North Dallas Bank & Trust Co
North Dallas Bank & Trust Co. operates as an independent community bank in Texas. It offers checking and savings accounts; certificate of deposits and individual retirement accounts; vehicle, personal, overdraft protection, home equity, home improvement, and construction and residential lot loans, as well as home equity line of credit; debit and credit cards; mortgage loans; and online and mobile… Read more
North Dallas Bank & Trust Co (NODB) - Net Assets
Latest net assets as of March 2025: $173.74 Million USD
Based on the latest financial reports, North Dallas Bank & Trust Co (NODB) has net assets worth $173.74 Million USD as of March 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($1.88 Billion) and total liabilities ($1.70 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $173.74 Million |
| % of Total Assets | 9.25% |
| Annual Growth Rate | 2.97% |
| 5-Year Change | 0.84% |
| 10-Year Change | 25.37% |
| Growth Volatility | 273.67 |
North Dallas Bank & Trust Co - Net Assets Trend (2003–2024)
This chart illustrates how North Dallas Bank & Trust Co's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for North Dallas Bank & Trust Co (2003–2024)
The table below shows the annual net assets of North Dallas Bank & Trust Co from 2003 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $171.16 Million | +4.37% |
| 2023-12-31 | $164.00 Million | +4.28% |
| 2022-12-31 | $157.27 Million | -6.23% |
| 2021-12-31 | $167.71 Million | -1.19% |
| 2020-12-31 | $169.72 Million | +5.17% |
| 2019-12-31 | $161.39 Million | +6.64% |
| 2018-12-31 | $151.34 Million | +5.44% |
| 2017-12-31 | $143.53 Million | +2.10% |
| 2016-12-31 | $140.58 Million | +2.97% |
| 2015-12-31 | $136.52 Million | -89.29% |
| 2014-12-31 | $1.27 Billion | +4.73% |
| 2013-12-31 | $1.22 Billion | +1089.55% |
| 2006-12-31 | $102.34 Million | +4.23% |
| 2005-12-31 | $98.19 Million | +2.51% |
| 2004-12-31 | $95.79 Million | +3.46% |
| 2003-12-31 | $92.58 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to North Dallas Bank & Trust Co's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 113.2% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $135.68 Million | 79.27% |
| Common Stock | $12.85 Million | 7.50% |
| Other Comprehensive Income | $-6.18 Million | -3.61% |
| Other Components | $28.82 Million | 16.84% |
| Total Equity | $171.16 Million | 100.00% |
North Dallas Bank & Trust Co Competitors by Market Cap
The table below lists competitors of North Dallas Bank & Trust Co ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
BRIT AMER TOBACCO - Dusseldorf Stock Exchang
DU:BMT
|
$510.55K |
|
Auxico Resources Canada Inc
PINK:AUXIF
|
$510.69K |
|
Brand Group (M.G) Ltd
TA:BRND
|
$511.08K |
|
Pasinex Resources Limited
PINK:PSXRF
|
$511.30K |
|
InZinc Mining Ltd
PINK:LTHIF
|
$510.22K |
|
Fidere Patrimonio SOCIMI SA
MC:YFID
|
$510.02K |
|
Saferoads Holdings Ltd
AU:SRH
|
$510.00K |
|
SKECHERS USA-A
BE:SKAA
|
$509.70K |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in North Dallas Bank & Trust Co's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 163,995,000 to 171,158,000, a change of 7,163,000 (4.4%).
- Net income of 3,455,000 contributed positively to equity growth.
- Dividend payments of 1,028,000 reduced retained earnings.
- Other comprehensive income increased equity by 4,736,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $3.46 Million | +2.02% |
| Dividends Paid | $1.03 Million | -0.6% |
| Other Comprehensive Income | $4.74 Million | +2.77% |
| Total Change | $- | 4.37% |
Book Value vs Market Value Analysis
This analysis compares North Dallas Bank & Trust Co's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.83x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 1.53x to 0.83x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2003-12-31 | $36.04 | $55.00 | x |
| 2004-12-31 | $37.28 | $55.00 | x |
| 2005-12-31 | $38.22 | $55.00 | x |
| 2006-12-31 | $39.83 | $55.00 | x |
| 2013-12-31 | $50.24 | $55.00 | x |
| 2014-12-31 | $51.60 | $55.00 | x |
| 2015-12-31 | $53.14 | $55.00 | x |
| 2016-12-31 | $54.72 | $55.00 | x |
| 2017-12-31 | $55.87 | $55.00 | x |
| 2018-12-31 | $58.91 | $55.00 | x |
| 2019-12-31 | $62.82 | $55.00 | x |
| 2020-12-31 | $66.07 | $55.00 | x |
| 2021-12-31 | $65.28 | $55.00 | x |
| 2022-12-31 | $61.22 | $55.00 | x |
| 2023-12-31 | $63.82 | $55.00 | x |
| 2024-12-31 | $66.62 | $55.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently North Dallas Bank & Trust Co utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 2.02%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 4.09%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 11.16x
- Recent ROE (2.02%) is below the historical average (5.15%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2003 | 8.48% | 27.00% | 0.03x | 9.41x | $-1.41 Million |
| 2004 | 6.55% | 23.18% | 0.03x | 9.36x | $-3.30 Million |
| 2005 | 5.83% | 20.83% | 0.03x | 9.43x | $-4.09 Million |
| 2006 | 5.64% | 20.30% | 0.03x | 9.15x | $-4.46 Million |
| 2013 | 4.34% | 20.07% | 0.02x | 9.45x | $-7.30 Million |
| 2014 | 4.28% | 19.74% | 0.02x | 9.62x | $-7.58 Million |
| 2015 | 4.64% | 18.70% | 0.03x | 9.91x | $-7.32 Million |
| 2016 | 4.98% | 19.73% | 0.03x | 9.73x | $-7.05 Million |
| 2017 | 4.43% | 16.40% | 0.03x | 9.58x | $-8.00 Million |
| 2018 | 8.08% | 27.79% | 0.03x | 8.62x | $-2.90 Million |
| 2019 | 5.69% | 20.60% | 0.03x | 8.10x | $-6.96 Million |
| 2020 | 5.05% | 19.16% | 0.03x | 8.71x | $-8.39 Million |
| 2021 | 4.24% | 16.62% | 0.02x | 10.29x | $-9.66 Million |
| 2022 | 5.75% | 16.70% | 0.03x | 10.68x | $-6.68 Million |
| 2023 | 2.30% | 5.49% | 0.04x | 10.80x | $-12.62 Million |
| 2024 | 2.02% | 4.09% | 0.04x | 11.16x | $-13.66 Million |
Industry Comparison
This section compares North Dallas Bank & Trust Co's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| North Dallas Bank & Trust Co (NODB) | $173.74 Million | 8.48% | 9.81x | $510.45K |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |