Malayan Banking Berhad
Malayan Banking Berhad provides commercial banking and related financial products and services. The company operates in three segments: Group Community Financial Services, Group Global Banking, and Group Insurance and Takaful. It offers savings and fixed deposits, and current accounts; and housing and personal loans, project financing, overdrafts, and trade financing, as well as remittance servic… Read more
Malayan Banking Berhad (MLYBY) - Net Assets
Latest net assets as of December 2025: $96.77 Billion USD
Based on the latest financial reports, Malayan Banking Berhad (MLYBY) has net assets worth $96.77 Billion USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($1.05 Trillion) and total liabilities ($956.30 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $96.77 Billion |
| % of Total Assets | 9.19% |
| Annual Growth Rate | 8.68% |
| 5-Year Change | 9.27% |
| 10-Year Change | 37.3% |
| Growth Volatility | 7.39 |
Malayan Banking Berhad - Net Assets Trend (2004–2025)
This chart illustrates how Malayan Banking Berhad's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Malayan Banking Berhad (2004–2025)
The table below shows the annual net assets of Malayan Banking Berhad from 2004 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $96.77 Billion | -0.45% |
| 2024-12-31 | $97.21 Billion | -0.45% |
| 2023-12-31 | $97.65 Billion | +10.20% |
| 2022-12-31 | $88.61 Billion | +0.07% |
| 2021-12-31 | $88.55 Billion | +1.66% |
| 2020-12-31 | $87.11 Billion | +3.62% |
| 2019-12-31 | $84.07 Billion | +8.15% |
| 2018-12-31 | $77.74 Billion | +3.40% |
| 2017-12-31 | $75.18 Billion | +6.68% |
| 2016-12-31 | $70.47 Billion | +10.96% |
| 2015-12-31 | $63.51 Billion | +16.03% |
| 2014-12-31 | $54.74 Billion | +14.66% |
| 2013-12-31 | $47.74 Billion | +8.96% |
| 2012-12-31 | $43.81 Billion | +22.10% |
| 2011-12-31 | $35.89 Billion | +10.52% |
| 2010-12-31 | $32.47 Billion | +13.28% |
| 2009-12-31 | $28.66 Billion | +11.24% |
| 2008-12-31 | $25.77 Billion | +28.25% |
| 2007-12-31 | $20.09 Billion | +1.13% |
| 2006-12-31 | $19.87 Billion | +13.70% |
| 2005-12-31 | $17.47 Billion | +3.68% |
| 2004-12-31 | $16.85 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Malayan Banking Berhad's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 3773762700000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $37.74 Billion | 40.40% |
| Common Stock | $54.86 Billion | 58.73% |
| Other Comprehensive Income | $1.26 Billion | 1.35% |
| Total Equity | $93.40 Billion | 100.00% |
Malayan Banking Berhad Competitors by Market Cap
The table below lists competitors of Malayan Banking Berhad ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Public Storage
NYSE:PSA
|
$45.04 Billion |
|
Ciena Corp
NYSE:CIEN
|
$45.06 Billion |
|
3i Group plc
PINK:TGOPF
|
$45.13 Billion |
|
Diageo plc
PINK:DGEAF
|
$45.14 Billion |
|
Electronic Arts Inc
NASDAQ:EA
|
$44.98 Billion |
|
Carrier Global Corp
NYSE:CARR
|
$44.65 Billion |
|
Edwards Lifesciences Corp
NYSE:EW
|
$44.54 Billion |
|
Chipotle Mexican Grill Inc
NYSE:CMG
|
$44.50 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Malayan Banking Berhad's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 93,970,628,000 to 93,398,572,000, a change of -572,056,000 (-0.6%).
- Net income of 9,958,703,000 contributed positively to equity growth.
- Dividend payments of 7,090,430,000 reduced retained earnings.
- Other comprehensive income increased equity by 1,259,910,000.
- Other factors decreased equity by 4,700,239,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $9.96 Billion | +10.66% |
| Dividends Paid | $7.09 Billion | -7.59% |
| Other Comprehensive Income | $1.26 Billion | +1.35% |
| Other Changes | $-4.70 Billion | -5.03% |
| Total Change | $- | -0.61% |
Book Value vs Market Value Analysis
This analysis compares Malayan Banking Berhad's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.36x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 0.88x to 0.36x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2004-12-31 | $6.40 | $5.60 | x |
| 2005-12-31 | $6.37 | $5.60 | x |
| 2006-12-31 | $7.15 | $5.60 | x |
| 2007-12-31 | $7.03 | $5.60 | x |
| 2008-12-31 | $8.64 | $5.60 | x |
| 2009-12-31 | $7.88 | $5.60 | x |
| 2010-12-31 | $8.68 | $5.60 | x |
| 2011-12-31 | $9.15 | $5.60 | x |
| 2012-12-31 | $10.65 | $5.60 | x |
| 2013-12-31 | $10.63 | $5.60 | x |
| 2014-12-31 | $11.70 | $5.60 | x |
| 2015-12-31 | $12.41 | $5.60 | x |
| 2016-12-31 | $13.79 | $5.60 | x |
| 2017-12-31 | $13.98 | $5.60 | x |
| 2018-12-31 | $13.78 | $5.60 | x |
| 2019-12-31 | $7.31 | $5.60 | x |
| 2020-12-31 | $15.02 | $5.60 | x |
| 2021-12-31 | $14.77 | $5.60 | x |
| 2022-12-31 | $14.33 | $5.60 | x |
| 2023-12-31 | $15.70 | $5.60 | x |
| 2024-12-31 | $15.58 | $5.60 | x |
| 2025-12-31 | $15.47 | $5.60 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Malayan Banking Berhad utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 10.66%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 20.75%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 11.27x
- Recent ROE (10.66%) is below the historical average (11.77%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2004 | 15.51% | 24.38% | 0.05x | 11.70x | $904.11 Million |
| 2005 | 16.91% | 22.98% | 0.06x | 13.37x | $1.16 Billion |
| 2006 | 16.94% | 22.32% | 0.06x | 13.37x | $1.33 Billion |
| 2007 | 15.55% | 20.07% | 0.06x | 13.94x | $1.07 Billion |
| 2008 | 3.02% | 4.64% | 0.05x | 12.48x | $-1.74 Billion |
| 2009 | 14.24% | 24.04% | 0.05x | 12.08x | $1.18 Billion |
| 2010 | 14.68% | 34.43% | 0.03x | 13.09x | $1.47 Billion |
| 2012 | 13.65% | 22.76% | 0.05x | 11.75x | $1.54 Billion |
| 2013 | 14.25% | 26.67% | 0.04x | 12.18x | $1.95 Billion |
| 2014 | 12.68% | 25.94% | 0.04x | 12.09x | $1.42 Billion |
| 2015 | 11.08% | 23.78% | 0.04x | 11.48x | $666.44 Million |
| 2016 | 9.84% | 21.94% | 0.04x | 10.74x | $-108.58 Million |
| 2017 | 10.30% | 23.60% | 0.04x | 10.49x | $221.68 Million |
| 2018 | 10.77% | 24.04% | 0.04x | 10.71x | $580.25 Million |
| 2019 | 10.05% | 22.82% | 0.04x | 10.23x | $40.98 Million |
| 2020 | 7.68% | 20.58% | 0.04x | 10.15x | $-1.96 Billion |
| 2021 | 9.43% | 27.89% | 0.03x | 10.35x | $-484.91 Million |
| 2022 | 9.28% | 24.46% | 0.03x | 11.06x | $-614.09 Million |
| 2023 | 9.88% | 21.50% | 0.04x | 10.86x | $-114.38 Million |
| 2024 | 10.74% | 20.99% | 0.04x | 11.44x | $691.61 Million |
| 2025 | 10.66% | 20.75% | 0.05x | 11.27x | $618.85 Million |
Industry Comparison
This section compares Malayan Banking Berhad's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Malayan Banking Berhad (MLYBY) | $96.77 Billion | 15.51% | 9.88x | $45.00 Billion |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |