Graystone Company Inc
The Graystone Company, Inc., a financial services company, provides mortgage services and investment solutions. It offers home purchase, home refinance, and commercial lending solutions. The company is based in Plantation, Florida.
Graystone Company Inc (GYST) - Net Assets
Latest net assets as of June 2017: $-1.15 Million USD
Based on the latest financial reports, Graystone Company Inc (GYST) has net assets worth $-1.15 Million USD as of June 2017.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($295.65K) and total liabilities ($1.45 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $-1.15 Million |
| % of Total Assets | -389.41% |
| Annual Growth Rate | N/A |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 372.79 |
Graystone Company Inc - Net Assets Trend (2010–2016)
This chart illustrates how Graystone Company Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Graystone Company Inc (2010–2016)
The table below shows the annual net assets of Graystone Company Inc from 2010 to 2016.
| Year | Net Assets | Change |
|---|---|---|
| 2016-12-31 | $-1.19 Million | -5.38% |
| 2015-12-31 | $-1.12 Million | -8.39% |
| 2014-12-31 | $-1.04 Million | -58.31% |
| 2013-12-31 | $-655.61K | -47.07% |
| 2012-12-31 | $-445.76K | -234.13% |
| 2011-12-31 | $332.33K | +511.46% |
| 2010-12-31 | $54.35K | -- |
Equity Component Analysis
This analysis shows how different components contribute to Graystone Company Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 597.3% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2023)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $68.55K | 5.91% |
| Other Comprehensive Income | $-68.55K | -5.91% |
| Other Components | $1.39 Million | 119.51% |
| Total Equity | $1.16 Million | 100.00% |
Graystone Company Inc Competitors by Market Cap
The table below lists competitors of Graystone Company Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
ECO-TEK HLDGS
BE:E1T
|
$9.51 |
|
Manati Industries Inc
PINK:MNII
|
$9.55 |
|
RDARS Inc
PINK:RDRSF
|
$9.57 |
|
Wialan Technologies
PINK:WLAN
|
$9.57 |
|
GTI RES
BE:3G4
|
$9.46 |
|
Chicken Soup for The Soul Entertainment 9 50 Notes due 2025
NASDAQ:CSSEN
|
$9.45 |
|
Sunnova Energy International Inc.
NYSE:NOVA
|
$9.44 |
|
Atlas Resources International Inc
PINK:ALSI
|
$9.38 |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Graystone Company Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2016 to 2023, total equity changed from -1,185,505 to 1,160,525, a change of 2,346,030.
- Net loss of 734,836 reduced equity.
- Other comprehensive income decreased equity by 52,315.
- Other factors increased equity by 3,133,181.
Equity Change Factors (2016 to 2023)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $-734.84K | -63.32% |
| Other Comprehensive Income | $-52.31K | -4.51% |
| Other Changes | $3.13 Million | +269.98% |
| Total Change | $- | % |
Book Value vs Market Value Analysis
This analysis compares Graystone Company Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.20x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has increased from 0.00x to 0.20x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2010-12-31 | $1087020.00 | $0.00 | x |
| 2011-12-31 | $5538883.33 | $0.00 | x |
| 2012-12-31 | $-6391.81 | $0.00 | x |
| 2013-12-31 | $-2.08 | $0.00 | x |
| 2014-12-31 | $-0.03 | $0.00 | x |
| 2015-12-31 | $-0.07 | $0.00 | x |
| 2016-12-31 | $-0.01 | $0.00 | x |
| 2023-12-31 | $0.01 | $0.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Graystone Company Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -63.32%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -13.47%
- • Asset Turnover: 4.70x
- • Equity Multiplier: 1.00x
- Recent ROE (-63.32%) is above the historical average (-78.83%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2010 | 83.76% | 66.15% | 1.20x | 1.05x | $40.09K |
| 2011 | -651.05% | -1655.21% | 0.29x | 1.36x | $-2.20 Million |
| 2012 | 0.00% | -2378.23% | 1.17x | 0.00x | $-3.75 Million |
| 2013 | 0.00% | -2660.89% | 0.26x | 0.00x | $-1.89 Million |
| 2014 | 0.00% | -205.86% | 1.50x | 0.00x | $-703.10K |
| 2015 | 0.00% | -43.41% | 1.36x | 0.00x | $-44.18K |
| 2016 | 0.00% | -96.35% | 0.57x | 0.00x | $-25.02K |
| 2023 | -63.32% | -13.47% | 4.70x | 1.00x | $-850.89K |
Industry Comparison
This section compares Graystone Company Inc's net assets metrics with peer companies in the Mortgage Finance industry.
Industry Context
- Industry: Mortgage Finance
- Average net assets among peers: $854,818,960
- Average return on equity (ROE) among peers: -13.05%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Graystone Company Inc (GYST) | $-1.15 Million | 83.76% | N/A | $9.47 |
| Atrium Mortgage Investment Corporation (AMIVF) | $482.21 Million | 10.68% | 0.82x | $339.62 Million |
| AVVAA World Health Care Products Inc (AVVH) | $-41.07K | 0.00% | 0.00x | $16.78 |
| Better Home & Finance Holding Company (BETR) | $15.42 Million | 64.09% | 22.39x | $351.94 Million |
| Eastside Distilling, Inc. (BLNE) | $1.58 Million | -256.44% | 0.29x | $50.97 Million |
| Dominion Lending Centres Inc (BRLGF) | $157.84 Million | -4.27% | 1.04x | $184.06 Million |
| CNFinance Holdings Ltd (CNF) | $6.11 Billion | 1.07% | 1.36x | $38.54 Million |
| Mr. Cooper Group Inc (COOP) | $882.60 Million | 10.81% | 9.17x | $13.29 Billion |
| Dominion Resources Black Warrior Trust (DOMR) | $11.00 Million | 38.58% | 0.01x | $0.99 |
| DVL Inc (DVLN) | $7.57 Million | 6.67% | 5.00x | $18.05 Million |
| ECN Capital Corp. (ECNNF) | $879.03 Million | -1.68% | 0.96x | $1.32 Billion |