Loans4Less.Com Inc
Loans4Less.Com, Inc. operates as an online mortgage brokerage firm primarily in the United States. The company intends to develop into a national advertising platform for standard "A' paper conforming residential mortgage programs and other service providers. It also provides CA rates, terms and costs, daily rate updates, and other market information, as well as real estate brokerage services. Th… Read more
Loans4Less.Com Inc (LFLS) - Net Assets
Latest net assets as of December 2025: $-293.34K USD
Based on the latest financial reports, Loans4Less.Com Inc (LFLS) has net assets worth $-293.34K USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($177.58) and total liabilities ($293.52K). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $-293.34K |
| % of Total Assets | -165188.88% |
| Annual Growth Rate | N/A |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | N/A |
Loans4Less.Com Inc - Net Assets Trend (2008–2025)
This chart illustrates how Loans4Less.Com Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Loans4Less.Com Inc (2008–2025)
The table below shows the annual net assets of Loans4Less.Com Inc from 2008 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $-293.34K | -7.95% |
| 2024-12-31 | $-271.73K | -5.66% |
| 2023-12-31 | $-257.16K | -32.62% |
| 2022-12-31 | $-193.90K | -282.55% |
| 2021-12-31 | $-50.69K | +58.22% |
| 2020-12-31 | $-121.33K | -7.88% |
| 2019-12-31 | $-112.46K | +12.60% |
| 2018-12-31 | $-128.68K | +0.27% |
| 2017-12-31 | $-129.03K | -10.12% |
| 2016-12-31 | $-117.18K | -140.19% |
| 2015-12-31 | $-48.78K | -450.50% |
| 2014-12-31 | $-8.86K | -311.50% |
| 2013-12-31 | $4.19K | +103.07% |
| 2011-12-31 | $-136.67K | +36.30% |
| 2010-12-31 | $-214.55K | +19.45% |
| 2009-12-31 | $-266.36K | +58.96% |
| 2008-12-31 | $-649.03K | -- |
Equity Component Analysis
This analysis shows how different components contribute to Loans4Less.Com Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 2979200.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $600.00 | % |
| Other Components | $1.59 Million | % |
| Total Equity | $-293.34K | 100.00% |
Loans4Less.Com Inc Competitors by Market Cap
The table below lists competitors of Loans4Less.Com Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
ECHQF
PINK:ECHQF
|
$546.18 |
|
Zytronic
LSE:ZYT
|
$546.48 |
|
Token Communities Ltd
PINK:TKCM
|
$547.31 |
|
GIYANI GOLD
MU:KT9
|
$548.16 |
|
Tiger Royalties and investments Plc
LSE:TIR
|
$545.19 |
|
Hala Enterprises Limited
KAR:HAEL
|
$545.03 |
|
Petron Corp
PSE:PCOR
|
$544.62 |
|
Megatech Corp
PINK:MGTC
|
$544.38 |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Loans4Less.Com Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from -271,728 to -293,343, a change of -21,615.
- Net income of 8,985 contributed positively to equity growth.
