Card Factory plc
Card Factory plc operates as a specialist retailer of cards, gifts, and celebration essentials in the United Kingdom, South Africa, Republic of Ireland, the United States, and internationally. It operates through four segments: Cardfactory Stores, Cardfactory Online, Partnerships, and Printcraft. The company offers greeting cards, celebration accessories, and gifts through cardfactory stores, car… Read more
Card Factory plc (CRFCF) - Net Assets
Latest net assets as of July 2025: $339.20 Million USD
Based on the latest financial reports, Card Factory plc (CRFCF) has net assets worth $339.20 Million USD as of July 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($639.30 Million) and total liabilities ($300.10 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $339.20 Million |
| % of Total Assets | 53.06% |
| Annual Growth Rate | 68.26% |
| 5-Year Change | 67.99% |
| 10-Year Change | 30.56% |
| Growth Volatility | 877.75 |
Card Factory plc - Net Assets Trend (2012–2025)
This chart illustrates how Card Factory plc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Card Factory plc (2012–2025)
The table below shows the annual net assets of Card Factory plc from 2012 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-01-31 | $346.90 Million | +9.85% |
| 2024-01-31 | $315.80 Million | +17.75% |
| 2023-01-31 | $268.20 Million | +22.13% |
| 2022-01-31 | $219.60 Million | +6.34% |
| 2021-01-31 | $206.50 Million | -6.77% |
| 2020-01-31 | $221.50 Million | +0.64% |
| 2019-01-31 | $220.10 Million | +0.78% |
| 2018-01-31 | $218.40 Million | -12.46% |
| 2017-01-31 | $249.50 Million | -6.10% |
| 2016-01-31 | $265.70 Million | -6.08% |
| 2015-01-31 | $282.90 Million | +809.65% |
| 2014-01-31 | $31.10 Million | +130.37% |
| 2013-01-31 | $13.50 Million | +3275.00% |
| 2012-01-31 | $400.00K | -- |
Equity Component Analysis
This analysis shows how different components contribute to Card Factory plc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 14200000000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (January 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $137.70 Million | 39.69% |
| Common Stock | $3.50 Million | 1.01% |
| Other Comprehensive Income | $2.50 Million | 0.72% |
| Other Components | $203.20 Million | 58.58% |
| Total Equity | $346.90 Million | 100.00% |
Card Factory plc Competitors by Market Cap
The table below lists competitors of Card Factory plc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Ag Growth International Inc
PINK:AGGZF
|
$363.58 Million |
|
BHG Group AB (publ)
ST:BHG
|
$363.65 Million |
|
Hbt Financial Inc
NASDAQ:HBT
|
$363.69 Million |
|
Ciputra Development Tbk
JK:CTRA
|
$363.69 Million |
|
Channel Well Technology Co Ltd
TWO:3078
|
$363.34 Million |
|
SPIN MASTER
F:SP9
|
$363.34 Million |
|
Navigo Invest AB Pfd
ST:NAVIGO-PREF
|
$363.23 Million |
|
Future Corporation
MU:FSX
|
$363.16 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Card Factory plc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 315,800,000 to 346,900,000, a change of 31,100,000 (9.8%).
- Net income of 47,800,000 contributed positively to equity growth.
- Dividend payments of 19,800,000 reduced retained earnings.
- New share issuances of 500,000 increased equity.
- Other comprehensive income increased equity by 3,100,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $47.80 Million | +13.78% |
| Dividends Paid | $19.80 Million | -5.71% |
| Share Issuances | $500.00K | +0.14% |
| Other Comprehensive Income | $3.10 Million | +0.89% |
| Other Changes | $-500.00K | -0.14% |
| Total Change | $- | 9.85% |
Book Value vs Market Value Analysis
This analysis compares Card Factory plc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.16x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 979.50x to 1.16x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2012-01-31 | $0.00 | $1.15 | x |
| 2013-01-31 | $0.05 | $1.15 | x |
| 2014-01-31 | $0.13 | $1.15 | x |
| 2015-01-31 | $0.91 | $1.15 | x |
| 2016-01-31 | $0.78 | $1.15 | x |
| 2017-01-31 | $0.73 | $1.15 | x |
| 2018-01-31 | $0.64 | $1.15 | x |
| 2019-01-31 | $0.64 | $1.15 | x |
| 2020-01-31 | $0.65 | $1.15 | x |
| 2021-01-31 | $0.60 | $1.15 | x |
| 2022-01-31 | $0.64 | $1.15 | x |
| 2023-01-31 | $0.78 | $1.15 | x |
| 2024-01-31 | $0.91 | $1.15 | x |
| 2025-01-31 | $0.99 | $1.15 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Card Factory plc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 13.78%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 8.81%
- • Asset Turnover: 0.88x
- • Equity Multiplier: 1.77x
- Recent ROE (13.78%) is below the historical average (173.97%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2012 | 2100.00% | 3.16% | 0.59x | 1131.75x | $8.36 Million |
| 2013 | 97.04% | 4.37% | 0.62x | 35.90x | $11.75 Million |
| 2014 | 59.16% | 5.63% | 0.70x | 15.06x | $15.29 Million |
| 2015 | 11.74% | 9.40% | 0.70x | 1.78x | $4.91 Million |
| 2016 | 24.99% | 17.40% | 0.84x | 1.72x | $39.83 Million |
| 2017 | 26.33% | 16.50% | 0.89x | 1.79x | $40.75 Million |
| 2018 | 26.69% | 13.81% | 0.95x | 2.04x | $36.46 Million |
| 2019 | 23.35% | 11.79% | 0.75x | 2.65x | $29.39 Million |
| 2020 | 23.30% | 11.43% | 0.79x | 2.57x | $29.45 Million |
| 2021 | -6.59% | -4.77% | 0.54x | 2.58x | $-34.25 Million |
| 2022 | 3.69% | 2.22% | 0.68x | 2.44x | $-13.86 Million |
| 2023 | 16.48% | 9.54% | 0.86x | 2.00x | $17.38 Million |
| 2024 | 15.67% | 9.69% | 0.93x | 1.75x | $17.92 Million |
| 2025 | 13.78% | 8.81% | 0.88x | 1.77x | $13.11 Million |
Industry Comparison
This section compares Card Factory plc's net assets metrics with peer companies in the Specialty Retail industry.
Industry Context
- Industry: Specialty Retail
- Average net assets among peers: $1,531,972,871
- Average return on equity (ROE) among peers: 41.65%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Card Factory plc (CRFCF) | $339.20 Million | 2100.00% | 0.88x | $363.36 Million |
| Able View Global Inc. Class B Ordinary Shares (ABLV) | $7.74 Million | 76.78% | 1.27x | $9.05 Million |
| Alimentation Couchen Tard Inc A (ANCTF) | $9.18 Billion | 19.97% | 1.46x | $37.28 Billion |
| Arhaus Inc (ARHS) | $3.03 Million | 248.25% | 87.69x | $365.74 Million |
| Arko Corp (ARKO) | $376.87 Million | 5.53% | 8.61x | $235.39 Million |
| Academy Sports Outdoors Inc (ASO) | $2.00 Billion | 20.88% | 1.45x | $3.34 Billion |
| BARK, Inc. (BARK) | $-46.01 Million | 0.00% | 0.00x | $92.05 Million |
| Build-A-Bear Workshop Inc (BBW) | $88.73 Million | 0.29% | 2.35x | $432.75 Million |
| Bath & Body Works Inc. (BBWI) | $2.44 Billion | 16.02% | 0.69x | $4.07 Billion |
| Best Buy Co. Inc (BBY) | $1.06 Billion | 21.09% | 1.36x | $12.22 Billion |
| Big 5 Sporting Goods Corporation (BGFV) | $198.83 Million | 7.69% | 1.24x | $29.90 Million |