Mutual Federal Bancorp Inc
Mutual Federal Bancorp, Inc. operates as the holding company for Mutual Federal Bank that provides various financial products and services in the United States. It accepts various deposit products, such as checking, savings, money market, certificates of deposit, and individual retirement accounts; and offers mortgage and home equity loans. The company was founded in 1905 and is based in Chicago,… Read more
Mutual Federal Bancorp Inc (MFDB) - Net Assets
Latest net assets as of September 2009: $23.06 Million USD
Based on the latest financial reports, Mutual Federal Bancorp Inc (MFDB) has net assets worth $23.06 Million USD as of September 2009.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($69.27 Million) and total liabilities ($46.22 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $23.06 Million |
| % of Total Assets | 33.29% |
| Annual Growth Rate | -0.79% |
| 5-Year Change | -3.65% |
| 10-Year Change | -12.95% |
| Growth Volatility | 20.38 |
Mutual Federal Bancorp Inc - Net Assets Trend (2003–2024)
This chart illustrates how Mutual Federal Bancorp Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Mutual Federal Bancorp Inc (2003–2024)
The table below shows the annual net assets of Mutual Federal Bancorp Inc from 2003 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $15.96 Million | -2.03% |
| 2023-12-31 | $16.29 Million | -2.54% |
| 2022-12-31 | $16.71 Million | -1.25% |
| 2021-12-31 | $16.93 Million | +2.19% |
| 2020-12-31 | $16.57 Million | +8.65% |
| 2019-12-31 | $15.25 Million | -38.45% |
| 2008-12-31 | $24.77 Million | -7.95% |
| 2007-12-31 | $26.91 Million | -4.68% |
| 2006-12-31 | $28.23 Million | +53.98% |
| 2005-12-31 | $18.34 Million | -1.10% |
| 2004-12-31 | $18.54 Million | -1.57% |
| 2003-12-31 | $18.84 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Mutual Federal Bancorp Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 50.4% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $8.58 Million | 53.74% |
| Common Stock | $36.00K | 0.23% |
| Other Components | $7.35 Million | 46.04% |
| Total Equity | $15.96 Million | 100.00% |
Mutual Federal Bancorp Inc Competitors by Market Cap
The table below lists competitors of Mutual Federal Bancorp Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
BROADWIND ENRGY
BE:9IRA
|
$24.80K |
|
Motiva Infraestrutura de Mobilidade S.A.
SA:MOTV3
|
$24.84K |
|
CRAMC
NSE:CRAMC
|
$24.87K |
|
Taylor Maritime Investments Limited
LSE:TMIP
|
$24.88K |
|
EIFELHOEHEN-KLINIK
BE:EIF
|
$24.78K |
|
Coffeesmiths Collective Inc
PINK:COFE
|
$24.75K |
|
Beteiligungen im Baltikum AG
MU:BI7
|
$24.71K |
|
ASHMORE GRP - Dusseldorf Stock Exchang
DU:A1B
|
$24.68K |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Mutual Federal Bancorp Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 16,291,000 to 15,961,000, a change of -330,000 (-2.0%).
- Net loss of 330,000 reduced equity.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $-330.00K | -2.07% |
| Total Change | $- | -2.03% |
Book Value vs Market Value Analysis
This analysis compares Mutual Federal Bancorp Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.59x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has increased from 0.00x to 0.59x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2003-12-31 | $1883.60 | $2.60 | x |
| 2004-12-31 | $1854.00 | $2.60 | x |
| 2005-12-31 | $1833.60 | $2.60 | x |
| 2006-12-31 | $6.39 | $2.60 | x |
| 2007-12-31 | $7.61 | $2.60 | x |
| 2008-12-31 | $7.25 | $2.60 | x |
| 2019-12-31 | $4.53 | $2.60 | x |
| 2020-12-31 | $4.97 | $2.60 | x |
| 2021-12-31 | $5.08 | $2.60 | x |
| 2022-12-31 | $5.01 | $2.60 | x |
| 2023-12-31 | $4.89 | $2.60 | x |
| 2024-12-31 | $4.39 | $2.60 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Mutual Federal Bancorp Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -2.07%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -6.72%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 6.08x
- Recent ROE (-2.07%) is below the historical average (1.85%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2003 | 4.21% | 20.76% | 0.06x | 3.58x | $-1.09 Million |
| 2004 | 8.23% | 31.78% | 0.07x | 3.49x | $-328.00K |
| 2005 | 4.05% | 19.79% | 0.06x | 3.52x | $-1.09 Million |
| 2006 | 1.88% | 13.11% | 0.05x | 2.66x | $-2.29 Million |
| 2007 | 1.10% | 6.93% | 0.06x | 2.71x | $-2.40 Million |
| 2008 | -3.66% | -26.43% | 0.05x | 2.87x | $-3.38 Million |
| 2019 | 1.55% | 3.72% | 0.09x | 4.73x | $-1.29 Million |
| 2020 | 7.94% | 11.16% | 0.13x | 5.34x | $-341.50K |
| 2021 | 2.10% | 4.17% | 0.09x | 5.46x | $-1.34 Million |
| 2022 | -1.30% | -2.95% | 0.06x | 6.99x | $-1.89 Million |
| 2023 | -1.82% | -4.76% | 0.06x | 6.12x | $-1.93 Million |
| 2024 | -2.07% | -6.72% | 0.05x | 6.08x | $-1.93 Million |
Industry Comparison
This section compares Mutual Federal Bancorp Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Mutual Federal Bancorp Inc (MFDB) | $23.06 Million | 4.21% | 2.00x | $24.78K |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |