New Peoples Bankshares Inc
New Peoples Bankshares, Inc. operates as a financial holding company for New Peoples Bank, Inc. that provides general banking services to the individuals, small to medium-sized businesses, and professional community in the United States. It offers demand, interest-bearing demand, business and personal checking and savings, money market, health savings, and individual retirement deposit accounts, … Read more
New Peoples Bankshares Inc (NWPP) - Net Assets
Latest net assets as of September 2025: $79.53 Million USD
Based on the latest financial reports, New Peoples Bankshares Inc (NWPP) has net assets worth $79.53 Million USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($910.72 Million) and total liabilities ($831.20 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $79.53 Million |
| % of Total Assets | 8.73% |
| Annual Growth Rate | -0.55% |
| 5-Year Change | 21.6% |
| 10-Year Change | 53.49% |
| Growth Volatility | 17.5 |
New Peoples Bankshares Inc - Net Assets Trend (2004–2024)
This chart illustrates how New Peoples Bankshares Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for New Peoples Bankshares Inc (2004–2024)
The table below shows the annual net assets of New Peoples Bankshares Inc from 2004 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $70.74 Million | +9.15% |
| 2023-12-31 | $64.81 Million | +13.27% |
| 2022-12-31 | $57.22 Million | -10.08% |
| 2021-12-31 | $63.63 Million | +9.37% |
| 2020-12-31 | $58.18 Million | +6.55% |
| 2019-12-31 | $54.60 Million | +6.54% |
| 2018-12-31 | $51.25 Million | +0.54% |
| 2017-12-31 | $50.97 Million | +8.65% |
| 2016-12-31 | $46.92 Million | +1.80% |
| 2015-12-31 | $46.09 Million | +7.55% |
| 2014-12-31 | $42.85 Million | +7.23% |
| 2013-12-31 | $39.96 Million | +0.24% |
| 2012-12-31 | $39.87 Million | +38.07% |
| 2011-12-31 | $28.87 Million | -32.25% |
| 2010-12-31 | $42.62 Million | -8.59% |
| 2009-12-31 | $46.62 Million | -7.36% |
| 2008-12-31 | $50.32 Million | +11.21% |
| 2007-12-31 | $45.25 Million | +6.86% |
| 2006-12-31 | $42.35 Million | +8.68% |
| 2005-12-31 | $38.96 Million | -50.70% |
| 2004-12-31 | $79.04 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to New Peoples Bankshares Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 2100100000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $21.00 Million | 29.69% |
| Common Stock | $47.27 Million | 66.83% |
| Other Comprehensive Income | $-11.98 Million | -16.94% |
| Other Components | $14.45 Million | 20.43% |
| Total Equity | $70.74 Million | 100.00% |
New Peoples Bankshares Inc Competitors by Market Cap
The table below lists competitors of New Peoples Bankshares Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Sunview Group Bhd
KLSE:0262
|
$24.90 Million |
|
GP Investments Ltd
SA:GPIV33
|
$24.90 Million |
|
6K Additive Inc
AU:6KA
|
$24.91 Million |
|
HWGG Entertainment Limited
PINK:HWGG
|
$24.91 Million |
|
Sharp Therapeutics Corp.
V:SHRX
|
$24.89 Million |
|
EuroDry Ltd
NASDAQ:EDRY
|
$24.88 Million |
|
Kobay Tech Bhd
KLSE:6971
|
$24.88 Million |
|
CervoMed Inc.
NASDAQ:CRVO
|
$24.88 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in New Peoples Bankshares Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 64,811,000 to 70,741,000, a change of 5,930,000 (9.1%).
- Net income of 8,204,000 contributed positively to equity growth.
- Dividend payments of 1,661,000 reduced retained earnings.
- Share repurchases of 282,000 reduced equity.
- Other comprehensive income decreased equity by 331,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $8.20 Million | +11.6% |
| Dividends Paid | $1.66 Million | -2.35% |
| Share Repurchases | $282.00K | -0.4% |
| Other Comprehensive Income | $-331.00K | -0.47% |
| Total Change | $- | 9.15% |
Book Value vs Market Value Analysis
This analysis compares New Peoples Bankshares Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.95x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has increased from 0.25x to 0.95x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2004-12-31 | $11.24 | $2.85 | x |
| 2005-12-31 | $4.98 | $2.85 | x |
| 2006-12-31 | $5.40 | $2.85 | x |
| 2007-12-31 | $4.36 | $2.85 | x |
| 2008-12-31 | $4.92 | $2.85 | x |
| 2009-12-31 | $4.66 | $2.85 | x |
| 2010-12-31 | $4.26 | $2.85 | x |
| 2011-12-31 | $2.88 | $2.85 | x |
| 2012-12-31 | $3.57 | $2.85 | x |
| 2013-12-31 | $1.83 | $2.85 | x |
| 2014-12-31 | $1.94 | $2.85 | x |
| 2015-12-31 | $2.01 | $2.85 | x |
| 2016-12-31 | $2.01 | $2.85 | x |
| 2017-12-31 | $2.17 | $2.85 | x |
| 2018-12-31 | $2.14 | $2.85 | x |
| 2019-12-31 | $2.28 | $2.85 | x |
| 2020-12-31 | $2.43 | $2.85 | x |
| 2021-12-31 | $2.63 | $2.85 | x |
| 2022-12-31 | $2.39 | $2.85 | x |
| 2023-12-31 | $2.72 | $2.85 | x |
| 2024-12-31 | $2.99 | $2.85 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently New Peoples Bankshares Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 11.60%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 14.79%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 12.09x
- Recent ROE (11.60%) is above the historical average (1.66%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2004 | 4.12% | 0.00% | 0.00x | 4.98x | $-4.65 Million |
| 2005 | 6.99% | 12.35% | 0.04x | 13.55x | $-1.17 Million |
| 2006 | 7.30% | 12.19% | 0.04x | 15.01x | $-1.14 Million |
| 2007 | 6.34% | 9.45% | 0.04x | 16.93x | $-1.65 Million |
| 2008 | 9.41% | 13.62% | 0.04x | 16.05x | $-295.30K |
| 2009 | -7.91% | -9.89% | 0.04x | 18.40x | $-8.35 Million |
| 2010 | -21.27% | -22.55% | 0.05x | 20.12x | $-13.33 Million |
| 2011 | -30.86% | -23.64% | 0.05x | 27.03x | $-11.80 Million |
| 2012 | -15.86% | -16.08% | 0.05x | 18.04x | $-10.31 Million |
| 2013 | 3.71% | 4.81% | 0.05x | 17.13x | $-2.51 Million |
| 2014 | 0.56% | 0.83% | 0.04x | 15.19x | $-4.05 Million |
| 2015 | 5.78% | 9.18% | 0.05x | 13.58x | $-1.95 Million |
| 2016 | 2.04% | 3.30% | 0.05x | 13.52x | $-3.73 Million |
| 2017 | 6.07% | 9.65% | 0.05x | 13.08x | $-2.00 Million |
| 2018 | 1.79% | 3.11% | 0.04x | 13.31x | $-4.21 Million |
| 2019 | 3.77% | 6.60% | 0.04x | 12.94x | $-3.40 Million |
| 2020 | 4.97% | 9.19% | 0.04x | 13.00x | $-2.93 Million |
| 2021 | 11.02% | 17.84% | 0.05x | 12.49x | $646.90K |
| 2022 | 14.12% | 20.10% | 0.05x | 13.55x | $2.36 Million |
| 2023 | 11.08% | 15.43% | 0.06x | 12.75x | $702.90K |
| 2024 | 11.60% | 14.79% | 0.06x | 12.09x | $1.13 Million |
Industry Comparison
This section compares New Peoples Bankshares Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| New Peoples Bankshares Inc (NWPP) | $79.53 Million | 4.12% | 10.45x | $24.89 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |