Coeur d'Alene Bancorp Inc
Coeur d'Alene Bancorp, Inc. operates as the holding company for bankcda that provides banking products and services to commercial and consumer customers. It offers business checking, savings, money market, sweep, and individual retirement accounts, as well as certificates of deposit. The company also provides commercial, commercial and residential real estate, consumer installment loans; personal… Read more
Coeur d'Alene Bancorp Inc (CDAB) - Net Assets
Latest net assets as of September 2025: $25.52 Million USD
Based on the latest financial reports, Coeur d'Alene Bancorp Inc (CDAB) has net assets worth $25.52 Million USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($237.28 Million) and total liabilities ($211.76 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $25.52 Million |
| % of Total Assets | 10.76% |
| Annual Growth Rate | 12.9% |
| 5-Year Change | 12.75% |
| 10-Year Change | N/A |
| Growth Volatility | 27.81 |
Coeur d'Alene Bancorp Inc - Net Assets Trend (2018–2024)
This chart illustrates how Coeur d'Alene Bancorp Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Coeur d'Alene Bancorp Inc (2018–2024)
The table below shows the annual net assets of Coeur d'Alene Bancorp Inc from 2018 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $23.37 Million | +18.29% |
| 2023-12-31 | $19.75 Million | +17.34% |
| 2022-12-31 | $16.83 Million | -22.01% |
| 2021-12-31 | $21.59 Million | +4.16% |
| 2020-12-31 | $20.72 Million | +7.66% |
| 2019-12-31 | $19.25 Million | +70.58% |
| 2018-12-31 | $11.28 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Coeur d'Alene Bancorp Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 1041027000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $10.41 Million | 44.55% |
| Common Stock | $9.46 Million | 40.47% |
| Other Comprehensive Income | $-2.26 Million | -9.69% |
| Other Components | $5.76 Million | 24.67% |
| Total Equity | $23.37 Million | 100.00% |
Coeur d'Alene Bancorp Inc Competitors by Market Cap
The table below lists competitors of Coeur d'Alene Bancorp Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Diatreme Resources Ltd
AU:DRX
|
$17.43 Million |
|
GURU Organic Energy Corp
PINK:GUROF
|
$17.44 Million |
|
Vakif Menkul Kiymet Yatirim Ortakligi AS
IS:VKFYO
|
$17.45 Million |
|
DT&CRO Co. Ltd.
KQ:383930
|
$17.45 Million |
|
Bonasudden Holding AB
ST:BONAS
|
$17.42 Million |
|
Maison Internationale de lInformatique M2I SAS
PA:ALMII
|
$17.42 Million |
|
Answear.com S.A.
WAR:ANR
|
$17.42 Million |
|
Winpac Inc
KQ:097800
|
$17.42 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Coeur d'Alene Bancorp Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 20,591,186 to 23,365,713, a change of 2,774,527 (13.5%).
- Net income of 1,475,209 contributed positively to equity growth.
- New share issuances of 1,500 increased equity.
- Other comprehensive income increased equity by 1,267,421.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $1.48 Million | +6.31% |
| Share Issuances | $1.50K | +0.01% |
| Other Comprehensive Income | $1.27 Million | +5.42% |
| Other Changes | $30.40K | +0.13% |
| Total Change | $- | 13.47% |
Book Value vs Market Value Analysis
This analysis compares Coeur d'Alene Bancorp Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.49x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 2.14x to 1.49x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2018-12-31 | $8.41 | $18.01 | x |
| 2019-12-31 | $10.72 | $18.01 | x |
| 2020-12-31 | $10.91 | $18.01 | x |
| 2021-12-31 | $11.37 | $18.01 | x |
| 2022-12-31 | $8.85 | $18.01 | x |
| 2023-12-31 | $10.79 | $18.01 | x |
| 2024-12-31 | $12.12 | $18.01 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Coeur d'Alene Bancorp Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 6.31%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 17.30%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 10.35x
- Recent ROE (6.31%) is below the historical average (9.01%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2018 | 11.53% | 22.33% | 0.05x | 11.19x | $172.75K |
| 2019 | 7.66% | 22.32% | 0.04x | 7.66x | $-429.83K |
| 2020 | 6.23% | 18.83% | 0.04x | 9.16x | $-781.01K |
| 2021 | 8.22% | 24.93% | 0.03x | 11.46x | $-383.18K |
| 2022 | 12.86% | 26.29% | 0.03x | 14.52x | $480.84K |
| 2023 | 10.29% | 25.25% | 0.04x | 11.57x | $59.45K |
| 2024 | 6.31% | 17.30% | 0.04x | 10.35x | $-861.36K |
Industry Comparison
This section compares Coeur d'Alene Bancorp Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Coeur d'Alene Bancorp Inc (CDAB) | $25.52 Million | 11.53% | 8.30x | $17.42 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |