Farmers Bancorp (Frankfort IN)
Farmers Bancorp (Frankfort IN) operates as the holding company of The Farmers Bank that provides a range of banking products and services for individuals and businesses in north central Indiana, the United States. The company offers checking, savings, health savings, and individual retirement accounts; mortgage, home equity, personal, consumer, auto, student, agricultural, small business administ… Read more
Farmers Bancorp (Frankfort IN) (FABP) - Net Assets
Latest net assets as of December 2025: $84.75 Million USD
Based on the latest financial reports, Farmers Bancorp (Frankfort IN) (FABP) has net assets worth $84.75 Million USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($1.14 Billion) and total liabilities ($1.06 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $84.75 Million |
| % of Total Assets | 7.42% |
| Annual Growth Rate | 4.08% |
| 5-Year Change | -14.82% |
| 10-Year Change | 40.3% |
| Growth Volatility | 13.79 |
Farmers Bancorp (Frankfort IN) - Net Assets Trend (1995–2025)
This chart illustrates how Farmers Bancorp (Frankfort IN)'s net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Farmers Bancorp (Frankfort IN) (1995–2025)
The table below shows the annual net assets of Farmers Bancorp (Frankfort IN) from 1995 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-06-30 | $75.80 Million | +11.76% |
| 2024-06-30 | $67.82 Million | +2.54% |
| 2023-06-30 | $66.14 Million | +9.01% |
| 2022-06-30 | $60.67 Million | -31.81% |
| 2021-06-30 | $88.98 Million | +10.10% |
| 2020-06-30 | $80.82 Million | +13.58% |
| 2019-06-30 | $71.16 Million | +11.98% |
| 2018-06-30 | $63.54 Million | +7.80% |
| 2017-06-30 | $58.94 Million | +9.10% |
| 2016-06-30 | $54.03 Million | +37.29% |
| 2003-06-30 | $39.35 Million | +20.11% |
| 2002-06-30 | $32.76 Million | +5.95% |
| 2001-06-30 | $30.92 Million | +21.37% |
| 1997-06-30 | $25.48 Million | +5.59% |
| 1996-06-30 | $24.13 Million | +5.72% |
| 1995-06-30 | $22.82 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Farmers Bancorp (Frankfort IN)'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 535.1% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (June 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $93.69 Million | 123.61% |
| Common Stock | $2.42 Million | 3.19% |
| Other Comprehensive Income | $-20.32 Million | -26.80% |
| Total Equity | $75.80 Million | 100.00% |
Farmers Bancorp (Frankfort IN) Competitors by Market Cap
The table below lists competitors of Farmers Bancorp (Frankfort IN) ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
American Helium Inc
PINK:AHELF
|
$348.82K |
|
OSX Brasil S.A
SA:OSXB3
|
$348.98K |
|
Avio SpA
STU:2ZP
|
$348.99K |
|
Asep Medical Holdings Inc
PINK:SEPSF
|
$349.07K |
|
HODL SPAC EUROPE AB
F:NW1
|
$348.64K |
|
GCI Liberty, Inc. Series C GCI Group Common Stock When Issued
NASDAQ:GLBKV
|
$348.60K |
|
EGF Theramed Health Corp
PINK:EVAHF
|
$348.50K |
|
Reco International Group Inc
V:RGI
|
$348.29K |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Farmers Bancorp (Frankfort IN)'s equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 67,821,000 to 75,799,000, a change of 7,978,000 (11.8%).
- Net income of 9,268,000 contributed positively to equity growth.
- Dividend payments of 2,785,000 reduced retained earnings.
- Other comprehensive income increased equity by 1,280,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $9.27 Million | +12.23% |
| Dividends Paid | $2.79 Million | -3.67% |
| Other Comprehensive Income | $1.28 Million | +1.69% |
| Other Changes | $215.00K | +0.28% |
| Total Change | $- | 11.76% |
Book Value vs Market Value Analysis
This analysis compares Farmers Bancorp (Frankfort IN)'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.91x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1995-06-30 | $0.00 | $37.75 | x |
| 1996-06-30 | $0.00 | $37.75 | x |
| 1997-06-30 | $0.00 | $37.75 | x |
| 2016-06-30 | $25.91 | $37.75 | x |
| 2017-06-30 | $28.27 | $37.75 | x |
| 2018-06-30 | $30.47 | $37.75 | x |
| 2019-06-30 | $34.30 | $37.75 | x |
| 2020-06-30 | $39.27 | $37.75 | x |
| 2021-06-30 | $43.23 | $37.75 | x |
| 2022-06-30 | $31.62 | $37.75 | x |
| 2023-06-30 | $36.41 | $37.75 | x |
| 2024-06-30 | $37.32 | $37.75 | x |
| 2025-06-30 | $41.26 | $37.75 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Farmers Bancorp (Frankfort IN) utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 12.23%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 14.75%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 14.54x
- Recent ROE (12.23%) is below the historical average (12.33%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1995 | 10.63% | 22.70% | 0.05x | 9.90x | $142.90K |
| 1996 | 10.01% | 22.24% | 0.05x | 9.82x | $3.30K |
| 1997 | 13.58% | 27.32% | 0.05x | 9.88x | $911.40K |
| 2001 | 14.52% | 14.82% | 0.08x | 11.56x | $1.40 Million |
| 2002 | 11.75% | 11.87% | 0.08x | 13.08x | $573.80K |
| 2003 | 11.82% | 13.53% | 0.07x | 12.67x | $717.80K |
| 2016 | 12.41% | 27.25% | 0.05x | 9.39x | $1.30 Million |
| 2017 | 12.23% | 29.83% | 0.05x | 9.04x | $1.31 Million |
| 2018 | 11.77% | 28.17% | 0.05x | 8.64x | $1.12 Million |
| 2019 | 12.47% | 29.76% | 0.05x | 8.20x | $1.76 Million |
| 2020 | 10.44% | 26.42% | 0.05x | 8.38x | $356.80K |
| 2021 | 12.51% | 32.77% | 0.04x | 8.56x | $2.24 Million |
| 2022 | 18.15% | 32.66% | 0.04x | 13.03x | $4.95 Million |
| 2023 | 15.82% | 23.92% | 0.05x | 13.60x | $3.85 Million |
| 2024 | 6.99% | 8.55% | 0.06x | 14.56x | $-2.04 Million |
| 2025 | 12.23% | 14.75% | 0.06x | 14.54x | $1.69 Million |
Industry Comparison
This section compares Farmers Bancorp (Frankfort IN)'s net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Farmers Bancorp (Frankfort IN) (FABP) | $84.75 Million | 10.63% | 12.48x | $348.77K |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |