eGuarantee Inc
eGuarantee, Inc., together with its subsidiaries, engages in credit risk entrustment and securitization business in Japan. It offers services for business corporations that include undertaking the risk of uncollected commercial receivables arising between business companies, such as sales receivables. The company also provides services for financial institutions, including service to accept the r… Read more
eGuarantee Inc (EGTIF) - Net Assets
Latest net assets as of December 2025: $21.65 Billion USD
Based on the latest financial reports, eGuarantee Inc (EGTIF) has net assets worth $21.65 Billion USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($27.68 Billion) and total liabilities ($6.03 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $21.65 Billion |
| % of Total Assets | 78.22% |
| Annual Growth Rate | 16.6% |
| 5-Year Change | 53.56% |
| 10-Year Change | 271.19% |
| Growth Volatility | 7.97 |
eGuarantee Inc - Net Assets Trend (2009–2025)
This chart illustrates how eGuarantee Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for eGuarantee Inc (2009–2025)
The table below shows the annual net assets of eGuarantee Inc from 2009 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-03-31 | $26.39 Billion | +9.39% |
| 2024-03-31 | $24.13 Billion | +9.67% |
| 2023-03-31 | $22.00 Billion | +11.57% |
| 2022-03-31 | $19.72 Billion | +14.73% |
| 2021-03-31 | $17.19 Billion | +34.29% |
| 2020-03-31 | $12.80 Billion | +16.76% |
| 2019-03-31 | $10.96 Billion | +16.11% |
| 2018-03-31 | $9.44 Billion | +14.07% |
| 2017-03-31 | $8.28 Billion | +16.40% |
| 2016-03-31 | $7.11 Billion | +15.17% |
| 2015-03-31 | $6.17 Billion | +17.56% |
| 2014-03-31 | $5.25 Billion | +6.21% |
| 2013-03-31 | $4.94 Billion | +15.44% |
| 2012-03-31 | $4.28 Billion | +37.63% |
| 2011-03-31 | $3.11 Billion | +14.67% |
| 2010-03-31 | $2.71 Billion | +20.02% |
| 2009-03-31 | $2.26 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to eGuarantee Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 4674.6% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (March 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $16.85 Billion | 69.15% |
| Common Stock | $3.98 Billion | 16.32% |
| Other Comprehensive Income | $157.73 Million | 0.65% |
| Other Components | $3.38 Billion | 13.89% |
| Total Equity | $24.36 Billion | 100.00% |
eGuarantee Inc Competitors by Market Cap
The table below lists competitors of eGuarantee Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Longxing Chemical Stock Co Ltd
SHE:002442
|
$261.70 Million |
|
Taiwan Fire & Marine Insurance Co Ltd
TW:2832
|
$261.73 Million |
|
RANGER ENER.SERV.A DL-01
F:97L
|
$261.76 Million |
|
Shang Hai Ya Tong Co Ltd
SHG:600692
|
$261.78 Million |
|
SOLARIA ENERGIA Y MEDIO AMBIENTE
PINK:SEYMF
|
$261.62 Million |
|
Hanwha General
KO:000370
|
$261.54 Million |
|
SBS Holdings, Inc.
PINK:SBSOF
|
$261.39 Million |
|
Samhi Hotels Limited
NSE:SAMHI
|
$261.31 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in eGuarantee Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 22,339,555,000 to 24,363,904,000, a change of 2,024,349,000 (9.1%).
- Net income of 3,491,021,000 contributed positively to equity growth.
- Dividend payments of 1,670,190,000 reduced retained earnings.
- Share repurchases of 103,000 reduced equity.
- New share issuances of 112,621,000 increased equity.
- Other comprehensive income decreased equity by 2,152,001.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $3.49 Billion | +14.33% |
| Dividends Paid | $1.67 Billion | -6.86% |
| Share Repurchases | $103.00K | -0.0% |
| Share Issuances | $112.62 Million | +0.46% |
| Other Comprehensive Income | $-2.15 Million | -0.01% |
| Other Changes | $93.15 Million | +0.38% |
| Total Change | $- | 9.06% |
Book Value vs Market Value Analysis
This analysis compares eGuarantee Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.02x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 0.21x to 0.02x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2009-03-31 | $58.11 | $12.00 | x |
| 2010-03-31 | $67.77 | $12.00 | x |
| 2011-03-31 | $79.46 | $12.00 | x |
| 2012-03-31 | $106.85 | $12.00 | x |
| 2013-03-31 | $95.32 | $12.00 | x |
| 2014-03-31 | $106.31 | $12.00 | x |
| 2015-03-31 | $123.79 | $12.00 | x |
| 2016-03-31 | $144.20 | $12.00 | x |
| 2017-03-31 | $170.15 | $12.00 | x |
| 2018-03-31 | $196.18 | $12.00 | x |
| 2019-03-31 | $226.28 | $12.00 | x |
| 2020-03-31 | $260.51 | $12.00 | x |
| 2021-03-31 | $339.90 | $12.00 | x |
| 2022-03-31 | $381.51 | $12.00 | x |
| 2023-03-31 | $422.10 | $12.00 | x |
| 2024-03-31 | $461.22 | $12.00 | x |
| 2025-03-31 | $504.15 | $12.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently eGuarantee Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 14.33%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 34.14%
- • Asset Turnover: 0.31x
- • Equity Multiplier: 1.36x
- Recent ROE (14.33%) is below the historical average (15.70%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2009 | 14.49% | 10.07% | 0.62x | 2.32x | $84.30 Million |
| 2010 | 15.55% | 10.84% | 0.65x | 2.20x | $122.16 Million |
| 2011 | 16.55% | 13.03% | 0.59x | 2.15x | $169.76 Million |
| 2012 | 12.63% | 13.72% | 0.52x | 1.79x | $97.59 Million |
| 2013 | 14.78% | 16.00% | 0.45x | 2.05x | $187.15 Million |
| 2014 | 15.78% | 18.89% | 0.44x | 1.90x | $258.62 Million |
| 2015 | 17.43% | 22.26% | 0.42x | 1.85x | $385.64 Million |
| 2016 | 18.35% | 25.14% | 0.42x | 1.76x | $505.72 Million |
| 2017 | 18.64% | 29.18% | 0.39x | 1.64x | $619.23 Million |
| 2018 | 17.45% | 28.77% | 0.36x | 1.71x | $626.89 Million |
| 2019 | 16.64% | 29.64% | 0.34x | 1.65x | $659.07 Million |
| 2020 | 19.68% | 38.63% | 0.36x | 1.41x | $1.13 Billion |
| 2021 | 12.51% | 27.85% | 0.32x | 1.41x | $401.63 Million |
| 2022 | 13.45% | 31.20% | 0.31x | 1.38x | $631.89 Million |
| 2023 | 13.97% | 33.72% | 0.30x | 1.37x | $813.54 Million |
| 2024 | 14.61% | 35.60% | 0.30x | 1.35x | $1.03 Billion |
| 2025 | 14.33% | 34.14% | 0.31x | 1.36x | $1.05 Billion |
Industry Comparison
This section compares eGuarantee Inc's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $53,145,153,302
- Average return on equity (ROE) among peers: -26.41%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| eGuarantee Inc (EGTIF) | $21.65 Billion | 14.49% | 0.28x | $261.64 Million |
| Accord Financial Corp (ACCFF) | $21.70 Million | 19.82% | 0.65x | $8.00 Million |
| Acom Co. Ltd (ACJJF) | $306.73 Billion | 3.47% | 2.77x | $799.50 Million |
| Affirm Holdings Inc (AFRM) | $3.07 Billion | 1.70% | 2.63x | $12.41 Billion |
| Federal Agricultural Mortgage Corporation (AGM) | $134.44 Million | 12.11% | 24.42x | $1.44 Billion |
| Aiful Corp (AIFLF) | $201.41 Billion | 10.83% | 5.29x | $852.52 Million |
| Jianpu Technology Inc (AIJTY) | $725.64 Million | -41.91% | 0.93x | $16.37 Million |
| AIOS Tech Inc. (AIOS) | $36.76 Million | -14.00% | 0.54x | $2.57 Million |
| Ally Financial Inc (ALLY) | $19.28 Billion | -0.81% | 8.55x | $10.41 Billion |
| Alpha Investment Inc (ALPC) | $607.43K | -264.75% | 4.98x | $166.69 Million |
| Antalpha Platform Holding Co (ANTA) | $46.38 Million | 9.47% | 26.05x | $14.87 Million |