Nmb Financial Corp
Nmb Financial Corp operates as the bank holding company for New Millennium Bank that offers various banking products and services for individuals and businesses. The company accepts checking, savings, and money market accounts; and certificates of deposit. Its loan products include home equity lines of credit, personal, small business administration, commercial, commercial real estate, and mortga… Read more
Nmb Financial Corp (NMBF) - Net Assets
Latest net assets as of : $- USD
Based on the latest financial reports, Nmb Financial Corp (NMBF) has net assets worth $- USD as of .
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($-) and total liabilities ($-). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $- |
| % of Total Assets | 0% |
| Annual Growth Rate | 38.11% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 617.86 |
Nmb Financial Corp - Net Assets Trend (2020–2024)
This chart illustrates how Nmb Financial Corp's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Nmb Financial Corp (2020–2024)
The table below shows the annual net assets of Nmb Financial Corp from 2020 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $155.62 Million | +5.63% |
| 2023-12-31 | $147.32 Million | -80.96% |
| 2022-12-31 | $773.72 Million | +1405.69% |
| 2021-12-31 | $51.39 Million | +20.12% |
| 2020-12-31 | $42.78 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Nmb Financial Corp's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 8227.7% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $28.23 Million | 18.14% |
| Common Stock | $48.47 Million | 31.14% |
| Other Components | $78.92 Million | 50.71% |
| Total Equity | $155.62 Million | 100.00% |
Nmb Financial Corp Competitors by Market Cap
The table below lists competitors of Nmb Financial Corp ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Hoechst Pak Ltd
KAR:HPL
|
$135.91K |
|
SOLUCIONES CUATROO.EO-04
F:5XW
|
$135.91K |
|
CUSHMAN WAKEF. DL01
F:2IY
|
$135.94K |
|
Queste Communications Ltd
AU:QUE
|
$135.95K |
|
Presto Automation Inc.
PINK:PRSTW
|
$135.87K |
|
High Mountain 2 Capital Corporation
V:HMCC-P
|
$135.77K |
|
Royce Global Value Trust Inc
NYSE:RGT
|
$135.76K |
|
CHUBU EL - Dusseldorf Stock Exchang
DU:0C2
|
$135.73K |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Nmb Financial Corp's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 147,324,000 to 155,625,000, a change of 8,301,000 (5.6%).
- Net income of 8,083,000 contributed positively to equity growth.
- Dividend payments of 2,587,000 reduced retained earnings.
- New share issuances of 1,585,000 increased equity.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $8.08 Million | +5.19% |
| Dividends Paid | $2.59 Million | -1.66% |
| Share Issuances | $1.58 Million | +1.02% |
| Other Changes | $1.22 Million | +0.78% |
| Total Change | $- | 5.63% |
Book Value vs Market Value Analysis
This analysis compares Nmb Financial Corp's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.50x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 1.53x to 0.50x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2020-12-31 | $9.17 | $14.07 | x |
| 2021-12-31 | $10.97 | $14.07 | x |
| 2022-12-31 | $28.50 | $14.07 | x |
| 2023-12-31 | $30.12 | $14.07 | x |
| 2024-12-31 | $28.14 | $14.07 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Nmb Financial Corp utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 5.19%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 14.31%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 5.87x
- Recent ROE (5.19%) is below the historical average (8.04%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2020 | 7.30% | 17.64% | 0.04x | 10.70x | $-1.16 Million |
| 2021 | 16.14% | 34.21% | 0.04x | 10.52x | $3.15 Million |
| 2022 | 5.99% | 32.59% | 0.03x | 5.55x | $-5.59 Million |
| 2023 | 5.59% | 29.14% | 0.04x | 5.32x | $-6.50 Million |
| 2024 | 5.19% | 14.31% | 0.06x | 5.87x | $-7.48 Million |
Industry Comparison
This section compares Nmb Financial Corp's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Nmb Financial Corp (NMBF) | $- | 7.30% | N/A | $135.87K |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |