Oak View National Bank
Oak View Bankshares, Inc. operates as the bank holding company for Oak View National Bank that provides banking services for individual and corporate customers in the counties of Marshall, Warrenton, Culpeper, and Rappahannock, and Virginia. It offers checking, savings, money market, and retirement accounts; certificates of deposit; and certificate of deposit account registry services. The compan… Read more
Oak View National Bank (OAKV) - Net Assets
Latest net assets as of September 2025: $52.30 Million USD
Based on the latest financial reports, Oak View National Bank (OAKV) has net assets worth $52.30 Million USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($842.17 Million) and total liabilities ($789.88 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $52.30 Million |
| % of Total Assets | 6.21% |
| Annual Growth Rate | 10.87% |
| 5-Year Change | 45.46% |
| 10-Year Change | 108.73% |
| Growth Volatility | 263.65 |
Oak View National Bank - Net Assets Trend (2010–2024)
This chart illustrates how Oak View National Bank's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Oak View National Bank (2010–2024)
The table below shows the annual net assets of Oak View National Bank from 2010 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $38.28 Million | +17.16% |
| 2023-12-31 | $32.67 Million | +20.93% |
| 2022-12-31 | $27.02 Million | -5.64% |
| 2021-12-31 | $28.63 Million | +8.81% |
| 2020-12-31 | $26.31 Million | -88.75% |
| 2019-12-31 | $233.94 Million | +9.12% |
| 2018-12-31 | $214.39 Million | +951.58% |
| 2017-12-31 | $20.39 Million | +4.28% |
| 2016-12-31 | $19.55 Million | +6.61% |
| 2015-12-31 | $18.34 Million | +12.75% |
| 2014-12-31 | $16.26 Million | +72.14% |
| 2011-12-31 | $9.45 Million | +4.64% |
| 2010-12-31 | $9.03 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Oak View National Bank's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 2564913700.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $20.43 Million | 53.37% |
| Common Stock | $2.93 Million | 7.65% |
| Other Comprehensive Income | $-2.51 Million | -6.57% |
| Other Components | $17.43 Million | 45.55% |
| Total Equity | $38.28 Million | 100.00% |
Oak View National Bank Competitors by Market Cap
The table below lists competitors of Oak View National Bank ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
VFORF
PINK:VFORF
|
$38.48 Million |
|
JIN.JIU.RU.COM.BK C.H YC1
F:2JJ
|
$38.48 Million |
|
DENARIUS METALS CORP.
F:T7C0
|
$38.48 Million |
|
Clipan Finance Indonesia Tbk
JK:CFIN
|
$38.50 Million |
|
CF Acquisition VII Corp
NASDAQ:CFFS
|
$38.46 Million |
|
Real Consulting IT Business Solutions S.A.
AT:REALCONS
|
$38.46 Million |
|
Mitre Realty Empreendimentos e Participações S.A
SA:MTRE3
|
$38.43 Million |
|
Advanced Analog Technology
TWO:3438
|
$38.43 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Oak View National Bank's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 32,671,822 to 38,277,000, a change of 5,605,178 (17.2%).
- Net income of 6,097,000 contributed positively to equity growth.
- Dividend payments of 591,000 reduced retained earnings.
- Share repurchases of 557,000 reduced equity.
- Other comprehensive income increased equity by 471,107.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $6.10 Million | +15.93% |
| Dividends Paid | $591.00K | -1.54% |
| Share Repurchases | $557.00K | -1.46% |
| Other Comprehensive Income | $471.11K | +1.23% |
| Other Changes | $185.07K | +0.48% |
| Total Change | $- | 17.16% |
Book Value vs Market Value Analysis
This analysis compares Oak View National Bank's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.14x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2010-12-31 | $0.00 | $14.79 | x |
| 2011-12-31 | $0.00 | $14.79 | x |
| 2016-12-31 | $6.79 | $14.79 | x |
| 2017-12-31 | $7.02 | $14.79 | x |
| 2018-12-31 | $7.56 | $14.79 | x |
| 2019-12-31 | $8.25 | $14.79 | x |
| 2020-12-31 | $9.03 | $14.79 | x |
| 2021-12-31 | $9.74 | $14.79 | x |
| 2022-12-31 | $9.14 | $14.79 | x |
| 2023-12-31 | $11.09 | $14.79 | x |
| 2024-12-31 | $13.01 | $14.79 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Oak View National Bank utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 15.93%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 15.94%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 18.17x
- Recent ROE (15.93%) is above the historical average (4.85%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2010 | -20.51% | -110.44% | 0.02x | 10.32x | $-2.76 Million |
| 2011 | -6.24% | -18.80% | 0.03x | 12.27x | $-1.53 Million |
| 2014 | 2.70% | 6.25% | 0.04x | 10.63x | $-1.19 Million |
| 2015 | 4.49% | 11.13% | 0.04x | 9.80x | $-1.01 Million |
| 2016 | 5.79% | 13.73% | 0.04x | 10.23x | $-822.59K |
| 2017 | 4.11% | 9.22% | 0.04x | 10.71x | $-1.20 Million |
| 2018 | 7.83% | 19.70% | 0.04x | 10.77x | $-480.69K |
| 2019 | 8.46% | 22.04% | 0.04x | 10.91x | $-371.55K |
| 2020 | 7.67% | 17.58% | 0.04x | 10.82x | $-614.42K |
| 2021 | 8.63% | 19.22% | 0.04x | 12.05x | $-393.26K |
| 2022 | 11.31% | 19.02% | 0.03x | 18.44x | $353.73K |
| 2023 | 12.89% | 25.18% | 0.03x | 18.37x | $945.82K |
| 2024 | 15.93% | 15.94% | 0.06x | 18.17x | $2.27 Million |
Industry Comparison
This section compares Oak View National Bank's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $22,823,266,317
- Average return on equity (ROE) among peers: 14.64%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Oak View National Bank (OAKV) | $52.30 Million | -20.51% | 15.10x | $38.47 Million |
| Ameris Bancorp (ABCB) | $514.76 Million | 7.94% | 9.86x | $4.91 Billion |
| ACNB Corporation (ACNB) | $106.80 Million | 8.72% | 8.79x | $452.68 Million |
| Addiko Bank AG (ADBKF) | $6.08 Billion | 0.58% | 0.00x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $80.78 Million | 3.82% | 9.53x | $79.98 Million |
| Absa Group Limited (AGRPF) | $56.49 Billion | 12.11% | 11.71x | $6.72 Billion |
| AIB Group plc (AIBGY) | $2.74 Billion | 18.02% | 16.84x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $153.61 Billion | 39.08% | 6.47x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $8.37 Billion | 34.92% | 7.81x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $235.94 Million | 14.17% | 11.96x | $248.47 Million |