Beazley plc

PINK:BZLYF USA Insurance - Specialty
Market Cap
$6.59 Billion
Market Cap Rank
#2347 Global
#1663 in USA
Share Price
$11.18
Change (1 day)
-6.60%
52-Week Range
$11.18 - $12.15
All Time High
$12.15
About

Beazley plc provides risk insurance and reinsurance solutions in the United States, the United Kingdom, rest of Europe, and internationally. It operates through Cyber Risks, Digital, MAP Risks, Property Risks, and Specialty Risks segments. The Cyber Risks segment underwrites cyber and technology risks. The Digital segment underwrites various marine, contingency, and SME liability risks through di… Read more

Beazley plc (BZLYF) - Net Assets

Latest net assets as of December 2025: $4.88 Billion USD

Based on the latest financial reports, Beazley plc (BZLYF) has net assets worth $4.88 Billion USD as of December 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($16.22 Billion) and total liabilities ($11.34 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets $4.88 Billion
% of Total Assets 30.08%
Annual Growth Rate 5.65%
5-Year Change 128.98%
10-Year Change 228.85%
Growth Volatility 29.1

Beazley plc - Net Assets Trend (2004–2025)

This chart illustrates how Beazley plc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Beazley plc (2004–2025)

The table below shows the annual net assets of Beazley plc from 2004 to 2025.

Year Net Assets Change
2025-12-31 $4.88 Billion +5.91%
2024-12-31 $4.61 Billion +18.67%
2023-12-31 $3.88 Billion +50.85%
2022-12-31 $2.57 Billion +20.78%
2021-12-31 $2.13 Billion +17.76%
2020-12-31 $1.81 Billion +11.33%
2019-12-31 $1.63 Billion +10.80%
2018-12-31 $1.47 Billion -2.13%
2017-12-31 $1.50 Billion +1.02%
2016-12-31 $1.48 Billion +2.93%
2015-12-31 $1.44 Billion +7.35%
2014-12-31 $1.34 Billion +0.30%
2013-12-31 $1.34 Billion +10.48%
2012-12-31 $1.21 Billion +13.14%
2011-12-31 $1.07 Billion -1.10%
2010-12-31 $1.08 Billion +8.26%
2009-12-31 $1.00 Billion +65.51%
2008-12-31 $604.36 Million -23.55%
2007-12-31 $790.48 Million +26.28%
2006-12-31 $625.97 Million -75.98%
2005-12-31 $2.61 Billion +69.22%
2004-12-31 $1.54 Billion --

Equity Component Analysis

This analysis shows how different components contribute to Beazley plc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 486686704500.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component Amount Percentage
Retained Earnings $4.87 Billion 99.75%
Common Stock $41.97 Million 0.86%
Other Comprehensive Income $-68.61 Million -1.41%
Other Components $38.96 Million 0.80%
Total Equity $4.88 Billion 100.00%

Beazley plc Competitors by Market Cap

The table below lists competitors of Beazley plc ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Beazley plc's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 4,606,800,000 to 4,879,186,706, a change of 272,386,706 (5.9%).
  • Net income of 933,713,918 contributed positively to equity growth.
  • Dividend payments of 215,692,617 reduced retained earnings.
  • Share repurchases of 548,636,150 reduced equity.
  • Other comprehensive income increased equity by 22,490,505.
  • Other factors increased equity by 80,511,050.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income $933.71 Million +19.14%
Dividends Paid $215.69 Million -4.42%
Share Repurchases $548.64 Million -11.24%
Other Comprehensive Income $22.49 Million +0.46%
Other Changes $80.51 Million +1.65%
Total Change $- 5.91%