- Other factors decreased equity by 30,600.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $8.98K | +3.06% |
| Other Changes | $-30.60K | -10.43% |
| Total Change | $- | % |
Book Value vs Market Value Analysis
This analysis compares Loans4Less.Com Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2008-12-31 | $0.00 | $0.06 | x |
| 2009-12-31 | $0.00 | $0.06 | x |
| 2010-12-31 | $0.00 | $0.06 | x |
| 2011-12-31 | $0.00 | $0.06 | x |
| 2013-12-31 | $0.00 | $0.06 | x |
| 2014-12-31 | $0.00 | $0.06 | x |
| 2015-12-31 | $0.00 | $0.06 | x |
| 2016-12-31 | $0.00 | $0.06 | x |
| 2017-12-31 | $0.00 | $0.06 | x |
| 2018-12-31 | $0.00 | $0.06 | x |
| 2019-12-31 | $0.00 | $0.06 | x |
| 2020-12-31 | $0.00 | $0.06 | x |
| 2021-12-31 | $0.00 | $0.06 | x |
| 2022-12-31 | $0.00 | $0.06 | x |
| 2023-12-31 | $0.00 | $0.06 | x |
| 2024-12-31 | $0.00 | $0.06 | x |
| 2025-12-31 | $0.00 | $0.06 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Loans4Less.Com Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 0.00%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 5.80%
- • Asset Turnover: 872.42x
- • Equity Multiplier: 0.00x
- Recent ROE (0.00%) is above the historical average (-74.34%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2008 | 0.00% | -231.61% | 38.97x | 0.00x | $-612.12K |
| 2009 | 0.00% | 96.26% | 27.79x | 0.00x | $473.42K |
| 2010 | 0.00% | 69.20% | 22.75x | 0.00x | $417.93K |
| 2011 | 0.00% | 28.97% | 17.12x | 0.00x | $200.47K |
| 2013 | -1263.82% | -9.63% | 12.75x | 10.29x | $-53.37K |
| 2014 | 0.00% | -13.65% | 1.02x | 0.00x | $-24.36K |
| 2015 | 0.00% | 6.27% | 9.84x | 0.00x | $24.15K |
| 2016 | 0.00% | 26.71% | 74.41x | 0.00x | $92.33K |
| 2017 | 0.00% | 11.19% | 57.50x | 0.00x | $43.55K |
| 2018 | 0.00% | -156.93% | 11.40x | 0.00x | $-73.78K |
| 2019 | 0.00% | 20.53% | 28.84x | 0.00x | $42.46K |
| 2020 | 0.00% | -3.18% | 12.86x | 0.00x | $592.84 |
| 2021 | 0.00% | 5.44% | 4.24x | 0.00x | $40.99K |
| 2022 | 0.00% | -181.87% | 1.38x | 0.00x | $-123.87K |
| 2023 | 0.00% | 0.00% | -10.17x | 0.00x | $-107.73K |
| 2024 | 0.00% | -37.51% | 344.12x | 0.00x | $13.80K |
| 2025 | 0.00% | 5.80% | 872.42x | 0.00x | $38.32K |
Industry Comparison
This section compares Loans4Less.Com Inc's net assets metrics with peer companies in the Mortgage Finance industry.
Industry Context
- Industry: Mortgage Finance
- Average net assets among peers: $854,818,960
- Average return on equity (ROE) among peers: -13.05%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Loans4Less.Com Inc (LFLS) | $-293.34K | 0.00% | N/A | $546.06 |
| Atrium Mortgage Investment Corporation (AMIVF) | $482.21 Million | 10.68% | 0.82x | $339.62 Million |
| AVVAA World Health Care Products Inc (AVVH) | $-41.07K | 0.00% | 0.00x | $16.78 |
| Better Home & Finance Holding Company (BETR) | $15.42 Million | 64.09% | 22.39x | $351.94 Million |
| Eastside Distilling, Inc. (BLNE) | $1.58 Million | -256.44% | 0.29x | $50.97 Million |
| Dominion Lending Centres Inc (BRLGF) | $157.84 Million | -4.27% | 1.04x | $184.06 Million |
| CNFinance Holdings Ltd (CNF) | $6.11 Billion | 1.07% | 1.36x | $38.54 Million |
| Mr. Cooper Group Inc (COOP) | $882.60 Million | 10.81% | 9.17x | $13.29 Billion |
| Dominion Resources Black Warrior Trust (DOMR) | $11.00 Million | 38.58% | 0.01x | $0.99 |
| DVL Inc (DVLN) | $7.57 Million | 6.67% | 5.00x | $18.05 Million |
| ECN Capital Corp. (ECNNF) | $879.03 Million | -1.68% | 0.96x | $1.32 Billion |