Erste Group Bank AG
Erste Group Bank AG provides a range of banking and other financial services to retail, corporate, and public sector customers. The company operates through Retail, Corporates, Group Markets, Asset/Liability Management & Local Corporate Center, Savings Banks, and Group Corporate Center segments. It provides mortgage and consumer loans, investment products, current accounts, savings products, and … Read more
Erste Group Bank AG (EBKOF) - Net Assets
Latest net assets as of September 2025: $30.14 Billion USD
Based on the latest financial reports, Erste Group Bank AG (EBKOF) has net assets worth $30.14 Billion USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($363.53 Billion) and total liabilities ($333.39 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $30.14 Billion |
| % of Total Assets | 8.29% |
| Annual Growth Rate | N/A |
| 5-Year Change | 37.29% |
| 10-Year Change | 107.77% |
| Growth Volatility | 18.33 |
Erste Group Bank AG - Net Assets Trend (2004–2024)
This chart illustrates how Erste Group Bank AG's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Erste Group Bank AG (2004–2024)
The table below shows the annual net assets of Erste Group Bank AG from 2004 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $30.77 Billion | +7.95% |
| 2023-12-31 | $28.50 Billion | +12.63% |
| 2022-12-31 | $25.30 Billion | +7.62% |
| 2021-12-31 | $23.51 Billion | +4.92% |
| 2020-12-31 | $22.41 Billion | +9.44% |
| 2019-12-31 | $20.48 Billion | +8.53% |
| 2018-12-31 | $18.87 Billion | +3.17% |
| 2017-12-31 | $18.29 Billion | +10.16% |
| 2016-12-31 | $16.60 Billion | +12.11% |
| 2015-12-31 | $14.81 Billion | +10.15% |
| 2014-12-31 | $13.44 Billion | -8.68% |
| 2013-12-31 | $14.72 Billion | -9.90% |
| 2012-12-31 | $16.34 Billion | +7.63% |
| 2011-12-31 | $15.18 Billion | -8.32% |
| 2010-12-31 | $16.56 Billion | +2.70% |
| 2009-12-31 | $16.12 Billion | +45.31% |
| 2008-12-31 | $11.10 Billion | -2.70% |
| 2007-12-31 | $11.40 Billion | +4.58% |
| 2006-12-31 | $10.90 Billion | +70.94% |
| 2005-12-31 | $6.38 Billion | +126.98% |
| 2004-12-31 | $-23.64 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Erste Group Bank AG's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 1811000000000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $18.11 Billion | 78.28% |
| Common Stock | $821.00 Million | 3.55% |
| Other Components | $4.20 Billion | 18.17% |
| Total Equity | $23.14 Billion | 100.00% |
Erste Group Bank AG Competitors by Market Cap
The table below lists competitors of Erste Group Bank AG ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Airbus Group NV
PINK:EADSY
|
$23.34 Billion |
|
Darden Restaurants Inc
NYSE:DRI
|
$23.37 Billion |
|
LPL Financial Holdings Inc
NASDAQ:LPLA
|
$23.37 Billion |
|
Jabil Inc
F:JBL
|
$23.44 Billion |
|
Mitsui Fudosan Co. Ltd
PINK:MTSFF
|
$23.31 Billion |
|
PetroChina Co Ltd Class H
PINK:PCCYF
|
$23.30 Billion |
|
KBC Group NV
PINK:KBCSF
|
$23.29 Billion |
|
NAURA Technology Group Co Ltd
SHE:002371
|
$23.27 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Erste Group Bank AG's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 21,648,000,000 to 23,135,000,000, a change of 1,487,000,000 (6.9%).
- Net income of 3,125,000,000 contributed positively to equity growth.
- Dividend payments of 1,217,000,000 reduced retained earnings.
- Other comprehensive income decreased equity by 1,167,000,000.
- Other factors increased equity by 746,000,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $3.12 Billion | +13.51% |
| Dividends Paid | $1.22 Billion | -5.26% |
| Other Comprehensive Income | $-1.17 Billion | -5.04% |
| Other Changes | $746.00 Million | +3.22% |
| Total Change | $- | 6.87% |
Book Value vs Market Value Analysis
This analysis compares Erste Group Bank AG's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.17x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2002-12-31 | $-1.12 | $69.25 | x |
| 2003-12-31 | $-0.37 | $69.25 | x |
| 2004-12-31 | $14.19 | $69.25 | x |
| 2005-12-31 | $16.85 | $69.25 | x |
| 2006-12-31 | $26.48 | $69.25 | x |
| 2007-12-31 | $27.03 | $69.25 | x |
| 2008-12-31 | $25.77 | $69.25 | x |
| 2009-12-31 | $39.44 | $69.25 | x |
| 2010-12-31 | $35.00 | $69.25 | x |
| 2011-12-31 | $31.87 | $69.25 | x |
| 2012-12-31 | $32.64 | $69.25 | x |
| 2013-12-31 | $27.36 | $69.25 | x |
| 2014-12-31 | $23.01 | $69.25 | x |
| 2015-12-31 | $25.79 | $69.25 | x |
| 2016-12-31 | $29.20 | $69.25 | x |
| 2017-12-31 | $32.51 | $69.25 | x |
| 2018-12-31 | $33.69 | $69.25 | x |
| 2019-12-31 | $36.62 | $69.25 | x |
| 2020-12-31 | $40.67 | $69.25 | x |
| 2021-12-31 | $42.22 | $69.25 | x |
| 2022-12-31 | $45.26 | $69.25 | x |
| 2023-12-31 | $50.78 | $69.25 | x |
| 2024-12-31 | $59.18 | $69.25 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Erste Group Bank AG utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 13.51%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 28.25%
- • Asset Turnover: 0.03x
- • Equity Multiplier: 15.29x
- Recent ROE (13.51%) is above the historical average (7.44%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2002 | 0.00% | 3.74% | 0.06x | 0.00x | $279.44 Million |
| 2003 | 0.00% | 5.47% | 0.05x | 0.00x | $362.12 Million |
| 2004 | 15.22% | 7.60% | 1.15x | 1.74x | $178.57 Million |
| 2005 | 17.63% | 9.72% | 0.05x | 37.56x | $310.20 Million |
| 2006 | 11.68% | 10.42% | 0.05x | 22.77x | $134.34 Million |
| 2007 | 13.90% | 9.89% | 0.06x | 23.72x | $329.50 Million |
| 2008 | 10.64% | 6.39% | 0.07x | 24.93x | $51.71 Million |
| 2009 | 7.11% | 7.21% | 0.06x | 15.87x | $-367.46 Million |
| 2010 | 6.70% | 8.00% | 0.05x | 15.69x | $-432.78 Million |
| 2011 | -5.97% | -6.44% | 0.05x | 17.45x | $-1.92 Billion |
| 2012 | 3.76% | 4.31% | 0.05x | 16.63x | $-802.02 Million |
| 2013 | 0.54% | 0.65% | 0.05x | 17.77x | $-1.07 Billion |
| 2014 | -14.05% | -15.99% | 0.04x | 19.95x | $-2.37 Billion |
| 2015 | 8.80% | 11.04% | 0.04x | 18.15x | $-132.54 Million |
| 2016 | 10.15% | 15.04% | 0.04x | 16.71x | $18.73 Million |
| 2017 | 9.49% | 16.35% | 0.04x | 15.91x | $-70.97 Million |
| 2018 | 12.48% | 19.34% | 0.04x | 16.47x | $355.98 Million |
| 2019 | 9.41% | 15.14% | 0.04x | 15.73x | $-91.88 Million |
| 2020 | 4.52% | 8.74% | 0.03x | 16.00x | $-950.62 Million |
| 2021 | 10.69% | 20.89% | 0.03x | 17.08x | $123.66 Million |
| 2022 | 11.19% | 15.82% | 0.04x | 16.74x | $230.20 Million |
| 2023 | 13.85% | 13.28% | 0.07x | 15.57x | $833.20 Million |
| 2024 | 13.51% | 28.25% | 0.03x | 15.29x | $811.50 Million |
Industry Comparison
This section compares Erste Group Bank AG's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Erste Group Bank AG (EBKOF) | $30.14 Billion | 0.00% | 11.06x | $23.33 Billion |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |