGREY:SIGGF
|
$12.16 Billion |
|
Chongqing Changan Automobile Co Ltd
SHE:000625
|
$12.14 Billion |
|
Nova Minerals Limited Warrant
NASDAQ:NVAWW
|
$12.09 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Banco de Sabadell S.A's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 14,998,139,000 to 14,041,739,000, a change of -956,400,000 (-6.4%).
- Net income of 1,772,336,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 1,445,375,000.
- Other factors decreased equity by 4,174,111,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $1.77 Billion | +12.62% |
| Other Comprehensive Income | $1.45 Billion | +10.29% |
| Other Changes | $-4.17 Billion | -29.73% |
| Total Change | $- | -6.38% |
Book Value vs Market Value Analysis
This analysis compares Banco de Sabadell S.A's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.96x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 1.54x to 0.96x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2002-12-31 | $1.58 | $2.44 | x |
| 2003-12-31 | $0.30 | $2.44 | x |
| 2004-12-31 | $1.49 | $2.44 | x |
| 2005-12-31 | $0.58 | $2.44 | x |
| 2006-12-31 | $2.02 | $2.44 | x |
| 2007-12-31 | $2.22 | $2.44 | x |
| 2008-12-31 | $2.17 | $2.44 | x |
| 2009-12-31 | $1.33 | $2.44 | x |
| 2010-12-31 | $2.52 | $2.44 | x |
| 2011-12-31 | $2.79 | $2.44 | x |
| 2012-12-31 | $2.66 | $2.44 | x |
| 2013-12-31 | $2.34 | $2.44 | x |
| 2014-12-31 | $2.28 | $2.44 | x |
| 2015-12-31 | $2.48 | $2.44 | x |
| 2016-12-31 | $2.35 | $2.44 | x |
| 2017-12-31 | $2.33 | $2.44 | x |
| 2018-12-31 | $2.13 | $2.44 | x |
| 2019-12-31 | $2.33 | $2.44 | x |
| 2020-12-31 | $2.22 | $2.44 | x |
| 2021-12-31 | $2.32 | $2.44 | x |
| 2022-12-31 | $2.33 | $2.44 | x |
| 2023-12-31 | $2.56 | $2.44 | x |
| 2024-12-31 | $2.79 | $2.44 | x |
| 2025-12-31 | $2.53 | $2.44 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Banco de Sabadell S.A utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 12.62%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 29.23%
- • Asset Turnover: 0.02x
- • Equity Multiplier: 17.47x
- Recent ROE (12.62%) is above the historical average (8.25%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2002 | 10.12% | 19.66% | 0.04x | 12.50x | $2.69 Million |
| 2003 | 10.13% | 20.98% | 0.04x | 13.16x | $3.03 Million |
| 2004 | 12.10% | 24.11% | 0.50x | 1.00x | $64.88 Million |
| 2005 | 13.43% | 28.17% | 0.47x | 1.00x | $115.77 Million |
| 2006 | 21.67% | 49.46% | 0.03x | 17.42x | $487.70 Million |
| 2007 | 16.95% | 34.64% | 0.03x | 16.75x | $318.73 Million |
| 2008 | 15.15% | 29.88% | 0.03x | 18.13x | $228.41 Million |
| 2009 | 9.84% | 21.04% | 0.03x | 15.72x | $-8.33 Million |
| 2010 | 6.72% | 16.74% | 0.02x | 17.17x | $-185.43 Million |
| 2011 | 3.94% | 11.28% | 0.02x | 17.06x | $-356.79 Million |
| 2012 | 0.93% | 2.47% | 0.02x | 18.35x | $-798.27 Million |
| 2013 | 2.40% | 5.34% | 0.03x | 15.80x | $-786.90 Million |
| 2014 | 3.33% | 7.09% | 0.03x | 14.64x | $-744.44 Million |
| 2015 | 5.56% | 12.16% | 0.03x | 16.39x | $-564.61 Million |
| 2016 | 5.45% | 12.58% | 0.03x | 16.30x | $-592.90 Million |
| 2017 | 6.09% | 13.60% | 0.03x | 16.82x | $-514.59 Million |
| 2018 | 2.72% | 5.89% | 0.03x | 18.44x | $-877.24 Million |
| 2019 | 6.02% | 14.30% | 0.02x | 17.34x | $-513.63 Million |
| 2020 | 0.02% | 0.05% | 0.02x | 18.98x | $-1.24 Billion |
| 2021 | 4.09% | 13.05% | 0.02x | 19.42x | $-766.89 Million |
| 2022 | 6.81% | 20.48% | 0.02x | 19.26x | $-415.79 Million |
| 2023 | 9.62% | 26.72% | 0.02x | 16.99x | $-52.32 Million |
| 2024 | 12.18% | 31.99% | 0.02x | 15.98x | $327.19 Million |
| 2025 | 12.62% | 29.23% | 0.02x | 17.47x | $368.16 Million |
Industry Comparison
This section compares Banco de Sabadell S.A's net assets metrics with peer companies in the Banks - Diversified industry.
Industry Context
- Industry: Banks - Diversified
- Average net assets among peers: $245,254,219,103
- Average return on equity (ROE) among peers: 10.10%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Banco de Sabadell S.A (BNDSF) | $14.08 Billion | 10.12% | 16.43x | $12.17 Billion |
| ABN AMRO Bank N.V (AAVMY) | $27.04 Billion | 8.33% | 14.28x | $11.03 Billion |
| Agricultural Bank of China PK (ACGBY) | $290.54 Billion | 17.72% | 23.14x | $259.69 Billion |
| ANZ Group Holdings Limited (ANZGY) | $70.02 Billion | 10.15% | 14.79x | $48.69 Billion |
| Bank of America Corp (BAC) | $270.07 Billion | 11.84% | 10.74x | $338.02 Billion |
| Bank of China Ltd H (BACHF) | $861.54 Billion | 16.21% | 13.72x | $77.92 Billion |
| Banco Bilbao Vizcaya Argentaria S.A (BBVXF) | $4.73 Billion | 9.43% | 14.29x | $81.72 Billion |
| Banco Santander S.A (BCDRF) | $73.87 Billion | 12.11% | 14.03x | $86.81 Billion |
| Barclays PLC (BCLYF) | $808.57 Billion | 0.43% | 0.14x | $42.51 Billion |
| Bancorp. of Southern Indiana (BCSO) | $46.62 Million | 6.99% | 9.62x | $74.68 Million |
| The Bank of New York Mellon Corporation (BK) | $46.12 Billion | 7.84% | 9.18x | $79.57 Billion |