Mission Bancorp
Mission Bancorp operates as the bank holding company for Mission Bank that provides various banking products and services to individual and corporate clients in California. The company accepts various checking and savings, NOW, money market, fiduciary, and individual retirement accounts, as well as time deposits and certificates of deposit. It also provides commercial loans, such as lines of cred… Read more
Mission Bancorp (MSBC) - Net Assets
Latest net assets as of December 2025: $220.30 Million USD
Based on the latest financial reports, Mission Bancorp (MSBC) has net assets worth $220.30 Million USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($1.90 Billion) and total liabilities ($1.68 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $220.30 Million |
| % of Total Assets | 11.57% |
| Annual Growth Rate | 15.96% |
| 5-Year Change | 83.16% |
| 10-Year Change | 368.08% |
| Growth Volatility | 427.9 |
Mission Bancorp - Net Assets Trend (2000–2025)
This chart illustrates how Mission Bancorp's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Mission Bancorp (2000–2025)
The table below shows the annual net assets of Mission Bancorp from 2000 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $220.30 Million | +16.26% |
| 2024-12-31 | $189.49 Million | +20.91% |
| 2023-12-31 | $156.71 Million | +26.60% |
| 2022-12-31 | $123.78 Million | +2.91% |
| 2021-12-31 | $120.28 Million | +17.77% |
| 2020-12-31 | $102.13 Million | +23.47% |
| 2019-12-31 | $82.72 Million | +23.37% |
| 2018-12-31 | $67.05 Million | +25.42% |
| 2017-12-31 | $53.46 Million | +13.58% |
| 2016-12-31 | $47.07 Million | -90.50% |
| 2015-12-31 | $495.21 Million | +16.12% |
| 2014-12-31 | $426.47 Million | +2.35% |
| 2013-12-31 | $416.69 Million | +38.02% |
| 2012-12-31 | $301.92 Million | +1972.75% |
| 2006-12-31 | $14.57 Million | +28.64% |
| 2005-12-31 | $11.32 Million | +44.85% |
| 2004-12-31 | $7.82 Million | +16.63% |
| 2003-12-31 | $6.70 Million | +8.14% |
| 2002-12-31 | $6.20 Million | +7.23% |
| 2001-12-31 | $5.78 Million | +6.35% |
| 2000-12-31 | $5.43 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Mission Bancorp's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 13372700000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $133.59 Million | 60.64% |
| Common Stock | $100.85 Million | 45.78% |
| Other Comprehensive Income | $-14.14 Million | -6.42% |
| Total Equity | $220.30 Million | 100.00% |
Mission Bancorp Competitors by Market Cap
The table below lists competitors of Mission Bancorp ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
B. Riley Financial Inc
NASDAQ:RILY
|
$118.03 Million |
|
Jiangsu Yunyong Electronics and Technology Co Ltd
SHG:688060
|
$118.05 Million |
|
PT Bank SMBC Indonesia Tbk
JK:BTPN
|
$118.13 Million |
|
DUKSAN TECHOPIA Co.Ltd
KQ:317330
|
$118.15 Million |
|
Jay Mart Public Company Limited
BK:JMART
|
$117.98 Million |
|
Traeger Inc
NYSE:COOK
|
$117.97 Million |
|
BenQ Materials Corp
TW:8215
|
$117.96 Million |
|
Aeroflex Industries Limited
NSE:AEROFLEX
|
$117.91 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Mission Bancorp's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 189,485,363 to 220,304,000, a change of 30,818,637 (16.3%).
- Net income of 27,076,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 4,122,336.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $27.08 Million | +12.29% |
| Other Comprehensive Income | $4.12 Million | +1.87% |
| Other Changes | $-379.70K | -0.17% |
| Total Change | $- | 16.26% |
Book Value vs Market Value Analysis
This analysis compares Mission Bancorp's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.22x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 24.26x to 1.22x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2002-12-31 | $3.92 | $95.00 | x |
| 2003-12-31 | $4.18 | $95.00 | x |
| 2004-12-31 | $4.82 | $95.00 | x |
| 2005-12-31 | $8.02 | $95.00 | x |
| 2006-12-31 | $9.68 | $95.00 | x |
| 2012-12-31 | $14.74 | $95.00 | x |
| 2013-12-31 | $15.31 | $95.00 | x |
| 2014-12-31 | $16.62 | $95.00 | x |
| 2015-12-31 | $18.16 | $95.00 | x |
| 2016-12-31 | $20.84 | $95.00 | x |
| 2017-12-31 | $21.98 | $95.00 | x |
| 2018-12-31 | $27.08 | $95.00 | x |
| 2019-12-31 | $32.63 | $95.00 | x |
| 2020-12-31 | $40.20 | $95.00 | x |
| 2021-12-31 | $48.22 | $95.00 | x |
| 2022-12-31 | $47.22 | $95.00 | x |
| 2023-12-31 | $59.34 | $95.00 | x |
| 2024-12-31 | $70.86 | $95.00 | x |
| 2025-12-31 | $77.74 | $95.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Mission Bancorp utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 12.29%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 23.89%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 8.64x
- Recent ROE (12.29%) is below the historical average (12.77%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2000 | 8.94% | 16.67% | 0.08x | 6.45x | $-57.50K |
| 2001 | 5.43% | 8.79% | 0.06x | 9.87x | $-264.00K |
| 2002 | 6.60% | 10.97% | 0.05x | 11.91x | $-210.58K |
| 2003 | 8.12% | 12.75% | 0.04x | 16.50x | $-126.20K |
| 2004 | 14.30% | 20.13% | 0.05x | 15.44x | $336.30K |
| 2005 | 19.58% | 31.19% | 0.04x | 14.23x | $1.08 Million |
| 2006 | 21.69% | 28.65% | 0.08x | 9.77x | $1.70 Million |
| 2012 | 5.77% | 14.93% | 0.04x | 10.34x | $-1.24 Million |
| 2013 | 6.39% | 13.64% | 0.04x | 11.89x | $-1.26 Million |
| 2014 | 8.00% | 17.15% | 0.04x | 11.13x | $-766.41K |
| 2015 | 8.84% | 19.78% | 0.04x | 11.75x | $-486.79K |
| 2016 | 10.73% | 21.82% | 0.04x | 11.87x | $345.66K |
| 2017 | 11.40% | 21.97% | 0.04x | 11.88x | $746.55K |
| 2018 | 17.68% | 34.26% | 0.05x | 10.28x | $5.15 Million |
| 2019 | 16.51% | 32.68% | 0.05x | 10.28x | $5.39 Million |
| 2020 | 15.36% | 32.57% | 0.04x | 12.56x | $5.48 Million |
| 2021 | 15.57% | 35.50% | 0.03x | 12.64x | $6.70 Million |
| 2022 | 19.59% | 37.41% | 0.04x | 12.09x | $11.87 Million |
| 2023 | 19.44% | 33.89% | 0.05x | 10.54x | $14.80 Million |
| 2024 | 15.91% | 28.33% | 0.06x | 9.90x | $11.19 Million |
| 2025 | 12.29% | 23.89% | 0.06x | 8.64x | $5.05 Million |
Industry Comparison
This section compares Mission Bancorp's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Mission Bancorp (MSBC) | $220.30 Million | 8.94% | 7.64x | $118.00 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |