Great-West Lifeco Inc

PINK:GWLIF USA Insurance - Life
Market Cap
$35.91 Billion
Market Cap Rank
#1628 Global
#1214 in USA
Share Price
$39.59
Change (1 day)
-1.86%
52-Week Range
$37.06 - $40.34
All Time High
$40.34
About

Great-West Lifeco Inc. engages in the life and health insurance, retirement savings, wealth and asset management, and reinsurance businesses in Canada, the United States, and Europe. The company offers life, accidental death and dismemberment, disability, critical illness, health and dental protection, and creditor insurance products; and retirement savings, income and annuity products, and other… Read more

Great-West Lifeco Inc (GWLIF) - Net Assets

Latest net assets as of September 2025: $31.76 Billion USD

Based on the latest financial reports, Great-West Lifeco Inc (GWLIF) has net assets worth $31.76 Billion USD as of September 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($859.89 Billion) and total liabilities ($828.13 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets $31.76 Billion
% of Total Assets 3.69%
Annual Growth Rate 0.56%
5-Year Change 20.87%
10-Year Change 29.27%
Growth Volatility 155.67

Great-West Lifeco Inc - Net Assets Trend (1996–2024)

This chart illustrates how Great-West Lifeco Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Great-West Lifeco Inc (1996–2024)

The table below shows the annual net assets of Great-West Lifeco Inc from 1996 to 2024.

Year Net Assets Change
2024-12-31 $32.65 Billion +9.39%
2023-12-31 $29.85 Billion -7.63%
2022-12-31 $32.32 Billion +6.02%
2021-12-31 $30.48 Billion +12.84%
2020-12-31 $27.02 Billion +5.76%
2019-12-31 $25.54 Billion -6.77%
2018-12-31 $27.40 Billion +7.29%
2017-12-31 $25.54 Billion +2.11%
2016-12-31 $25.01 Billion -1.00%
2015-12-31 $25.26 Billion +15.36%
2014-12-31 $21.90 Billion +9.49%
2013-12-31 $20.00 Billion +13.72%
2012-12-31 $17.59 Billion +9.20%
2011-12-31 $16.10 Billion +19.01%
2010-12-31 $13.53 Billion -11.98%
2009-12-31 $15.37 Billion -1.20%
2008-12-31 $15.56 Billion +16.73%
2007-12-31 $13.33 Billion -0.23%
2006-12-31 $13.36 Billion +15.22%
2005-12-31 $11.60 Billion -4.15%
2004-12-31 $12.10 Billion +9.90%
2003-12-31 $11.01 Billion +62.86%
2002-12-31 $6.76 Billion +6.49%
2001-12-31 $6.35 Billion -88.40%
2000-12-31 $54.72 Billion +824.67%
1999-12-31 $5.92 Billion +5.10%
1998-12-31 $5.63 Billion -89.02%
1997-12-31 $51.27 Billion +83.81%
1996-12-31 $27.89 Billion --

Equity Component Analysis

This analysis shows how different components contribute to Great-West Lifeco Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 1743.9% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Retained Earnings $17.27 Billion 58.45%
Common Stock $6.07 Billion 20.55%
Other Comprehensive Income $1.78 Billion 6.01%
Other Components $4.43 Billion 14.99%
Total Equity $29.54 Billion 100.00%

Great-West Lifeco Inc Competitors by Market Cap

The table below lists competitors of Great-West Lifeco Inc ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Great-West Lifeco Inc's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 26,836,000,000 to 29,541,000,000, a change of 2,705,000,000 (10.1%).
  • Net income of 4,070,000,000 contributed positively to equity growth.
  • Dividend payments of 2,199,000,000 reduced retained earnings.
  • Share repurchases of 114,000,000 reduced equity.
  • New share issuances of 88,000,000 increased equity.
  • Other comprehensive income increased equity by 886,000,000.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income $4.07 Billion +13.78%
Dividends Paid $2.20 Billion -7.44%
Share Repurchases $114.00 Million -0.39%
Share Issuances $88.00 Million +0.3%
Other Comprehensive Income $886.00 Million +3.0%
Other Changes $-26.00 Million -0.09%
Total Change $- 10.08%

Book Value vs Market Value Analysis

This analysis compares Great-West Lifeco Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 1.25x
  • The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
  • The price-to-book ratio has decreased from 12.39x to 1.25x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
1996-12-31 $3.20 $39.59 x
1997-12-31 $4.91 $39.59 x
1998-12-31 $4.74 $39.59 x
1999-12-31 $5.05 $39.59 x
2000-12-31 $5.44 $39.59 x
2001-12-31 $5.83 $39.59 x
2002-12-31 $6.32 $39.59 x
2003-12-31 $10.50 $39.59 x
2004-12-31 $10.47 $39.59 x
2005-12-31 $10.56 $39.59 x
2006-12-31 $12.38 $39.59 x
2007-12-31 $12.13 $39.59 x
2008-12-31 $14.72 $39.59 x
2009-12-31 $13.74 $39.59 x
2010-12-31 $14.01 $39.59 x
2011-12-31 $14.42 $39.59 x
2012-12-31 $15.69 $39.59 x
2013-12-31 $17.79 $39.59 x
2014-12-31 $19.26 $39.59 x
2015-12-31 $22.50 $39.59 x
2016-12-31 $22.19 $39.59 x
2017-12-31 $22.81 $39.59 x
2018-12-31 $24.79 $39.59 x
2019-12-31 $23.96 $39.59 x
2020-12-31 $25.90 $39.59 x
2021-12-31 $29.23 $39.59 x
2022-12-31 $31.12 $39.59 x
2023-12-31 $28.75 $39.59 x
2024-12-31 $31.60 $39.59 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Great-West Lifeco Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 13.78%
  • The company shows good efficiency in utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 11.72%
  • • Asset Turnover: 0.04x
  • • Equity Multiplier: 27.15x
  • Recent ROE (13.78%) is below the historical average (13.81%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
1996 14.50% 4.92% 0.21x 14.04x $89.83 Million
1997 7.91% 3.34% 0.14x 16.47x $-66.20 Million
1998 13.33% 3.44% 0.25x 15.42x $118.20 Million
1999 15.02% 4.27% 0.25x 14.06x $190.10 Million
2000 16.12% 4.42% 0.27x 13.33x $255.80 Million
2001 12.42% 3.40% 0.27x 13.45x $106.30 Million
2002 20.43% 5.78% 0.28x 12.76x $491.20 Million
2003 14.39% 9.20% 0.14x 11.34x $377.00 Million
2004 17.61% 7.64% 0.23x 10.17x $717.50 Million
2005 18.71% 7.44% 0.23x 10.77x $826.10 Million
2006 17.34% 7.05% 0.23x 10.84x $815.60 Million
2007 19.35% 8.14% 0.22x 10.85x $1.02 Billion
2008 10.98% 4.28% 0.26x 9.83x $130.20 Million
2009 13.07% 5.56% 0.24x 9.87x $398.70 Million
2010 12.68% 5.65% 0.23x 9.80x $359.00 Million
2011 15.27% 7.08% 0.13x 17.21x $730.60 Million
2012 12.74% 6.28% 0.12x 16.83x $413.40 Million
2013 13.65% 9.11% 0.08x 18.48x $644.30 Million
2014 13.86% 6.81% 0.11x 18.53x $742.60 Million
2015 12.86% 8.54% 0.08x 17.81x $642.60 Million
2016 12.56% 5.96% 0.12x 18.18x $563.80 Million
2017 10.08% 4.83% 0.11x 18.58x $17.90 Million
2018 12.62% 7.03% 0.10x 17.44x $641.70 Million
2019 10.99% 5.57% 0.10x 19.90x $224.30 Million
2020 12.80% 5.08% 0.10x 24.99x $673.20 Million
2021 11.99% 5.06% 0.10x 23.17x $540.40 Million
2022 12.84% 0.00% 0.00x 24.18x $825.00 Million
2023 10.69% 7.81% 0.05x 26.58x $184.40 Million
2024 13.78% 11.72% 0.04x 27.15x $1.12 Billion

Industry Comparison

This section compares Great-West Lifeco Inc's net assets metrics with peer companies in the Insurance - Life industry.

Industry Context

  • Industry: Insurance - Life
  • Average net assets among peers: $52,810,304,913
  • Average return on equity (ROE) among peers: 25.39%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Great-West Lifeco Inc (GWLIF) $31.76 Billion 14.50% 26.07x $10.50 Billion
AIA Group Ltd (AAIGF) $181.58 Billion 2.29% 0.02x $75.83 Billion
Atlantic American Corporation (AAME) $31.80 Million 29.56% 5.46x $10.89 Million
Abacus Life Inc. (ABL) $766.89K 130.06% 1.40x $276.35 Million
Abacus Global Management, Inc. (ABX) $1.30 Million 50.90% 0.12x $92.43K
Aflac Incorporated (AFL) $1.75 Billion 16.71% 10.58x $56.35 Billion
Anadolu Hayat Emeklilik Anonim Sirketi (AUHYF) $1.88 Billion 37.14% 26.33x $90.55 Million
Brighthouse Financial Inc (BHF) $14.86 Billion -19.78% 13.93x $3.36 Billion
Challenger Limited (CFIGF) $3.25 Billion -12.80% 7.79x $1.66 Billion
Citizens Inc (CIA) $28.30 Million 19.53% 3.74x $217.00 Million
China Life Insurance Co Ltd (CILJF) $324.71 Billion 0.30% 0.01x $16.34 Billion