Intesa Sanpaolo SpA PK
Intesa Sanpaolo S.p.A. provides various financial products and services in Italy, Central/Eastern Europe, the Middle East, and North Africa. It operates through six segments: Banca dei Territori, IMI Corporate & Investment Banking, International Banks, Asset Management, Private Banking, and Insurance. The company offers lending and deposit products; private and commercial banking, corporate and t… Read more
Intesa Sanpaolo SpA PK (ISNPY) - Net Assets
Latest net assets as of December 2025: $65.35 Billion USD
Based on the latest financial reports, Intesa Sanpaolo SpA PK (ISNPY) has net assets worth $65.35 Billion USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($959.48 Billion) and total liabilities ($894.13 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $65.35 Billion |
| % of Total Assets | 6.81% |
| Annual Growth Rate | 6.67% |
| 5-Year Change | 2.0% |
| 10-Year Change | 32.51% |
| Growth Volatility | 36.75 |
Intesa Sanpaolo SpA PK - Net Assets Trend (2003–2025)
This chart illustrates how Intesa Sanpaolo SpA PK's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Intesa Sanpaolo SpA PK (2003–2025)
The table below shows the annual net assets of Intesa Sanpaolo SpA PK from 2003 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $65.35 Billion | +0.04% |
| 2024-12-31 | $65.32 Billion | +1.86% |
| 2023-12-31 | $64.13 Billion | +3.73% |
| 2022-12-31 | $61.82 Billion | -3.50% |
| 2021-12-31 | $64.07 Billion | -3.40% |
| 2020-12-31 | $66.32 Billion | +17.98% |
| 2019-12-31 | $56.22 Billion | +3.43% |
| 2018-12-31 | $54.35 Billion | -3.98% |
| 2017-12-31 | $56.60 Billion | +14.77% |
| 2016-12-31 | $49.32 Billion | +1.49% |
| 2015-12-31 | $48.59 Billion | +7.84% |
| 2014-12-31 | $45.06 Billion | 0.00% |
| 2013-12-31 | $45.06 Billion | -9.70% |
| 2012-12-31 | $49.91 Billion | +4.50% |
| 2011-12-31 | $47.76 Billion | -12.53% |
| 2010-12-31 | $54.60 Billion | +1.54% |
| 2009-12-31 | $53.77 Billion | +7.43% |
| 2008-12-31 | $50.05 Billion | -4.38% |
| 2007-12-31 | $52.35 Billion | +175.26% |
| 2006-12-31 | $19.02 Billion | +8.64% |
| 2005-12-31 | $17.51 Billion | +11.97% |
| 2004-12-31 | $15.63 Billion | -1.04% |
| 2003-12-31 | $15.80 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Intesa Sanpaolo SpA PK's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 100.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $10.36 Billion | 15.90% |
| Other Comprehensive Income | $-1.51 Billion | -2.32% |
| Other Components | $56.35 Billion | 86.42% |
| Total Equity | $65.20 Billion | 100.00% |
Intesa Sanpaolo SpA PK Competitors by Market Cap
The table below lists competitors of Intesa Sanpaolo SpA PK ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Contemporary Amperex Technology Co Ltd Class A
SHE:300750
|
$118.93 Billion |
|
Progressive Corp
NYSE:PGR
|
$119.00 Billion |
|
Newmont Goldcorp Corp
NYSE:NEM
|
$120.92 Billion |
|
Stryker Corporation
NYSE:SYK
|
$121.03 Billion |
|
Enbridge Inc
NYSE:ENB
|
$117.74 Billion |
|
TotalEnergies SE
PINK:TTFNF
|
$117.16 Billion |
|
Chubb Ltd
NYSE:CB
|
$117.14 Billion |
|
Vertex Pharmaceuticals Inc
NASDAQ:VRTX
|
$117.09 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Intesa Sanpaolo SpA PK's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 65,176,000,000 to 65,198,239,000, a change of 22,239,000 (0.0%).
- Net income of 9,473,734,000 contributed positively to equity growth.
- Other comprehensive income decreased equity by 1,511,356,000.
- Other factors decreased equity by 7,940,139,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $9.47 Billion | +14.53% |
| Other Comprehensive Income | $-1.51 Billion | -2.32% |
| Other Changes | $-7.94 Billion | -12.18% |
| Total Change | $- | 0.03% |
Book Value vs Market Value Analysis
This analysis compares Intesa Sanpaolo SpA PK's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.20x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 2.18x to 0.20x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2003-12-31 | $12.34 | $26.95 | x |
| 2004-12-31 | $14.01 | $26.95 | x |
| 2005-12-31 | $15.71 | $26.95 | x |
| 2006-12-31 | $16.97 | $26.95 | x |
| 2007-12-31 | $24.58 | $26.95 | x |
| 2008-12-31 | $23.24 | $26.95 | x |
| 2009-12-31 | $24.94 | $26.95 | x |
| 2010-12-31 | $27.11 | $26.95 | x |
| 2011-12-31 | $20.49 | $26.95 | x |
| 2012-12-31 | $19.10 | $26.95 | x |
| 2013-12-31 | $17.25 | $26.95 | x |
| 2014-12-31 | $17.28 | $26.95 | x |
| 2015-12-31 | $18.11 | $26.95 | x |
| 2016-12-31 | $18.53 | $26.95 | x |
| 2017-12-31 | $21.29 | $26.95 | x |
| 2018-12-31 | $19.33 | $26.95 | x |
| 2019-12-31 | $19.22 | $26.95 | x |
| 2020-12-31 | $21.67 | $26.95 | x |
| 2021-12-31 | $19.75 | $26.95 | x |
| 2022-12-31 | $18.98 | $26.95 | x |
| 2023-12-31 | $20.89 | $26.95 | x |
| 2024-12-31 | $130.23 | $26.95 | x |
| 2025-12-31 | $132.02 | $26.95 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Intesa Sanpaolo SpA PK utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 14.53%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 36.15%
- • Asset Turnover: 0.03x
- • Equity Multiplier: 14.72x
- Recent ROE (14.53%) is above the historical average (6.94%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2003 | 7.68% | 8.03% | 0.06x | 16.47x | $-365.90 Million |
| 2004 | 13.07% | 14.75% | 0.05x | 18.60x | $455.60 Million |
| 2005 | 18.11% | 19.59% | 0.06x | 16.37x | $1.35 Billion |
| 2006 | 14.09% | 17.84% | 0.05x | 16.06x | $742.40 Million |
| 2007 | 14.06% | 23.19% | 0.05x | 11.11x | $2.09 Billion |
| 2008 | 5.22% | 7.96% | 0.05x | 12.99x | $-2.34 Billion |
| 2009 | 5.32% | 10.85% | 0.04x | 11.86x | $-2.46 Billion |
| 2010 | 5.05% | 11.50% | 0.04x | 12.31x | $-2.65 Billion |
| 2011 | -17.41% | -33.88% | 0.04x | 13.59x | $-12.89 Billion |
| 2012 | 3.25% | 6.10% | 0.04x | 13.66x | $-3.33 Billion |
| 2013 | -10.22% | -19.16% | 0.04x | 14.02x | $-9.00 Billion |
| 2014 | 2.80% | 5.37% | 0.04x | 14.47x | $-3.22 Billion |
| 2015 | 5.73% | 12.24% | 0.03x | 14.16x | $-2.04 Billion |
| 2016 | 6.36% | 14.82% | 0.03x | 14.82x | $-1.78 Billion |
| 2017 | 13.02% | 28.26% | 0.03x | 14.18x | $1.70 Billion |
| 2018 | 7.50% | 18.86% | 0.03x | 14.58x | $-1.35 Billion |
| 2019 | 7.47% | 19.00% | 0.03x | 14.58x | $-1.41 Billion |
| 2020 | 4.97% | 22.89% | 0.01x | 15.22x | $-3.31 Billion |
| 2021 | 6.56% | 17.17% | 0.02x | 16.76x | $-2.19 Billion |
| 2022 | 7.17% | 17.21% | 0.03x | 15.97x | $-1.73 Billion |
| 2023 | 12.08% | 33.35% | 0.02x | 15.06x | $1.33 Billion |
| 2024 | 13.30% | 33.55% | 0.03x | 14.32x | $2.15 Billion |
| 2025 | 14.53% | 36.15% | 0.03x | 14.72x | $2.95 Billion |
Industry Comparison
This section compares Intesa Sanpaolo SpA PK's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Intesa Sanpaolo SpA PK (ISNPY) | $65.35 Billion | 7.68% | 13.68x | $117.88 Billion |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |