Equitable Financial Corp
Equitable Financial Corp. operates as the holding company for Equitable Bank that provides various banking products and services in Nebraska, the United States. The company offers checking and savings accounts; recorder checks; online and mobile banking; remote deposit capture; voice banking; credit card processing; debit and gift cards; and safe deposit boxes. It also provides home, home equity,… Read more
Equitable Financial Corp (EQFN) - Net Assets
Latest net assets as of June 2025: $51.80 Million USD
Based on the latest financial reports, Equitable Financial Corp (EQFN) has net assets worth $51.80 Million USD as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($519.13 Million) and total liabilities ($467.34 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $51.80 Million |
| % of Total Assets | 9.98% |
| Annual Growth Rate | 6.39% |
| 5-Year Change | 25.45% |
| 10-Year Change | 41.76% |
| Growth Volatility | 24.16 |
Equitable Financial Corp - Net Assets Trend (2004–2025)
This chart illustrates how Equitable Financial Corp's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Equitable Financial Corp (2004–2025)
The table below shows the annual net assets of Equitable Financial Corp from 2004 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-06-30 | $51.80 Million | +4.62% |
| 2024-06-30 | $49.51 Million | +6.56% |
| 2023-06-30 | $46.46 Million | +5.46% |
| 2022-06-30 | $44.06 Million | +6.70% |
| 2021-06-30 | $41.29 Million | +7.26% |
| 2020-06-30 | $38.50 Million | +0.71% |
| 2019-06-30 | $38.23 Million | +1.79% |
| 2018-06-30 | $37.55 Million | +3.21% |
| 2017-06-30 | $36.39 Million | -0.42% |
| 2016-06-30 | $36.54 Million | +70.36% |
| 2015-06-30 | $21.45 Million | +7.28% |
| 2014-06-30 | $19.99 Million | +7.01% |
| 2013-06-30 | $18.68 Million | -18.82% |
| 2007-06-30 | $23.01 Million | -8.07% |
| 2006-06-30 | $25.03 Million | +73.84% |
| 2005-06-30 | $14.40 Million | +2.13% |
| 2004-06-30 | $14.10 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Equitable Financial Corp's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 170.1% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (June 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $36.73 Million | 70.92% |
| Common Stock | $25.30K | 0.05% |
| Other Comprehensive Income | $-536.46K | -1.04% |
| Other Components | $15.58 Million | 30.07% |
| Total Equity | $51.80 Million | 100.00% |
Equitable Financial Corp Competitors by Market Cap
The table below lists competitors of Equitable Financial Corp ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
MKH Oil Palm (East Kalimantan) Berhad
KLSE:5319
|
$28.03 Million |
|
Dsr Wire
KO:069730
|
$28.03 Million |
|
MINERVA NEUROSC. DL-0001
F:4MNA
|
$28.05 Million |
|
Datagate Bilgisayar Malzemeleri Ticaret AS
IS:DGATE
|
$28.05 Million |
|
Evaxion Biotech AS
NASDAQ:EVAX
|
$28.02 Million |
|
Acarix A/S
ST:ACARIX
|
$28.01 Million |
|
Burgenland Holding Aktiengesellschaft
VI:BHD
|
$28.01 Million |
|
MRM SA INH. EO 20
F:8VV0
|
$28.00 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Equitable Financial Corp's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 49,513,401 to 51,798,559, a change of 2,285,158 (4.6%).
- Net income of 3,442,208 contributed positively to equity growth.
- Share repurchases of 1,390,425 reduced equity.
- Other comprehensive income increased equity by 198,927.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $3.44 Million | +6.65% |
| Share Repurchases | $1.39 Million | -2.68% |
| Other Comprehensive Income | $198.93K | +0.38% |
| Other Changes | $34.45K | +0.07% |
| Total Change | $- | 4.62% |
Book Value vs Market Value Analysis
This analysis compares Equitable Financial Corp's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.68x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 1.28x to 0.68x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2004-06-30 | $9.46 | $12.10 | x |
| 2005-06-30 | $9.66 | $12.10 | x |
| 2006-06-30 | $6.98 | $12.10 | x |
| 2007-06-30 | $7.24 | $12.10 | x |
| 2013-06-30 | $6.09 | $12.10 | x |
| 2014-06-30 | $6.43 | $12.10 | x |
| 2015-06-30 | $6.92 | $12.10 | x |
| 2016-06-30 | $11.10 | $12.10 | x |
| 2017-06-30 | $10.40 | $12.10 | x |
| 2018-06-30 | $11.24 | $12.10 | x |
| 2019-06-30 | $11.36 | $12.10 | x |
| 2020-06-30 | $12.41 | $12.10 | x |
| 2021-06-30 | $13.41 | $12.10 | x |
| 2022-06-30 | $14.63 | $12.10 | x |
| 2023-06-30 | $15.70 | $12.10 | x |
| 2024-06-30 | $18.61 | $12.10 | x |
| 2025-06-30 | $17.77 | $12.10 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Equitable Financial Corp utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 6.65%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 10.14%
- • Asset Turnover: 0.07x
- • Equity Multiplier: 10.02x
- Recent ROE (6.65%) is above the historical average (3.92%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2004 | 2.20% | 3.76% | 0.06x | 10.33x | $-1.10 Million |
| 2005 | 1.94% | 3.23% | 0.06x | 10.10x | $-1.16 Million |
| 2006 | -3.87% | -8.88% | 0.06x | 7.14x | $-3.47 Million |
| 2007 | -6.08% | -11.81% | 0.06x | 7.94x | $-3.70 Million |
| 2013 | 0.00% | 5.06% | 0.00x | 8.92x | $-1.87 Million |
| 2014 | 4.87% | 11.03% | 0.05x | 9.10x | $-1.03 Million |
| 2015 | 5.98% | 13.26% | 0.04x | 10.03x | $-862.49K |
| 2016 | 2.89% | 9.80% | 0.05x | 6.16x | $-2.60 Million |
| 2017 | 3.39% | 10.34% | 0.05x | 6.98x | $-2.40 Million |
| 2018 | 3.75% | 10.05% | 0.05x | 7.55x | $-2.35 Million |
| 2019 | 4.14% | 9.31% | 0.05x | 8.64x | $-2.24 Million |
| 2020 | 6.83% | 12.28% | 0.05x | 10.25x | $-1.22 Million |
| 2021 | 10.32% | 18.48% | 0.05x | 10.23x | $131.44K |
| 2022 | 10.42% | 20.15% | 0.05x | 10.32x | $185.38K |
| 2023 | 7.72% | 13.74% | 0.05x | 10.35x | $-1.06 Million |
| 2024 | 5.48% | 8.66% | 0.06x | 10.32x | $-2.24 Million |
| 2025 | 6.65% | 10.14% | 0.07x | 10.02x | $-1.74 Million |
Industry Comparison
This section compares Equitable Financial Corp's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $22,823,266,317
- Average return on equity (ROE) among peers: 14.64%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Equitable Financial Corp (EQFN) | $51.80 Million | 2.20% | 9.02x | $28.03 Million |
| Ameris Bancorp (ABCB) | $514.76 Million | 7.94% | 9.86x | $4.91 Billion |
| ACNB Corporation (ACNB) | $106.80 Million | 8.72% | 8.79x | $452.68 Million |
| Addiko Bank AG (ADBKF) | $6.08 Billion | 0.58% | 0.00x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $80.78 Million | 3.82% | 9.53x | $79.98 Million |
| Absa Group Limited (AGRPF) | $56.49 Billion | 12.11% | 11.71x | $6.72 Billion |
| AIB Group plc (AIBGY) | $2.74 Billion | 18.02% | 16.84x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $153.61 Billion | 39.08% | 6.47x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $8.37 Billion | 34.92% | 7.81x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $235.94 Million | 14.17% | 11.96x | $248.47 Million |