Book Value vs Market Value Analysis

This analysis compares Beazley plc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 1.95x
  • The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
  • The price-to-book ratio has decreased from 5.27x to 1.95x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2004-12-31 $2.12 $11.18 x
2005-12-31 $1.33 $11.18 x
2006-12-31 $1.73 $11.18 x
2007-12-31 $2.16 $11.18 x
2008-12-31 $1.68 $11.18 x
2009-12-31 $2.01 $11.18 x
2010-12-31 $2.00 $11.18 x
2011-12-31 $2.02 $11.18 x
2012-12-31 $2.33 $11.18 x
2013-12-31 $2.60 $11.18 x
2014-12-31 $2.58 $11.18 x
2015-12-31 $2.73 $11.18 x
2016-12-31 $2.79 $11.18 x
2017-12-31 $2.81 $11.18 x
2018-12-31 $2.75 $11.18 x
2019-12-31 $3.05 $11.18 x
2020-12-31 $2.31 $11.18 x
2021-12-31 $3.47 $11.18 x
2022-12-31 $3.94 $11.18 x
2023-12-31 $5.72 $11.18 x
2024-12-31 $6.95 $11.18 x
2025-12-31 $5.74 $11.18 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Beazley plc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 19.14%
  • The company demonstrates strong efficiency in generating profits from shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 13.57%
  • • Asset Turnover: 0.42x
  • • Equity Multiplier: 3.32x
  • Recent ROE (19.14%) is above the historical average (14.84%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2004 8.93% 0.00% 0.00x 2.93x $-5.68 Million
2005 3.96% 2.70% 0.27x 5.50x $-29.15 Million
2006 18.75% 11.04% 0.29x 5.90x $54.76 Million
2007 25.19% 14.44% 0.32x 5.47x $120.06 Million
2008 15.60% 8.72% 0.25x 7.26x $33.87 Million
2009 13.88% 9.72% 0.25x 5.67x $38.77 Million
2010 20.04% 14.41% 0.26x 5.33x $108.71 Million
2011 6.14% 4.54% 0.24x 5.71x $-41.30 Million
2012 17.71% 13.44% 0.25x 5.33x $93.43 Million
2013 19.72% 15.83% 0.25x 4.92x $130.13 Million
2014 16.22% 12.40% 0.27x 4.80x $83.53 Million
2015 17.27% 14.01% 0.26x 4.68x $104.86 Million
2016 16.92% 13.32% 0.27x 4.72x $102.63 Million
2017 8.67% 6.37% 0.27x 5.04x $-19.89 Million
2018 4.65% 3.18% 0.28x 5.27x $-78.49 Million
2019 14.40% 8.88% 0.30x 5.46x $71.57 Million
2020 -2.55% -1.58% 0.28x 5.85x $-227.05 Million
2021 14.49% 9.40% 0.26x 6.01x $95.62 Million
2022 16.36% 11.87% 0.27x 5.11x $187.80 Million
2023 26.45% 20.14% 0.37x 3.52x $638.59 Million
2024 24.54% 111.54% 0.07x 3.35x $669.62 Million
2025 19.14% 13.57% 0.42x 3.32x $445.80 Million

Industry Comparison

This section compares Beazley plc's net assets metrics with peer companies in the Insurance - Specialty industry.

Industry Context

  • Industry: Insurance - Specialty
  • Average net assets among peers: $2,632,509,396
  • Average return on equity (ROE) among peers: 3.53%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Beazley plc (BZLYF) $4.88 Billion 8.93% 2.32x $6.37 Billion
ACMAT Corporation (ACMT) $31.30 Million 2.22% 0.84x $2.73 Million
Enact Holdings Inc (ACT) $4.10 Billion 17.17% 0.40x $1.08 Billion
Assured Guaranty Ltd (AGO) $6.55 Billion 7.95% 1.08x $3.63 Billion
Ambac Financial Group Inc (AMBC) $2.28 Billion -142.47% 9.34x $343.48 Million
AMERISAFE Inc (AMSF) $158.78 Million 23.53% 5.26x $612.03 Million
AXIS Capital Holdings Ltd (AXS) $5.87 Billion 10.94% 2.41x $7.47 Billion
Employers Holdings Inc (EIG) $144.61 Million 95.15% 20.40x $762.61 Million
Essent Group Ltd (ESNT) $4.46 Billion 18.63% 0.28x $5.45 Billion
First Acceptance Corp (FACO) $92.90 Million -1.32% 2.47x $134.82 Million