Boyle Bancorp Inc
Boyle Bancorp, Inc. operates as the holding company for Farmers National Bank that provides a range of commercial and personal banking services in the United States. It offers checking and savings accounts, money market accounts, certificates of deposits, and IRAs; and auto, recreational vehicle, boat, ATVs/UTVs, CD, marketable security, construction, FHA, VA, home equity, and rural housing loans… Read more
Boyle Bancorp Inc (BYLB) - Net Assets
Latest net assets as of : $- USD
Based on the latest financial reports, Boyle Bancorp Inc (BYLB) has net assets worth $- USD as of .
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($-) and total liabilities ($-). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $- |
| % of Total Assets | 0% |
| Annual Growth Rate | 3.71% |
| 5-Year Change | 10.15% |
| 10-Year Change | N/A |
| Growth Volatility | 10.1 |
Boyle Bancorp Inc - Net Assets Trend (2019–2024)
This chart illustrates how Boyle Bancorp Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Boyle Bancorp Inc (2019–2024)
The table below shows the annual net assets of Boyle Bancorp Inc from 2019 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $78.49 Million | +8.32% |
| 2023-12-31 | $72.46 Million | +14.44% |
| 2022-12-31 | $63.32 Million | -14.93% |
| 2021-12-31 | $74.43 Million | +4.45% |
| 2020-12-31 | $71.26 Million | +8.91% |
| 2019-12-31 | $65.43 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Boyle Bancorp Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 55.6% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $90.12 Million | 114.82% |
| Common Stock | $343.00K | 0.44% |
| Total Equity | $78.49 Million | 100.00% |
Boyle Bancorp Inc Competitors by Market Cap
The table below lists competitors of Boyle Bancorp Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
LANSDOWNE OIL+GAS LS-001
F:L2J
|
$769.90K |
|
CTM
BC:CTM
|
$769.94K |
|
Rubico Inc. Common Stock
NASDAQ:RUBI
|
$770.55K |
|
Leafbuyer Technologies Inc
PINK:LBUY
|
$770.59K |
|
East West Minerals Ltd.
F:37A0
|
$768.36K |
|
INCYTE (ICY.SG)
STU:ICY
|
$768.25K |
|
Perpetua Medical AB (publ)
F:P75
|
$768.05K |
|
ASTRAZENECA SP ADS
STU:ZEGA
|
$767.82K |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Boyle Bancorp Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 72,464,000 to 78,492,000, a change of 6,028,000 (8.3%).
- Net income of 11,526,000 contributed positively to equity growth.
- Dividend payments of 2,706,000 reduced retained earnings.
- Share repurchases of 582,000 reduced equity.
- Other comprehensive income increased equity by 14,201,000.
- Other factors decreased equity by 16,411,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $11.53 Million | +14.68% |
| Dividends Paid | $2.71 Million | -3.45% |
| Share Repurchases | $582.00K | -0.74% |
| Other Comprehensive Income | $14.20 Million | +18.09% |
| Other Changes | $-16.41 Million | -20.91% |
| Total Change | $- | 8.32% |
Book Value vs Market Value Analysis
This analysis compares Boyle Bancorp Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.92x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 1.11x to 0.92x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2019-12-31 | $75.21 | $83.75 | x |
| 2020-12-31 | $82.09 | $83.75 | x |
| 2021-12-31 | $85.74 | $83.75 | x |
| 2022-12-31 | $72.94 | $83.75 | x |
| 2023-12-31 | $83.56 | $83.75 | x |
| 2024-12-31 | $91.25 | $83.75 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Boyle Bancorp Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 14.68%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 23.91%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 12.32x
- Recent ROE (14.68%) is above the historical average (12.07%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2019 | 8.38% | 16.26% | 0.06x | 8.94x | $-1.06 Million |
| 2020 | 7.73% | 15.03% | 0.05x | 11.10x | $-1.62 Million |
| 2021 | 10.78% | 20.96% | 0.04x | 12.19x | $576.90K |
| 2022 | 15.58% | 22.16% | 0.05x | 14.96x | $3.53 Million |
| 2023 | 15.25% | 25.01% | 0.05x | 13.25x | $3.80 Million |
| 2024 | 14.68% | 23.91% | 0.05x | 12.32x | $3.68 Million |
Industry Comparison
This section compares Boyle Bancorp Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Boyle Bancorp Inc (BYLB) | $- | 8.38% | N/A | $769.33K |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |