CaixaBank S.A
CaixaBank, S.A., together with its subsidiaries, provides various banking products and services for individuals and businesses in Spain, Portugal, and internationally. It operates through Banking and Insurance, BPI, and Corporate Centre segments. The company offers retail, private, business, institutional, corporate and investment, premier, InTouch, and international banking; payment methods; sav… Read more
CaixaBank S.A (CIXPF) - Net Assets
Latest net assets as of December 2025: $38.53 Billion USD
Based on the latest financial reports, CaixaBank S.A (CIXPF) has net assets worth $38.53 Billion USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($664.04 Billion) and total liabilities ($625.51 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $38.53 Billion |
| % of Total Assets | 5.8% |
| Annual Growth Rate | 6.87% |
| 5-Year Change | 8.71% |
| 10-Year Change | 63.49% |
| Growth Volatility | 16.47 |
CaixaBank S.A - Net Assets Trend (2004–2025)
This chart illustrates how CaixaBank S.A's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for CaixaBank S.A (2004–2025)
The table below shows the annual net assets of CaixaBank S.A from 2004 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $38.51 Billion | +4.47% |
| 2024-12-31 | $36.87 Billion | +1.45% |
| 2023-12-31 | $36.34 Billion | +7.81% |
| 2022-12-31 | $33.71 Billion | -4.85% |
| 2021-12-31 | $35.42 Billion | +40.14% |
| 2020-12-31 | $25.28 Billion | +0.50% |
| 2019-12-31 | $25.15 Billion | +3.23% |
| 2018-12-31 | $24.36 Billion | -2.02% |
| 2017-12-31 | $24.87 Billion | +5.56% |
| 2016-12-31 | $23.56 Billion | -6.54% |
| 2015-12-31 | $25.20 Billion | -0.11% |
| 2014-12-31 | $25.23 Billion | +5.37% |
| 2013-12-31 | $23.95 Billion | +5.44% |
| 2012-12-31 | $22.71 Billion | +9.64% |
| 2011-12-31 | $20.71 Billion | +4.19% |
| 2010-12-31 | $19.88 Billion | +38.83% |
| 2009-12-31 | $14.32 Billion | +15.37% |
| 2008-12-31 | $12.41 Billion | -17.32% |
| 2007-12-31 | $15.01 Billion | +0.46% |
| 2006-12-31 | $14.94 Billion | +1.10% |
| 2005-12-31 | $14.78 Billion | +54.86% |
| 2004-12-31 | $9.55 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to CaixaBank S.A's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 100.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Other Comprehensive Income | $-451.83 Million | -1.16% |
| Other Components | $39.40 Billion | 101.16% |
| Total Equity | $38.95 Billion | 100.00% |
CaixaBank S.A Competitors by Market Cap
The table below lists competitors of CaixaBank S.A ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
CenterPoint Energy Inc
NYSE:CNP
|
$27.76 Billion |
|
Bank of Communications Co
SHG:601328
|
$27.78 Billion |
|
PPL Corporation
NYSE:PPL
|
$27.79 Billion |
|
Expedia Group Inc.
NASDAQ:EXPE
|
$27.85 Billion |
|
AGNC Investment Corp
NASDAQ:AGNCL
|
$27.70 Billion |
|
TRIP.COM GROUP DL-00125
F:CLVB
|
$27.67 Billion |
|
Fair Isaac Corporation
NYSE:FICO
|
$27.67 Billion |
|
Insmed Inc
NASDAQ:INSM
|
$27.54 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in CaixaBank S.A's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 36,831,000,000 to 38,947,407,000, a change of 2,116,407,000 (5.7%).
- Net income of 5,888,794,000 contributed positively to equity growth.
- Other comprehensive income decreased equity by 451,831,000.
- Other factors decreased equity by 3,320,556,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $5.89 Billion | +15.12% |
| Other Comprehensive Income | $-451.83 Million | -1.16% |
| Other Changes | $-3.32 Billion | -8.53% |
| Total Change | $- | 5.75% |
Book Value vs Market Value Analysis
This analysis compares CaixaBank S.A's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.67x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 5.72x to 1.67x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2004-12-31 | $1.38 | $7.89 | x |
| 2005-12-31 | $1.96 | $7.89 | x |
| 2006-12-31 | $2.12 | $7.89 | x |
| 2007-12-31 | $2.02 | $7.89 | x |
| 2008-12-31 | $1.38 | $7.89 | x |
| 2009-12-31 | $1.60 | $7.89 | x |
| 2010-12-31 | $1.96 | $7.89 | x |
| 2011-12-31 | $1.98 | $7.89 | x |
| 2012-12-31 | $1.82 | $7.89 | x |
| 2013-12-31 | $4.09 | $7.89 | x |
| 2014-12-31 | $4.16 | $7.89 | x |
| 2015-12-31 | $4.23 | $7.89 | x |
| 2016-12-31 | $4.03 | $7.89 | x |
| 2017-12-31 | $4.09 | $7.89 | x |
| 2018-12-31 | $4.07 | $7.89 | x |
| 2019-12-31 | $4.20 | $7.89 | x |
| 2020-12-31 | $4.23 | $7.89 | x |
| 2021-12-31 | $4.67 | $7.89 | x |
| 2022-12-31 | $4.31 | $7.89 | x |
| 2023-12-31 | $4.86 | $7.89 | x |
| 2024-12-31 | $5.17 | $7.89 | x |
| 2025-12-31 | $4.72 | $7.89 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently CaixaBank S.A utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 15.12%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 25.03%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 17.04x
- Recent ROE (15.12%) is above the historical average (8.46%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2004 | 11.02% | 31.20% | 0.09x | 3.72x | $97.70 Million |
| 2005 | 8.48% | 48.02% | 0.06x | 3.13x | $-207.36 Million |
| 2006 | 14.64% | 57.20% | 0.10x | 2.53x | $683.91 Million |
| 2007 | 11.81% | 59.43% | 0.07x | 2.74x | $269.57 Million |
| 2008 | 8.64% | 25.10% | 0.10x | 3.55x | $-166.83 Million |
| 2009 | 9.30% | 23.31% | 0.12x | 3.47x | $-98.54 Million |
| 2010 | 9.19% | 81.80% | 0.01x | 13.76x | $-161.60 Million |
| 2011 | 5.09% | 9.55% | 0.04x | 13.07x | $-1.02 Billion |
| 2012 | 1.01% | 1.94% | 0.03x | 15.35x | $-2.04 Billion |
| 2013 | 1.32% | 2.61% | 0.04x | 14.20x | $-2.08 Billion |
| 2014 | 2.46% | 5.23% | 0.04x | 13.44x | $-1.90 Billion |
| 2015 | 3.24% | 6.89% | 0.03x | 13.68x | $-1.70 Billion |
| 2016 | 4.45% | 9.76% | 0.03x | 14.79x | $-1.31 Billion |
| 2017 | 6.89% | 15.15% | 0.03x | 15.68x | $-759.20 Million |
| 2018 | 8.16% | 17.40% | 0.03x | 15.88x | $-448.50 Million |
| 2019 | 6.79% | 15.03% | 0.03x | 15.58x | $-807.20 Million |
| 2020 | 5.47% | 17.85% | 0.02x | 17.88x | $-1.14 Billion |
| 2021 | 14.77% | 39.38% | 0.02x | 19.21x | $1.69 Billion |
| 2022 | 9.29% | 20.56% | 0.03x | 17.78x | $-238.50 Million |
| 2023 | 13.26% | 20.00% | 0.04x | 16.72x | $1.19 Billion |
| 2024 | 15.71% | 21.57% | 0.04x | 17.13x | $2.10 Billion |
| 2025 | 15.12% | 25.03% | 0.04x | 17.04x | $1.99 Billion |
Industry Comparison
This section compares CaixaBank S.A's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| CaixaBank S.A (CIXPF) | $38.53 Billion | 11.02% | 16.24x | $27.75 Billion |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |