National Capital Bank of Washington
National Capital Bancorp, Inc. operates as the bank holding company for The National Capital Bank of Washington that provides various banking products and services to individuals and businesses in Washington. It offers savings and checking accounts; debit and credit cards; send money services; online and mobile banking services; personal loans, home equity lines of credit, residential mortgages, … Read more
National Capital Bank of Washington (NACB) - Net Assets
Latest net assets as of June 2025: $63.28 Million USD
Based on the latest financial reports, National Capital Bank of Washington (NACB) has net assets worth $63.28 Million USD as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($702.60 Million) and total liabilities ($639.32 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $63.28 Million |
| % of Total Assets | 9.01% |
| Annual Growth Rate | -16.39% |
| 5-Year Change | 10.78% |
| 10-Year Change | -85.63% |
| Growth Volatility | 27.82 |
National Capital Bank of Washington - Net Assets Trend (2013–2024)
This chart illustrates how National Capital Bank of Washington's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for National Capital Bank of Washington (2013–2024)
The table below shows the annual net assets of National Capital Bank of Washington from 2013 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $59.21 Million | +10.94% |
| 2023-12-31 | $53.37 Million | +10.43% |
| 2022-12-31 | $48.33 Million | -11.90% |
| 2021-12-31 | $54.85 Million | +2.63% |
| 2020-12-31 | $53.45 Million | +9.36% |
| 2019-12-31 | $48.87 Million | +11.74% |
| 2018-12-31 | $43.74 Million | +0.25% |
| 2017-12-31 | $43.63 Million | +6.45% |
| 2016-12-31 | $40.99 Million | -90.05% |
| 2015-12-31 | $411.90 Million | -3.62% |
| 2014-12-31 | $427.37 Million | +0.68% |
| 2013-12-31 | $424.48 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to National Capital Bank of Washington's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 65.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $66.95 Million | 113.08% |
| Common Stock | $11.48K | 0.02% |
| Other Comprehensive Income | $-9.41 Million | -15.89% |
| Other Components | $1.66 Million | 2.80% |
| Total Equity | $59.21 Million | 100.00% |
National Capital Bank of Washington Competitors by Market Cap
The table below lists competitors of National Capital Bank of Washington ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Ihlas Ev Aletleri Imalat Sanayi ve Ticaret AS
IS:IHEVA
|
$15.15 Million |
|
Eurobattery Minerals AB
F:EBM
|
$15.15 Million |
|
Samwon Steel
KO:023000
|
$15.16 Million |
|
HUBLine Bhd
KLSE:7013
|
$15.16 Million |
|
Lapidoth
TA:LAPD
|
$15.14 Million |
|
Aarti Surfactants Limited
NSE:AARTISURF
|
$15.14 Million |
|
Madame Bioscience Public Company Limited
BK:MADAME
|
$15.14 Million |
|
Courtside Group, Inc. Common Stock
NASDAQ:PODC
|
$15.14 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in National Capital Bank of Washington's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 53,369,704 to 59,208,783, a change of 5,839,079 (10.9%).
- Net income of 6,381,239 contributed positively to equity growth.
- Dividend payments of 759,120 reduced retained earnings.
- Share repurchases of 176,643 reduced equity.
- Other comprehensive income increased equity by 305,982.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $6.38 Million | +10.78% |
| Dividends Paid | $759.12K | -1.28% |
| Share Repurchases | $176.64K | -0.3% |
| Other Comprehensive Income | $305.98K | +0.52% |
| Other Changes | $87.62K | +0.15% |
| Total Change | $- | 10.94% |
Book Value vs Market Value Analysis
This analysis compares National Capital Bank of Washington's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.36x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has increased from 0.53x to 1.36x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2013-12-31 | $132.28 | $70.00 | x |
| 2014-12-31 | $109.82 | $70.00 | x |
| 2015-12-31 | $131.80 | $70.00 | x |
| 2016-12-31 | $142.36 | $70.00 | x |
| 2017-12-31 | $151.15 | $70.00 | x |
| 2018-12-31 | $152.48 | $70.00 | x |
| 2019-12-31 | $171.23 | $70.00 | x |
| 2020-12-31 | $186.89 | $70.00 | x |
| 2021-12-31 | $191.58 | $70.00 | x |
| 2022-12-31 | $168.32 | $70.00 | x |
| 2023-12-31 | $185.56 | $70.00 | x |
| 2024-12-31 | $51.46 | $70.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently National Capital Bank of Washington utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 10.78%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 16.37%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 12.06x
- Recent ROE (10.78%) is above the historical average (5.94%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2013 | 7.32% | 20.45% | 0.03x | 11.16x | $-1.02 Million |
| 2014 | -22.49% | 0.00% | 0.00x | 13.53x | $-10.26 Million |
| 2015 | 17.37% | 30.41% | 0.05x | 10.86x | $2.80 Million |
| 2016 | 11.43% | 30.61% | 0.04x | 10.06x | $586.24K |
| 2017 | 4.52% | 11.79% | 0.04x | 9.85x | $-2.39 Million |
| 2018 | 6.05% | 13.66% | 0.04x | 10.68x | $-1.73 Million |
| 2019 | 5.22% | 11.37% | 0.04x | 10.72x | $-2.34 Million |
| 2020 | 4.95% | 11.09% | 0.04x | 11.54x | $-2.70 Million |
| 2021 | 8.47% | 18.64% | 0.03x | 13.41x | $-839.27K |
| 2022 | 9.49% | 17.80% | 0.04x | 13.35x | $-245.27K |
| 2023 | 8.18% | 13.29% | 0.05x | 13.17x | $-973.61K |
| 2024 | 10.78% | 16.37% | 0.05x | 12.06x | $460.36K |
Industry Comparison
This section compares National Capital Bank of Washington's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| National Capital Bank of Washington (NACB) | $63.28 Million | 7.32% | 10.10x | $15.14 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |