Commerzbank AG PK
Commerzbank AG provides banking and capital market products and services to private and small business customers, corporate, financial service providers, and institutional clients in Germany, rest of Europe, the Americas, Asia, and internationally. It operates through two segments, Private and Small-Business Customers, and Corporate Clients. The company offers saving, fixed deposit, checking, bus… Read more
Commerzbank AG PK (CRZBY) - Net Assets
Latest net assets as of September 2025: $35.77 Billion USD
Based on the latest financial reports, Commerzbank AG PK (CRZBY) has net assets worth $35.77 Billion USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($592.95 Billion) and total liabilities ($557.18 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $35.77 Billion |
| % of Total Assets | 6.03% |
| Annual Growth Rate | 4.52% |
| 5-Year Change | 25.0% |
| 10-Year Change | 18.56% |
| Growth Volatility | 13.62 |
Commerzbank AG PK - Net Assets Trend (1999–2024)
This chart illustrates how Commerzbank AG PK's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Commerzbank AG PK (1999–2024)
The table below shows the annual net assets of Commerzbank AG PK from 1999 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $35.72 Billion | +8.21% |
| 2023-12-31 | $33.01 Billion | +6.71% |
| 2022-12-31 | $30.93 Billion | +3.71% |
| 2021-12-31 | $29.83 Billion | +4.38% |
| 2020-12-31 | $28.57 Billion | -6.32% |
| 2019-12-31 | $30.50 Billion | +3.70% |
| 2018-12-31 | $29.41 Billion | -2.03% |
| 2017-12-31 | $30.02 Billion | +1.51% |
| 2016-12-31 | $29.57 Billion | -1.83% |
| 2015-12-31 | $30.12 Billion | +11.74% |
| 2014-12-31 | $26.96 Billion | -0.17% |
| 2013-12-31 | $27.00 Billion | +2.91% |
| 2012-12-31 | $26.24 Billion | +5.80% |
| 2011-12-31 | $24.80 Billion | -13.45% |
| 2010-12-31 | $28.66 Billion | +7.83% |
| 2009-12-31 | $26.58 Billion | +33.52% |
| 2008-12-31 | $19.90 Billion | +23.38% |
| 2007-12-31 | $16.13 Billion | +5.36% |
| 2006-12-31 | $15.31 Billion | +13.26% |
| 2005-12-31 | $13.52 Billion | +37.92% |
| 2004-12-31 | $9.80 Billion | +7.81% |
| 2003-12-31 | $9.09 Billion | +3.21% |
| 2002-12-31 | $8.81 Billion | -32.78% |
| 2001-12-31 | $13.10 Billion | -4.74% |
| 2000-12-31 | $13.76 Billion | +16.32% |
| 1999-12-31 | $11.83 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Commerzbank AG PK's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 374.4% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $19.00 Billion | 55.12% |
| Common Stock | $1.15 Billion | 3.35% |
| Other Comprehensive Income | $14.31 Billion | 41.53% |
| Total Equity | $34.47 Billion | 100.00% |
Commerzbank AG PK Competitors by Market Cap
The table below lists competitors of Commerzbank AG PK ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Ingersoll Rand Inc
NYSE:IR
|
$33.00 Billion |
|
Volvo AB Series A
LSE:0MHW
|
$33.02 Billion |
|
HOWMET AEROSPACE 375 PFD
F:48Z0
|
$33.09 Billion |
|
ASM INTL N.V. NY/1 EO-04
F:AVSN
|
$33.19 Billion |
|
ITC Limited
NSE:ITC
|
$32.92 Billion |
|
Industrial Bank Co Ltd
SHG:601166
|
$32.80 Billion |
|
ANSYS Inc
NASDAQ:ANSS
|
$32.74 Billion |
|
FOM.ECON.MEX.SAB D.CV UTS
F:FOMC
|
$32.59 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Commerzbank AG PK's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 31,992,000,000 to 34,468,000,000, a change of 2,476,000,000 (7.7%).
- Net income of 2,677,000,000 contributed positively to equity growth.
- Dividend payments of 415,000,000 reduced retained earnings.
- Share repurchases of 1,072,000,000 reduced equity.
- Other comprehensive income increased equity by 1,588,000,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $2.68 Billion | +7.77% |
| Dividends Paid | $415.00 Million | -1.2% |
| Share Repurchases | $1.07 Billion | -3.11% |
| Other Comprehensive Income | $1.59 Billion | +4.61% |
| Other Changes | $-302.00 Million | -0.88% |
| Total Change | $- | 7.74% |
Book Value vs Market Value Analysis
This analysis compares Commerzbank AG PK's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.76x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has increased from 0.12x to 0.76x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1999-12-31 | $179.35 | $22.20 | x |
| 2000-12-31 | $193.68 | $22.20 | x |
| 2001-12-31 | $175.55 | $22.20 | x |
| 2002-12-31 | $113.64 | $22.20 | x |
| 2003-12-31 | $115.92 | $22.20 | x |
| 2004-12-31 | $115.23 | $22.20 | x |
| 2005-12-31 | $166.80 | $22.20 | x |
| 2006-12-31 | $174.15 | $22.20 | x |
| 2007-12-31 | $184.71 | $22.20 | x |
| 2008-12-31 | $227.82 | $22.20 | x |
| 2009-12-31 | $201.97 | $22.20 | x |
| 2010-12-31 | $189.52 | $22.20 | x |
| 2011-12-31 | $46.60 | $22.20 | x |
| 2012-12-31 | $45.22 | $22.20 | x |
| 2013-12-31 | $28.53 | $22.20 | x |
| 2014-12-31 | $22.88 | $22.20 | x |
| 2015-12-31 | $24.10 | $22.20 | x |
| 2016-12-31 | $22.79 | $22.20 | x |
| 2017-12-31 | $23.04 | $22.20 | x |
| 2018-12-31 | $22.53 | $22.20 | x |
| 2019-12-31 | $23.32 | $22.20 | x |
| 2020-12-31 | $21.92 | $22.20 | x |
| 2021-12-31 | $23.04 | $22.20 | x |
| 2022-12-31 | $23.99 | $22.20 | x |
| 2023-12-31 | $25.68 | $22.20 | x |
| 2024-12-31 | $29.04 | $22.20 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Commerzbank AG PK utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 7.77%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 10.60%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 16.09x
- Recent ROE (7.77%) is above the historical average (1.47%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1999 | 8.18% | 13.83% | 0.02x | 33.39x | $-203.10 Million |
| 2000 | 10.72% | 5.95% | 0.05x | 36.71x | $89.70 Million |
| 2001 | 0.87% | 0.39% | 0.05x | 42.63x | $-1.07 Billion |
| 2002 | -3.56% | -1.24% | 0.05x | 55.77x | $-1.02 Billion |
| 2003 | -28.29% | -16.03% | 0.04x | 48.28x | $-3.02 Billion |
| 2004 | 5.19% | 3.25% | 0.03x | 49.65x | $-410.20 Million |
| 2005 | 9.44% | 7.26% | 0.04x | 35.39x | $-70.10 Million |
| 2006 | 11.25% | 6.75% | 0.04x | 42.65x | $177.80 Million |
| 2007 | 12.67% | 7.28% | 0.04x | 40.73x | $403.50 Million |
| 2008 | 0.02% | 0.01% | 0.04x | 32.48x | $-1.92 Billion |
| 2009 | -17.82% | -19.20% | 0.03x | 32.46x | $-7.23 Billion |
| 2010 | 5.13% | 5.89% | 0.03x | 27.06x | $-1.36 Billion |
| 2011 | 2.65% | 3.10% | 0.03x | 27.45x | $-1.77 Billion |
| 2012 | -0.19% | -0.23% | 0.03x | 25.08x | $-2.58 Billion |
| 2013 | 0.31% | 0.47% | 0.03x | 21.14x | $-2.52 Billion |
| 2014 | 1.02% | 1.64% | 0.03x | 21.40x | $-2.34 Billion |
| 2015 | 3.72% | 7.02% | 0.03x | 18.29x | $-1.83 Billion |
| 2016 | 0.98% | 2.03% | 0.03x | 16.83x | $-2.58 Billion |
| 2017 | 0.44% | 1.01% | 0.03x | 15.68x | $-2.76 Billion |
| 2018 | 3.06% | 6.90% | 0.03x | 16.39x | $-1.96 Billion |
| 2019 | 2.00% | 4.66% | 0.03x | 15.87x | $-2.34 Billion |
| 2020 | -10.45% | -25.25% | 0.02x | 18.45x | $-5.62 Billion |
| 2021 | 1.49% | 3.56% | 0.03x | 16.20x | $-2.46 Billion |
| 2022 | 4.78% | 10.06% | 0.03x | 15.89x | $-1.57 Billion |
| 2023 | 6.95% | 10.25% | 0.04x | 16.17x | $-975.20 Million |
| 2024 | 7.77% | 10.60% | 0.05x | 16.09x | $-769.80 Million |
Industry Comparison
This section compares Commerzbank AG PK's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $16,924,188,763
- Average return on equity (ROE) among peers: 8.48%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Commerzbank AG PK (CRZBY) | $35.77 Billion | 8.18% | 15.58x | $32.96 Billion |
| Ameris Bancorp (ABCB) | $293.77 Million | 7.18% | 9.19x | $4.91 Billion |
| ACNB Corporation (ACNB) | $49.44 Million | 14.38% | 8.56x | $474.47 Million |
| Addiko Bank AG (ADBKF) | $851.70 Million | 0.16% | 5.94x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $117.10 Million | 6.09% | 5.76x | $79.30 Million |
| Absa Group Limited (AGRPF) | $85.20 Billion | 14.06% | 10.26x | $6.72 Billion |
| AIB Group plc (AIBGY) | $13.66 Billion | 4.74% | 8.36x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $62.92 Billion | 9.95% | 6.60x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $5.78 Billion | 1.48% | 10.55x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $18.00 Million | 9.85% | 14.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |