Central Bancompany Inc
Central Bancompany, Inc. operates as the bank holding company for The Central Trust Bank that provides consumer, commercial and wealth management products and services. It provides savings and checking, certificate of deposit, individual retirement, money market, time deposit, health savings, and interest-bearing and noninterest-bearing checking accounts. The company also offers commercial and in… Read more
Central Bancompany Inc (CBCY) - Net Assets
Latest net assets as of September 2025: $3.28 Billion USD
Based on the latest financial reports, Central Bancompany Inc (CBCY) has net assets worth $3.28 Billion USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($19.18 Billion) and total liabilities ($15.90 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $3.28 Billion |
| % of Total Assets | 17.12% |
| Annual Growth Rate | 7.97% |
| 5-Year Change | 33.47% |
| 10-Year Change | N/A |
| Growth Volatility | 5.56 |
Central Bancompany Inc - Net Assets Trend (2016–2024)
This chart illustrates how Central Bancompany Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Central Bancompany Inc (2016–2024)
The table below shows the annual net assets of Central Bancompany Inc from 2016 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $3.11 Billion | +13.37% |
| 2023-12-31 | $2.74 Billion | +14.92% |
| 2022-12-31 | $2.39 Billion | -4.71% |
| 2021-12-31 | $2.51 Billion | +7.51% |
| 2020-12-31 | $2.33 Billion | +9.62% |
| 2019-12-31 | $2.13 Billion | +9.20% |
| 2018-12-31 | $1.95 Billion | +9.06% |
| 2017-12-31 | $1.79 Billion | +6.02% |
| 2016-12-31 | $1.68 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Central Bancompany Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 86.4% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $3.33 Billion | 107.17% |
| Common Stock | $5.96 Million | 0.19% |
| Other Comprehensive Income | $-139.93 Million | -4.50% |
| Total Equity | $3.11 Billion | 100.00% |
Central Bancompany Inc Competitors by Market Cap
The table below lists competitors of Central Bancompany Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Giant Network Group Co Ltd
SHE:002558
|
$5.15 Billion |
|
Infratil Ltd
AU:IFT
|
$5.15 Billion |
|
Plexus Corp
NASDAQ:PLXS
|
$5.15 Billion |
|
Technology One Limited
PINK:THNOF
|
$5.16 Billion |
|
M&G Plc
PINK:MGPUF
|
$5.15 Billion |
|
Piper Sandler Companies
NYSE:PIPR
|
$5.14 Billion |
|
Rumo S.A
OTCGREY:RUMOF
|
$5.14 Billion |
|
JB Hi-Fi Ltd
AU:JBH
|
$5.14 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Central Bancompany Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 2,743,798,000 to 3,110,661,000, a change of 366,863,000 (13.4%).
- Net income of 305,810,000 contributed positively to equity growth.
- Dividend payments of 57,532,000 reduced retained earnings.
- Share repurchases of 12,143,000 reduced equity.
- Other comprehensive income increased equity by 127,667,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $305.81 Million | +9.83% |
| Dividends Paid | $57.53 Million | -1.85% |
| Share Repurchases | $12.14 Million | -0.39% |
| Other Comprehensive Income | $127.67 Million | +4.1% |
| Other Changes | $3.06 Million | +0.1% |
| Total Change | $- | 13.37% |
Book Value vs Market Value Analysis
This analysis compares Central Bancompany Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 54.91x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 101.84x to 54.91x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2016-12-31 | $7.61 | $775.00 | x |
| 2017-12-31 | $8.07 | $775.00 | x |
| 2018-12-31 | $8.80 | $775.00 | x |
| 2019-12-31 | $9.61 | $775.00 | x |
| 2020-12-31 | $10.53 | $775.00 | x |
| 2021-12-31 | $11.32 | $775.00 | x |
| 2022-12-31 | $10.82 | $775.00 | x |
| 2023-12-31 | $12.42 | $775.00 | x |
| 2024-12-31 | $14.11 | $775.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Central Bancompany Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 9.83%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 34.07%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 6.19x
- Recent ROE (9.83%) is above the historical average (9.54%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2016 | 8.43% | 24.97% | 0.04x | 7.59x | $-26.35 Million |
| 2017 | 7.68% | 23.37% | 0.05x | 7.25x | $-41.49 Million |
| 2018 | 9.12% | 28.08% | 0.05x | 6.80x | $-17.11 Million |
| 2019 | 9.86% | 28.76% | 0.05x | 7.07x | $-2.96 Million |
| 2020 | 10.33% | 30.14% | 0.04x | 7.89x | $7.71 Million |
| 2021 | 9.85% | 30.94% | 0.04x | 8.12x | $-3.74 Million |
| 2022 | 10.82% | 31.37% | 0.04x | 8.18x | $19.46 Million |
| 2023 | 9.97% | 33.22% | 0.04x | 6.93x | $-686.80K |
| 2024 | 9.83% | 34.07% | 0.05x | 6.19x | $-5.26 Million |
Industry Comparison
This section compares Central Bancompany Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Central Bancompany Inc (CBCY) | $3.28 Billion | 8.43% | 4.84x | $5.15 Billion |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |