Crazy Woman Creek Bancorp Incorporated
Crazy Woman Creek Bancorp Incorporated operates as the holding company for Buffalo Federal Bank that provides a range of banking products and services to individuals, families, and businesses in North-Central Wyoming. The company offers checking accounts, money market accounts, and student checking accounts; business banking; savings accounts, such as individual retirement and time deposit accoun… Read more
Crazy Woman Creek Bancorp Incorporated (CRZY) - Net Assets
Latest net assets as of September 2025: $17.60 Million USD
Based on the latest financial reports, Crazy Woman Creek Bancorp Incorporated (CRZY) has net assets worth $17.60 Million USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($195.56 Million) and total liabilities ($177.96 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $17.60 Million |
| % of Total Assets | 9.0% |
| Annual Growth Rate | -3.2% |
| 5-Year Change | 19.35% |
| 10-Year Change | 43.61% |
| Growth Volatility | 2265.59 |
Crazy Woman Creek Bancorp Incorporated - Net Assets Trend (1996–2025)
This chart illustrates how Crazy Woman Creek Bancorp Incorporated's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Crazy Woman Creek Bancorp Incorporated (1996–2025)
The table below shows the annual net assets of Crazy Woman Creek Bancorp Incorporated from 1996 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-09-30 | $17.60 Million | +12.24% |
| 2024-09-30 | $15.68 Million | +30.23% |
| 2023-09-30 | $12.04 Million | +4.03% |
| 2022-09-30 | $11.58 Million | -21.51% |
| 2021-09-30 | $14.75 Million | +9.33% |
| 2020-09-30 | $13.49 Million | -5.10% |
| 2019-09-30 | $14.21 Million | +12.29% |
| 2018-09-30 | $12.66 Million | +0.76% |
| 2017-09-30 | $12.56 Million | +2.50% |
| 2016-09-30 | $12.26 Million | +4.19% |
| 2015-09-30 | $11.76 Million | -12.58% |
| 2014-09-30 | $13.46 Million | -5.48% |
| 2013-09-30 | $14.24 Million | +10386.97% |
| 2012-09-30 | $135.76K | -98.99% |
| 2002-09-30 | $13.45 Million | -0.77% |
| 2001-09-30 | $13.56 Million | +3.66% |
| 2000-09-30 | $13.08 Million | -2.07% |
| 1999-09-30 | $13.36 Million | -4.84% |
| 1998-09-30 | $14.04 Million | -1.16% |
| 1997-09-30 | $14.20 Million | -68.63% |
| 1996-09-30 | $45.27 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Crazy Woman Creek Bancorp Incorporated's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 216.5% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (September 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $19.17 Million | 108.93% |
| Common Stock | $106.00K | 0.60% |
| Total Equity | $17.60 Million | 100.00% |
Crazy Woman Creek Bancorp Incorporated Competitors by Market Cap
The table below lists competitors of Crazy Woman Creek Bancorp Incorporated ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
INTL PAPER - Dusseldorf Stock Exchang
DU:INP
|
$291.92K |
|
SANKEN ELECTRIC
BE:XSK
|
$291.92K |
|
Seplat Petroleum Development Company PLC
LSE:SEPL
|
$291.98K |
|
MOTOR OIL (HELLAS)
BE:MHZ
|
$292.13K |
|
The Frontier Economic Fund
NYSE:AKAF
|
$291.73K |
|
DARLING INTERNATL
BE:43D
|
$291.71K |
|
Sydinv Global Value A DKK Akk
CO:SYIGLVADKKAKK
|
$291.27K |
|
SCANSOURCE (SC3.SG)
STU:SC3
|
$291.25K |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Crazy Woman Creek Bancorp Incorporated's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 15,682,000 to 17,602,000, a change of 1,920,000 (12.2%).
- Net income of 1,905,000 contributed positively to equity growth.
- Dividend payments of 169,000 reduced retained earnings.
- Other comprehensive income increased equity by 3,696,000.
- Other factors decreased equity by 3,512,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $1.91 Million | +10.82% |
| Dividends Paid | $169.00K | -0.96% |
| Other Comprehensive Income | $3.70 Million | +21.0% |
| Other Changes | $-3.51 Million | -19.95% |
| Total Change | $- | 12.24% |
Book Value vs Market Value Analysis
This analysis compares Crazy Woman Creek Bancorp Incorporated's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.90x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 2.13x to 0.90x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1996-09-30 | $13.96 | $29.75 | x |
| 1997-09-30 | $14.81 | $29.75 | x |
| 1998-09-30 | $15.17 | $29.75 | x |
| 1999-09-30 | $15.49 | $29.75 | x |
| 2000-09-30 | $16.38 | $29.75 | x |
| 2001-09-30 | $17.35 | $29.75 | x |
| 2002-09-30 | $16.99 | $29.75 | x |
| 2012-09-30 | $0.01 | $29.75 | x |
| 2013-09-30 | $22.31 | $29.75 | x |
| 2014-09-30 | $21.01 | $29.75 | x |
| 2015-09-30 | $18.37 | $29.75 | x |
| 2016-09-30 | $19.41 | $29.75 | x |
| 2017-09-30 | $20.01 | $29.75 | x |
| 2018-09-30 | $20.25 | $29.75 | x |
| 2019-09-30 | $22.76 | $29.75 | x |
| 2020-09-30 | $25.45 | $29.75 | x |
| 2021-09-30 | $27.83 | $29.75 | x |
| 2022-09-30 | $21.84 | $29.75 | x |
| 2023-09-30 | $22.72 | $29.75 | x |
| 2024-09-30 | $29.59 | $29.75 | x |
| 2025-09-30 | $33.12 | $29.75 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Crazy Woman Creek Bancorp Incorporated utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 10.82%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 16.01%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 11.11x
- Recent ROE (10.82%) is above the historical average (5.71%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1996 | 2.58% | 22.22% | 0.03x | 3.32x | $-1.15 Million |
| 1997 | 4.93% | 33.33% | 0.04x | 4.23x | $-720.00K |
| 1998 | 5.08% | 27.81% | 0.04x | 4.43x | $-691.17K |
| 1999 | 5.17% | 28.41% | 0.04x | 4.77x | $-645.60K |
| 2000 | 4.27% | 21.33% | 0.04x | 4.96x | $-748.90K |
| 2001 | 1.56% | 7.38% | 0.04x | 5.07x | $-1.14 Million |
| 2002 | 0.71% | 4.01% | 0.03x | 5.61x | $-1.25 Million |
| 2012 | -2.76% | -3.20% | 0.05x | 18.27x | $-957.00 |
| 2013 | 1.39% | 3.14% | 0.05x | 8.91x | $-1.23 Million |
| 2014 | 1.55% | 3.62% | 0.05x | 8.31x | $-1.14 Million |
| 2015 | 4.02% | 9.22% | 0.05x | 9.33x | $-703.40K |
| 2016 | 6.23% | 13.44% | 0.05x | 8.87x | $-462.70K |
| 2017 | 6.33% | 15.14% | 0.05x | 9.02x | $-461.30K |
| 2018 | 6.01% | 13.66% | 0.05x | 9.26x | $-504.90K |
| 2019 | 7.93% | 16.58% | 0.05x | 8.74x | $-294.50K |
| 2020 | 6.82% | 13.15% | 0.05x | 10.54x | $-429.00K |
| 2021 | 12.80% | 23.75% | 0.05x | 10.85x | $413.20K |
| 2022 | 13.46% | 19.86% | 0.05x | 15.03x | $400.40K |
| 2023 | 10.60% | 13.57% | 0.05x | 15.40x | $72.80K |
| 2024 | 10.38% | 14.95% | 0.06x | 12.09x | $59.80K |
| 2025 | 10.82% | 16.01% | 0.06x | 11.11x | $144.80K |
Industry Comparison
This section compares Crazy Woman Creek Bancorp Incorporated's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Crazy Woman Creek Bancorp Incorporated (CRZY) | $17.60 Million | 2.58% | 10.11x | $291.88K |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |