BAWAG Group AG

PINK:BWAGF USA Banks - Regional
Market Cap
$8.16 Billion
Market Cap Rank
#2015 Global
#1451 in USA
Share Price
$105.93
Change (1 day)
+0.00%
52-Week Range
$105.93 - $110.25
All Time High
$110.25
About

BAWAG Group AG operates as a holding company for BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse Aktiengesellschaft that provides various banking products and services in Austria, Western Europe, Germany, Switzerland, the Netherlands, North America, and internationally. It operates through Retail & SME; Corporates, Real Estate & Public Sector; and Treasury segments. … Read more

BAWAG Group AG (BWAGF) - Net Assets

Latest net assets as of June 2025: $4.71 Billion USD

Based on the latest financial reports, BAWAG Group AG (BWAGF) has net assets worth $4.71 Billion USD as of June 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($72.76 Billion) and total liabilities ($68.05 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets $4.71 Billion
% of Total Assets 6.48%
Annual Growth Rate 4.16%
5-Year Change 8.72%
10-Year Change 60.05%
Growth Volatility 9.47

BAWAG Group AG - Net Assets Trend (2013–2024)

This chart illustrates how BAWAG Group AG's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for BAWAG Group AG (2013–2024)

The table below shows the annual net assets of BAWAG Group AG from 2013 to 2024.

Year Net Assets Change
2024-12-31 $4.73 Billion +13.47%
2023-12-31 $4.17 Billion +4.50%
2022-12-31 $3.99 Billion -8.85%
2021-12-31 $4.38 Billion +0.59%
2020-12-31 $4.35 Billion +13.73%
2019-12-31 $3.83 Billion -4.45%
2018-12-31 $4.01 Billion +11.99%
2017-12-31 $3.58 Billion +14.45%
2016-12-31 $3.13 Billion +5.69%
2015-12-31 $2.96 Billion +12.91%
2014-12-31 $2.62 Billion -13.37%
2013-12-31 $3.02 Billion --

Equity Component Analysis

This analysis shows how different components contribute to BAWAG Group AG's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 225.5% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Retained Earnings $2.94 Billion 62.12%
Common Stock $79.00 Million 1.67%
Other Comprehensive Income $1.71 Billion 36.21%
Total Equity $4.73 Billion 100.00%

BAWAG Group AG Competitors by Market Cap

The table below lists competitors of BAWAG Group AG ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in BAWAG Group AG's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 4,171,000,000 to 4,733,000,000, a change of 562,000,000 (13.5%).
  • Net income of 760,000,000 contributed positively to equity growth.
  • Dividend payments of 393,000,000 reduced retained earnings.
  • Share repurchases of 262,000,000 reduced equity.
  • Other comprehensive income increased equity by 225,300,000.
  • Other factors increased equity by 231,700,000.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income $760.00 Million +16.06%
Dividends Paid $393.00 Million -8.3%
Share Repurchases $262.00 Million -5.54%
Other Comprehensive Income $225.30 Million +4.76%
Other Changes $231.70 Million +4.9%
Total Change $- 13.47%

Book Value vs Market Value Analysis

This analysis compares BAWAG Group AG's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 1.77x
  • The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
  • The price-to-book ratio has decreased from 4.75x to 1.77x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2013-12-31 $22.30 $105.93 x
2014-12-31 $26.19 $105.93 x
2015-12-31 $29.56 $105.93 x
2016-12-31 $31.23 $105.93 x
2017-12-31 $35.76 $105.93 x
2018-12-31 $40.19 $105.93 x
2019-12-31 $39.04 $105.93 x
2020-12-31 $48.80 $105.93 x
2021-12-31 $49.10 $105.93 x
2022-12-31 $45.62 $105.93 x
2023-12-31 $50.79 $105.93 x
2024-12-31 $59.80 $105.93 x

Capital Efficiency Dashboard

This dashboard shows how efficiently BAWAG Group AG utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 16.06%
  • The company demonstrates strong efficiency in generating profits from shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 45.66%
  • • Asset Turnover: 0.02x
  • • Equity Multiplier: 15.07x
  • Recent ROE (16.06%) is above the historical average (11.77%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2013 6.76% 15.98% 0.03x 16.42x $-72.23 Million
2014 11.77% 33.63% 0.03x 13.31x $46.29 Million
2015 13.34% 42.86% 0.03x 12.08x $98.78 Million
2016 15.48% 51.80% 0.02x 12.73x $171.26 Million
2017 13.05% 44.99% 0.02x 12.88x $109.01 Million
2018 10.90% 37.26% 0.03x 11.16x $36.02 Million
2019 12.01% 34.15% 0.03x 11.94x $76.73 Million
2020 6.56% 22.51% 0.02x 12.21x $-149.73 Million
2021 10.97% 47.50% 0.02x 12.88x $42.51 Million
2022 7.97% 35.03% 0.02x 14.16x $-80.84 Million
2023 16.37% 23.50% 0.05x 13.29x $265.50 Million
2024 16.06% 45.66% 0.02x 15.07x $286.70 Million

Industry Comparison

This section compares BAWAG Group AG's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $25,670,820,700
  • Average return on equity (ROE) among peers: 9.44%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
BAWAG Group AG (BWAGF) $4.71 Billion 6.76% 14.43x $7.78 Billion
Ameris Bancorp (ABCB) $120.94 Million 10.83% 9.48x $4.91 Billion
ACNB Corporation (ACNB) $2.75 Billion 1.01% 0.01x $462.57 Million
Addiko Bank AG (ADBKF) $839.50 Million 5.41% 6.63x $210.07 Million
Affinity Bancshares Inc (AFBI) $120.97 Million 6.26% 5.51x $79.94 Million
Absa Group Limited (AGRPF) $19.52 Billion 23.08% 14.72x $6.72 Billion
AIB Group plc (AIBGY) $14.46 Billion -16.17% 8.45x $21.72 Billion
Akbank Turk Anonim Sirketi (AKBTY) $211.22 Billion 31.48% 8.02x $8.60 Billion
Alpha Bank SA (ALBKY) $7.32 Billion 8.44% 8.89x $1.12 Billion
Community Capital Bancshares Inc (ALBY) $9.19 Million 7.09% 8.66x $19.76 Million
Alpine Banks of Colorado (ALPIB) $342.89 Million 16.92% 10.27x $248.47 Million