Mchenry Bancorp Inc
McHenry Bancorp, Inc. operates as a holding company for Mchenry Savings Bank that provides various banking products and services. It offers personal, health savings, business, and commercial accounts; personal online accounts; EZdeposits; personal and commercial CDs and savings; money market products; and sweep accounts The company also provides home equity, consumer, commercial, and construction… Read more
Mchenry Bancorp Inc (MCHN) - Net Assets
Latest net assets as of : $- USD
Based on the latest financial reports, Mchenry Bancorp Inc (MCHN) has net assets worth $- USD as of .
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($-) and total liabilities ($-). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $- |
| % of Total Assets | 0% |
| Annual Growth Rate | 4.46% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 5.63 |
Mchenry Bancorp Inc - Net Assets Trend (2019–2022)
This chart illustrates how Mchenry Bancorp Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Mchenry Bancorp Inc (2019–2022)
The table below shows the annual net assets of Mchenry Bancorp Inc from 2019 to 2022.
| Year | Net Assets | Change |
|---|---|---|
| 2022-12-31 | $26.31 Million | -1.16% |
| 2021-12-31 | $26.62 Million | +12.25% |
| 2020-12-31 | $23.72 Million | +2.74% |
| 2019-12-31 | $23.09 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Mchenry Bancorp Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 544399700.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2022)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $3.36 Million | 12.76% |
| Common Stock | $9.32K | 0.04% |
| Other Comprehensive Income | $-1.96 Million | -7.46% |
| Other Components | $24.91 Million | 94.66% |
| Total Equity | $26.31 Million | 100.00% |
Mchenry Bancorp Inc Competitors by Market Cap
The table below lists competitors of Mchenry Bancorp Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
BBNA
PINK:BBNA
|
$178.29K |
|
Asian Television Network International Ltd
V:SAT
|
$178.33K |
|
Savills
LSE:SVS
|
$178.34K |
|
Digital Development Partners Inc
PINK:BBBT
|
$178.47K |
|
Kisses From Italy Inc
PINK:KITL
|
$178.27K |
|
Shinhan DJIA Futures ETN(H)
KO:500009
|
$178.25K |
|
ARMATURA S.A.
RO:ARM
|
$178.20K |
|
GETINGE -B- - Dusseldorf Stock Exchang
DU:GTN
|
$178.07K |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Mchenry Bancorp Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2021 to 2022, total equity changed from 26,623,734 to 26,314,683, a change of -309,051 (-1.2%).
- Net income of 1,813,216 contributed positively to equity growth.
- Other comprehensive income decreased equity by 2,122,267.
Equity Change Factors (2021 to 2022)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $1.81 Million | +6.89% |
| Other Comprehensive Income | $-2.12 Million | -8.06% |
| Total Change | $- | -1.16% |
Book Value vs Market Value Analysis
This analysis compares Mchenry Bancorp Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.67x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2019-12-31 | $24.78 | $19.00 | x |
| 2020-12-31 | $25.46 | $19.00 | x |
| 2021-12-31 | $28.58 | $19.00 | x |
| 2022-12-31 | $28.24 | $19.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Mchenry Bancorp Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 6.89%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 14.69%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 12.54x
- Recent ROE (6.89%) is above the historical average (5.15%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2019 | -0.17% | -0.38% | 0.05x | 9.88x | $-2.35 Million |
| 2020 | 2.30% | 5.09% | 0.04x | 11.02x | $-1.83 Million |
| 2021 | 11.59% | 26.94% | 0.04x | 10.56x | $422.20K |
| 2022 | 6.89% | 14.69% | 0.04x | 12.54x | $-818.25K |
Industry Comparison
This section compares Mchenry Bancorp Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Mchenry Bancorp Inc (MCHN) | $- | -0.17% | N/A | $178.28K |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |