EML Payments Limited
EML Payments Limited provides payment solutions platform in Australia, Europe, and North America. It offers reloadable and non-reloadable prepaid payment solutions; prepaid payment solutions services; and undertakes provision of prepaid payment services predominantly with single load card solutions. The company also provides credit payments, open banking, digital account payments solutions. The c… Read more
EML Payments Limited (EMCHF) - Net Assets
Latest net assets as of June 2025: $146.44 Million USD
Based on the latest financial reports, EML Payments Limited (EMCHF) has net assets worth $146.44 Million USD as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($2.68 Billion) and total liabilities ($2.54 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $146.44 Million |
| % of Total Assets | 5.46% |
| Annual Growth Rate | 18.03% |
| 5-Year Change | -64.7% |
| 10-Year Change | 22.85% |
| Growth Volatility | 88.33 |
EML Payments Limited - Net Assets Trend (2005–2025)
This chart illustrates how EML Payments Limited's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for EML Payments Limited (2005–2025)
The table below shows the annual net assets of EML Payments Limited from 2005 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-06-30 | $146.44 Million | -7.91% |
| 2024-06-30 | $159.02 Million | -8.90% |
| 2023-06-30 | $174.55 Million | -60.07% |
| 2022-06-30 | $437.12 Million | +5.36% |
| 2021-06-30 | $414.89 Million | -5.76% |
| 2020-06-30 | $440.24 Million | +205.23% |
| 2019-06-30 | $144.23 Million | +11.14% |
| 2018-06-30 | $129.77 Million | +7.62% |
| 2017-06-30 | $120.58 Million | +1.15% |
| 2016-06-30 | $119.21 Million | +126.70% |
| 2015-06-30 | $52.58 Million | +214.75% |
| 2014-06-30 | $16.71 Million | +22.36% |
| 2013-06-30 | $13.65 Million | -8.75% |
| 2012-06-30 | $14.96 Million | +271.41% |
| 2011-06-30 | $4.03 Million | -0.35% |
| 2010-06-30 | $4.04 Million | +26.33% |
| 2009-06-30 | $3.20 Million | -38.80% |
| 2008-06-30 | $5.23 Million | -11.60% |
| 2007-06-30 | $5.91 Million | +12.78% |
| 2006-06-30 | $5.24 Million | -1.39% |
| 2005-06-30 | $5.32 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to EML Payments Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 41936710700.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (June 2025)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $498.31 Million | 340.28% |
| Other Comprehensive Income | $67.61 Million | 46.17% |
| Total Equity | $146.44 Million | 100.00% |
EML Payments Limited Competitors by Market Cap
The table below lists competitors of EML Payments Limited ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Orogen Royalties Inc
PINK:OGNRF
|
$164.01 Million |
|
Solar A/S
CO:SOLAR-B
|
$164.03 Million |
|
SOLSTAD OFFSHORE NK 1
F:SZL
|
$164.04 Million |
|
PAM Mineral Tbk PT
JK:NICL
|
$164.11 Million |
|
MLP Group S.A.
WAR:MLG
|
$163.87 Million |
|
Global Atomic Corp
OTCQX:GLATF
|
$163.79 Million |
|
SKS Technologies Group Ltd
AU:SKS
|
$163.73 Million |
|
Chengdu Rainbow Appliance Gr
SHE:003023
|
$163.63 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in EML Payments Limited's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 159,022,000 to 146,442,000, a change of -12,580,000 (-7.9%).
- Net loss of 53,387,000 reduced equity.
- Other comprehensive income increased equity by 36,709,000.
- Other factors increased equity by 4,098,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $-53.39 Million | -36.46% |
| Other Comprehensive Income | $36.71 Million | +25.07% |
| Other Changes | $4.10 Million | +2.8% |
| Total Change | $- | -7.91% |
Book Value vs Market Value Analysis
This analysis compares EML Payments Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.50x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 39.17x to 1.50x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2005-06-30 | $0.01 | $0.58 | x |
| 2006-06-30 | $0.01 | $0.58 | x |
| 2007-06-30 | $0.02 | $0.58 | x |
| 2008-06-30 | $0.01 | $0.58 | x |
| 2009-06-30 | $0.01 | $0.58 | x |
| 2010-06-30 | $0.01 | $0.58 | x |
| 2011-06-30 | $0.01 | $0.58 | x |
| 2012-06-30 | $0.04 | $0.58 | x |
| 2013-06-30 | $0.04 | $0.58 | x |
| 2014-06-30 | $0.05 | $0.58 | x |
| 2015-06-30 | $0.15 | $0.58 | x |
| 2016-06-30 | $0.33 | $0.58 | x |
| 2017-06-30 | $0.33 | $0.58 | x |
| 2018-06-30 | $0.36 | $0.58 | x |
| 2019-06-30 | $0.40 | $0.58 | x |
| 2020-06-30 | $1.22 | $0.58 | x |
| 2021-06-30 | $1.15 | $0.58 | x |
| 2022-06-30 | $1.16 | $0.58 | x |
| 2023-06-30 | $0.47 | $0.58 | x |
| 2024-06-30 | $0.42 | $0.58 | x |
| 2025-06-30 | $0.39 | $0.58 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently EML Payments Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -36.46%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -33.80%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 18.32x
- Recent ROE (-36.46%) is below the historical average (-31.68%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2006 | -2.80% | 0.00% | 0.00x | 1.01x | $-671.20K |
| 2007 | -27.56% | 0.00% | 0.00x | 1.06x | $-2.22 Million |
| 2008 | -17.03% | -908728.57% | 0.00x | 1.04x | $-1.41 Million |
| 2009 | -97.24% | -11628.70% | 0.01x | 1.03x | $-3.43 Million |
| 2010 | -9.54% | 0.00% | 0.00x | 1.05x | $-789.90K |
| 2011 | -127.99% | 0.00% | 0.00x | 3.69x | $-5.56 Million |
| 2012 | -67.02% | 0.00% | 0.00x | 1.13x | $-11.52 Million |
| 2013 | -39.25% | -106.47% | 0.34x | 1.10x | $-6.72 Million |
| 2014 | -32.40% | -104.40% | 0.28x | 1.11x | $-7.08 Million |
| 2015 | 5.43% | 19.79% | 0.22x | 1.23x | $-2.40 Million |
| 2016 | 0.07% | 0.38% | 0.16x | 1.26x | $-11.83 Million |
| 2017 | 0.01% | 0.02% | 0.31x | 1.56x | $-12.05 Million |
| 2018 | 1.70% | 3.11% | 0.30x | 1.85x | $-10.77 Million |
| 2019 | 5.86% | 8.69% | 0.20x | 3.31x | $-5.97 Million |
| 2020 | -1.62% | -5.90% | 0.06x | 4.27x | $-51.17 Million |
| 2021 | -6.92% | -14.91% | 0.08x | 5.52x | $-70.18 Million |
| 2022 | -1.10% | -2.06% | 0.09x | 6.14x | $-48.51 Million |
| 2023 | -163.17% | -111.95% | 0.08x | 17.16x | $-302.28 Million |
| 2024 | -16.65% | -15.81% | 0.07x | 15.62x | $-42.39 Million |
| 2025 | -36.46% | -33.80% | 0.06x | 18.32x | $-68.03 Million |
Industry Comparison
This section compares EML Payments Limited's net assets metrics with peer companies in the Software - Infrastructure industry.
Industry Context
- Industry: Software - Infrastructure
- Average net assets among peers: $237,144,588
- Average return on equity (ROE) among peers: -85.78%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| EML Payments Limited (EMCHF) | $146.44 Million | -2.80% | 17.32x | $163.90 Million |
| Automatic Bank Services Limited (ABANF) | $231.37 Million | 16.52% | 0.19x | $269.02 Million |
| ACI Worldwide Inc (ACIW) | $76.50 Million | 16.47% | 0.61x | $4.01 Billion |
| Adyen N.V (ADYYF) | $389.78 Million | 18.29% | 1.92x | $34.24 Billion |
| Aeva Technologies, Inc. Common Stock (AEVA) | $99.35 Million | -153.25% | 0.48x | $418.95 Million |
| Aeva Technologies, Inc. Warrants (AEVAW) | $456.38 Million | -22.32% | 0.05x | $3.74 Million |
| Affluence Corporation (AFFU) | $-639.00K | 0.00% | 0.00x | $3.98K |
| Axe Compute Inc. (AGPU) | $923.68K | -706.52% | 2.04x | $2.86 Million |
| C3 Ai Inc (AI) | $838.30 Million | -34.44% | 0.22x | $1.15 Billion |
| iLearningEngines, Inc. (AILE) | $264.32 Million | 1.83% | 0.09x | $17.39 Million |
| PowerFleet, Inc. (AIOT) | $15.17 Million | 5.61% | 0.31x | $383.57 Million |