International Card Establishment Inc
International Card Establishment, Inc. provides merchant services in the United States. It offers payment processing services for brick and mortar merchants; proprietary gift and loyalty program; gift cards with customized artwork; various merchant terminals and accessories; leasing program; customer support; and agent program. The company is headquartered in Camarillo, California.
International Card Establishment Inc (ICRD) - Net Assets
Latest net assets as of September 2012: $202.81K USD
Based on the latest financial reports, International Card Establishment Inc (ICRD) has net assets worth $202.81K USD as of September 2012.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($1.35 Million) and total liabilities ($1.15 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $202.81K |
| % of Total Assets | 15.03% |
| Annual Growth Rate | N/A |
| 5-Year Change | -70.09% |
| 10-Year Change | 10339.36% |
| Growth Volatility | 52331.64 |
International Card Establishment Inc - Net Assets Trend (2001–2011)
This chart illustrates how International Card Establishment Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for International Card Establishment Inc (2001–2011)
The table below shows the annual net assets of International Card Establishment Inc from 2001 to 2011.
| Year | Net Assets | Change |
|---|---|---|
| 2011-12-31 | $269.75K | -60.54% |
| 2010-12-31 | $683.62K | -5.19% |
| 2009-12-31 | $721.03K | -26.45% |
| 2008-12-31 | $980.37K | +8.72% |
| 2007-12-31 | $901.77K | -80.37% |
| 2006-12-31 | $4.59 Million | -33.93% |
| 2005-12-31 | $6.95 Million | -30.02% |
| 2004-12-31 | $9.93 Million | +130.77% |
| 2003-12-31 | $4.31 Million | +166506.04% |
| 2002-12-31 | $2.58K | +101.01% |
| 2001-12-31 | $-254.92K | -- |
Equity Component Analysis
This analysis shows how different components contribute to International Card Establishment Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 1841256800.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2011)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $17.94K | 6.65% |
| Other Comprehensive Income | $30.00K | 11.12% |
| Other Components | $19.63 Million | 7276.63% |
| Total Equity | $269.75K | 100.00% |
International Card Establishment Inc Competitors by Market Cap
The table below lists competitors of International Card Establishment Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Buzz Technologies Inc
PINK:BZTG
|
$0.99 |
|
Foodfest Intl 2000
PINK:FDFT
|
$0.99 |
|
Idglobal Corp
PINK:IDGC
|
$0.99 |
|
Response Genetics Inc
PINK:RGDXQ
|
$0.99 |
|
JPO Solutions Inc
PINK:MOPN
|
$0.99 |
|
United Resource Holdings Group Inc
PINK:URHG
|
$0.99 |
|
Placer Creek Mining
OTCGREY:PRCK
|
$0.99 |
|
Baristas Coffee Company Inc
PINK:BCCI
|
$0.99 |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in International Card Establishment Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2010 to 2011, total equity changed from 683,619 to 269,753, a change of -413,866 (-60.5%).
- Net loss of 413,866 reduced equity.
Equity Change Factors (2010 to 2011)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $-413.87K | -153.42% |
| Total Change | $- | -60.54% |
Book Value vs Market Value Analysis
This analysis compares International Card Establishment Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.01x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2001-12-31 | $-0.07 | $0.00 | x |
| 2002-12-31 | $0.00 | $0.00 | x |
| 2003-12-31 | $0.44 | $0.00 | x |
| 2004-12-31 | $0.44 | $0.00 | x |
| 2005-12-31 | $0.24 | $0.00 | x |
| 2006-12-31 | $0.15 | $0.00 | x |
| 2007-12-31 | $0.03 | $0.00 | x |
| 2008-12-31 | $0.03 | $0.00 | x |
| 2009-12-31 | $0.02 | $0.00 | x |
| 2010-12-31 | $0.02 | $0.00 | x |
| 2011-12-31 | $0.01 | $0.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently International Card Establishment Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -153.42%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -15.13%
- • Asset Turnover: 2.04x
- • Equity Multiplier: 4.96x
- Recent ROE (-153.42%) is above the historical average (-902.43%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2001 | 0.00% | -392.02% | 0.93x | 0.00x | $-411.83K |
| 2002 | -9129.45% | -1055.50% | 0.20x | 43.42x | $-236.16K |
| 2003 | -10.06% | -36.30% | 0.22x | 1.24x | $-863.41K |
| 2004 | -20.68% | -13.92% | 1.10x | 1.35x | $-3.05 Million |
| 2005 | -62.21% | -76.63% | 0.55x | 1.47x | $-5.02 Million |
| 2006 | -77.39% | -33.02% | 1.53x | 1.53x | $-4.01 Million |
| 2007 | -438.61% | -42.89% | 3.59x | 2.85x | $-4.05 Million |
| 2008 | 6.56% | 0.85% | 3.37x | 2.30x | $-33.71K |
| 2009 | -35.97% | -4.44% | 2.95x | 2.74x | $-331.44K |
| 2010 | -5.47% | -1.22% | 2.11x | 2.12x | $-105.77K |
| 2011 | -153.42% | -15.13% | 2.04x | 4.96x | $-440.84K |
Industry Comparison
This section compares International Card Establishment Inc's net assets metrics with peer companies in the Software - Application industry.
Industry Context
- Industry: Software - Application
- Average net assets among peers: $1,558,090,989
- Average return on equity (ROE) among peers: -47.81%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| International Card Establishment Inc (ICRD) | $202.81K | 0.00% | 5.65x | $0.99 |
| Abaxx Technologies Inc (ABXXF) | $42.03 Million | -128.66% | 0.23x | $201.28 Million |
| Acceleware Ltd (ACWRF) | $2.15 Million | -4.58% | 1.86x | $8.62 Million |
| Adobe Systems Incorporated (ADBE) | $6.67 Billion | 12.49% | 0.51x | $104.01 Billion |
| Adcore Inc (ADCOF) | $9.73 Million | -22.96% | 0.49x | $3.03 Million |
| ADEIA CORP (ADEA) | $618.15 Million | -0.05% | 1.00x | $2.50 Billion |
| Automatic Data Processing Inc (ADP) | $6.19 Billion | 22.71% | 4.21x | $84.26 Billion |
| Autodesk Inc (ADSK) | $2.04 Billion | 12.11% | 1.11x | $48.93 Billion |
| Allied Security Innovations Inc (ADSV) | $445.50K | -270.60% | 3.60x | $0.93 |
| AudioEye Inc (AEYE) | $10.59 Million | -98.53% | 1.31x | $49.31 Million |
| Affinity Networks Inc (AFFN) | $-470.19K | 0.00% | 0.00x | $0.97 |