Gateway Bank F.S.B.
Gateway Bank, F.S.B. provides personal and commercial banking products and services in California. The company provides Personal Banking products and services, including checking accounts, savings accounts, certificate of deposit, and individual retirement accounts; and online banking services. It also offers business banking products and services, including checking and savings accounts, money m… Read more
Gateway Bank F.S.B. (GWBK) - Net Assets
Latest net assets as of : $- USD
Based on the latest financial reports, Gateway Bank F.S.B. (GWBK) has net assets worth $- USD as of .
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($-) and total liabilities ($-). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $- |
| % of Total Assets | 0% |
| Annual Growth Rate | 9.24% |
| 5-Year Change | 69.52% |
| 10-Year Change | N/A |
| Growth Volatility | 33.48 |
Gateway Bank F.S.B. - Net Assets Trend (2019–2024)
This chart illustrates how Gateway Bank F.S.B.'s net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Gateway Bank F.S.B. (2019–2024)
The table below shows the annual net assets of Gateway Bank F.S.B. from 2019 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $24.66 Million | -11.85% |
| 2023-12-31 | $27.97 Million | +78.78% |
| 2022-12-31 | $15.65 Million | -0.71% |
| 2021-12-31 | $15.76 Million | +8.34% |
| 2020-12-31 | $14.54 Million | -8.21% |
| 2019-12-31 | $15.85 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Gateway Bank F.S.B.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 722657700.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $26.99 Million | 109.47% |
| Other Components | $32.00 Million | 129.77% |
| Total Equity | $24.66 Million | 100.00% |
Gateway Bank F.S.B. Competitors by Market Cap
The table below lists competitors of Gateway Bank F.S.B. ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
TALISMAN MINING (RJA.SG)
STU:RJA
|
$561.44 |
|
SAMSON HOLDING
BE:S9K
|
$562.10 |
|
Trakm8 Holdings PLC
LSE:TRAK
|
$562.45 |
|
Autins Group plc
LSE:AUTG
|
$564.69 |
|
TANFIELD GRP
BE:XS3A
|
$560.30 |
|
AFRICA EATS LTD (USD)
SEM:EATS
|
$560.06 |
|
China Dasheng Biotechnology Company
PINK:CDBT
|
$559.38 |
|
Veltex Corporation
OTCQB:VLXC
|
$559.32 |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Gateway Bank F.S.B.'s equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 27,971,448 to 24,656,408, a change of -3,315,040 (-11.9%).
- Net loss of 4,112,639 reduced equity.
- Other factors increased equity by 797,599.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $-4.11 Million | -16.68% |
| Other Changes | $797.60K | +3.23% |
| Total Change | $- | -11.85% |
Book Value vs Market Value Analysis
This analysis compares Gateway Bank F.S.B.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.12x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2019-12-31 | $0.32 | $0.06 | x |
| 2020-12-31 | $0.30 | $0.06 | x |
| 2021-12-31 | $0.32 | $0.06 | x |
| 2022-12-31 | $0.32 | $0.06 | x |
| 2023-12-31 | $0.57 | $0.06 | x |
| 2024-12-31 | $0.50 | $0.06 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Gateway Bank F.S.B. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -16.68%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -33.20%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 10.39x
- Recent ROE (-16.68%) is below the historical average (-6.11%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2019 | -2.41% | -9.35% | 0.03x | 8.11x | $-1.97 Million |
| 2020 | -9.17% | -23.01% | 0.03x | 12.34x | $-2.79 Million |
| 2021 | 6.01% | 12.68% | 0.04x | 11.13x | $-628.29K |
| 2022 | -9.89% | -27.53% | 0.03x | 11.59x | $-3.11 Million |
| 2023 | -4.54% | -26.48% | 0.02x | 7.07x | $-4.07 Million |
| 2024 | -16.68% | -33.20% | 0.05x | 10.39x | $-6.58 Million |
Industry Comparison
This section compares Gateway Bank F.S.B.'s net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Gateway Bank F.S.B. (GWBK) | $- | -2.41% | N/A | $561.38 |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |