Mapfre S.A
Mapfre, S.A., together with its subsidiaries, engages in the investment, insurance, property, financial, and services businesses in Spain. The company offers insurance products, including life; health, accident, property and casualty protection, such as automobile and homeowner and personal third-party liability insurance; savings and investment; retirement; burial; travel and leisure; and agricu… Read more
Mapfre S.A (MPFRF) - Net Assets
Latest net assets as of December 2024: $9.99 Billion USD
Based on the latest financial reports, Mapfre S.A (MPFRF) has net assets worth $9.99 Billion USD as of December 2024.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($56.71 Billion) and total liabilities ($46.72 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $9.99 Billion |
| % of Total Assets | 17.61% |
| Annual Growth Rate | -3.78% |
| 5-Year Change | 1.5% |
| 10-Year Change | -4.06% |
| Growth Volatility | 228.77 |
Mapfre S.A - Net Assets Trend (2004–2024)
This chart illustrates how Mapfre S.A's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Mapfre S.A (2004–2024)
The table below shows the annual net assets of Mapfre S.A from 2004 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $9.99 Billion | +3.41% |
| 2023-12-31 | $9.66 Billion | +15.50% |
| 2022-12-31 | $8.36 Billion | -13.51% |
| 2021-12-31 | $9.67 Billion | -1.74% |
| 2020-12-31 | $9.84 Billion | -2.65% |
| 2019-12-31 | $10.11 Billion | +9.88% |
| 2018-12-31 | $9.20 Billion | -12.51% |
| 2017-12-31 | $10.51 Billion | -8.13% |
| 2016-12-31 | $11.44 Billion | +9.95% |
| 2015-12-31 | $10.41 Billion | -9.25% |
| 2014-12-31 | $11.47 Billion | +15.93% |
| 2013-12-31 | $9.89 Billion | -2.39% |
| 2012-12-31 | $10.14 Billion | -79.66% |
| 2011-12-31 | $49.83 Billion | +539.21% |
| 2010-12-31 | $7.80 Billion | -80.40% |
| 2009-12-31 | $39.77 Billion | +3.79% |
| 2008-12-31 | $38.32 Billion | +12.35% |
| 2007-12-31 | $34.11 Billion | +899.68% |
| 2006-12-31 | $3.41 Billion | -86.11% |
| 2005-12-31 | $24.56 Billion | +13.85% |
| 2004-12-31 | $21.57 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Mapfre S.A's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 269.7% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $967.50 Million | 10.88% |
| Common Stock | $308.00 Million | 3.47% |
| Other Components | $7.61 Billion | 85.65% |
| Total Equity | $8.89 Billion | 100.00% |
Mapfre S.A Competitors by Market Cap
The table below lists competitors of Mapfre S.A ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Nova Ljubljanska Banka d.d.
F:N1V1
|
$3.20 Billion |
|
ZoomInfo Technologies Inc
NASDAQ:ZI
|
$3.21 Billion |
|
Virtu Financial, Inc.
NYSE:VIRT
|
$3.21 Billion |
|
NCR Atleos Corporation
NASDAQ:NATL
|
$3.21 Billion |
|
Monday.Com Ltd
NASDAQ:MNDY
|
$3.19 Billion |
|
SEEK Limited
F:SLD
|
$3.19 Billion |
|
Delivery Hero AG
LSE:0RTC
|
$3.19 Billion |
|
Huber+suhner AG
SW:HUBN
|
$3.19 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Mapfre S.A's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 8,466,600,000 to 8,888,700,000, a change of 422,100,000 (5.0%).
- Net income of 967,500,000 contributed positively to equity growth.
- Dividend payments of 1,098,900,000 reduced retained earnings.
- New share issuances of 9,700,000 increased equity.
- Other comprehensive income decreased equity by 6,191,200,000.
- Other factors increased equity by 6,735,000,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $967.50 Million | +10.88% |
| Dividends Paid | $1.10 Billion | -12.36% |
| Share Issuances | $9.70 Million | +0.11% |
| Other Comprehensive Income | $-6.19 Billion | -69.65% |
| Other Changes | $6.74 Billion | +75.77% |
| Total Change | $- | 4.99% |
Book Value vs Market Value Analysis
This analysis compares Mapfre S.A's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.19x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 3.95x to 1.19x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2004-12-31 | $0.87 | $3.45 | x |
| 2005-12-31 | $1.00 | $3.45 | x |
| 2006-12-31 | $1.02 | $3.45 | x |
| 2007-12-31 | $1.32 | $3.45 | x |
| 2008-12-31 | $1.82 | $3.45 | x |
| 2009-12-31 | $2.17 | $3.45 | x |
| 2010-12-31 | $2.20 | $3.45 | x |
| 2011-12-31 | $2.31 | $3.45 | x |
| 2012-12-31 | $2.54 | $3.45 | x |
| 2013-12-31 | $2.54 | $3.45 | x |
| 2014-12-31 | $2.97 | $3.45 | x |
| 2015-12-31 | $2.78 | $3.45 | x |
| 2016-12-31 | $2.96 | $3.45 | x |
| 2017-12-31 | $2.80 | $3.45 | x |
| 2018-12-31 | $2.62 | $3.45 | x |
| 2019-12-31 | $2.90 | $3.45 | x |
| 2020-12-31 | $2.80 | $3.45 | x |
| 2021-12-31 | $2.78 | $3.45 | x |
| 2022-12-31 | $2.55 | $3.45 | x |
| 2023-12-31 | $2.76 | $3.45 | x |
| 2024-12-31 | $2.90 | $3.45 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Mapfre S.A utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 10.88%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 3.75%
- • Asset Turnover: 0.46x
- • Equity Multiplier: 6.38x
- Recent ROE (10.88%) is below the historical average (14.85%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2004 | 33.46% | 4.91% | 0.29x | 23.18x | $232.39 Million |
| 2005 | 32.66% | 5.14% | 0.29x | 21.93x | $273.22 Million |
| 2006 | 22.05% | 6.49% | 0.28x | 12.11x | $281.88 Million |
| 2007 | 31.89% | 7.70% | 0.35x | 11.92x | $667.29 Million |
| 2008 | 20.32% | 6.54% | 0.37x | 8.34x | $505.70 Million |
| 2009 | 16.80% | 6.13% | 0.39x | 6.99x | $419.50 Million |
| 2010 | 16.26% | 5.82% | 0.38x | 7.44x | $409.47 Million |
| 2011 | 13.67% | 4.61% | 0.38x | 7.79x | $258.67 Million |
| 2012 | 8.52% | 3.14% | 0.37x | 7.30x | $-115.36 Million |
| 2013 | 10.09% | 3.73% | 0.37x | 7.25x | $7.12 Million |
| 2014 | 9.23% | 3.88% | 0.32x | 7.35x | $-70.14 Million |
| 2015 | 8.27% | 3.37% | 0.33x | 7.41x | $-148.60 Million |
| 2016 | 8.50% | 3.45% | 0.33x | 7.44x | $-137.20 Million |
| 2017 | 8.13% | 3.10% | 0.33x | 7.85x | $-160.62 Million |
| 2018 | 6.62% | 2.42% | 0.32x | 8.42x | $-270.52 Million |
| 2019 | 10.79% | 4.20% | 0.31x | 8.19x | $69.82 Million |
| 2020 | 9.61% | 4.29% | 0.28x | 8.10x | $-32.90 Million |
| 2021 | 12.24% | 5.03% | 0.32x | 7.54x | $189.24 Million |
| 2022 | 13.90% | 5.03% | 0.36x | 7.65x | $304.09 Million |
| 2023 | 8.00% | 2.50% | 0.49x | 6.49x | $-169.46 Million |
| 2024 | 10.88% | 3.75% | 0.46x | 6.38x | $78.63 Million |
Industry Comparison
This section compares Mapfre S.A's net assets metrics with peer companies in the Insurance - Diversified industry.
Industry Context
- Industry: Insurance - Diversified
- Average net assets among peers: $29,608,843,500
- Average return on equity (ROE) among peers: 13.17%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Mapfre S.A (MPFRF) | $9.99 Billion | 33.46% | 4.68x | $3.20 Billion |
| Alm. Brand A/S (ABDBY) | $13.40 Billion | 5.80% | 1.64x | $2.98 Billion |
| Arch Capital Group Ltd (ACGL) | $2.48 Billion | 10.34% | 3.63x | $32.40 Billion |
| ageas SA/NV (AGESF) | $8.80 Billion | 12.71% | 10.19x | $10.79 Billion |
| American International Group Inc (AIG) | $109.64 Billion | 12.81% | 7.93x | $41.13 Billion |
| Aviva plc (AIVAF) | $11.16 Billion | 0.00% | 0.03x | $18.17 Billion |
| Allianz SE (ALIZF) | $63.58 Billion | 13.43% | 14.46x | $143.52 Billion |
| Assicurazioni Generali S.p.A (ARZGF) | $18.35 Billion | 18.39% | 19.85x | $30.45 Billion |
| AXA SA (AXAHF) | $52.40 Billion | 13.72% | 11.30x | $66.04 Billion |
| BB Seguridade Participacoes SA (BBSEY) | $11.40 Billion | 35.51% | 0.17x | $4.26 Billion |
| Bâloise Holding AG (BLHEF) | $4.87 Billion | 8.96% | 14.09x | $8.54 Billion |