Partners Bank of California
Partners Bank of California provides various banking products and services to individuals, and small and medium market businesses in California. It offers checking, savings, money market, and negotiable order of withdrawal (NOW) accounts, as well as certificates of deposits. The company also provides lending solutions, including business lines of credit, business loans, commercial real estate loa… Read more
Partners Bank of California (PBKX) - Net Assets
Latest net assets as of December 2025: $64.29 Million USD
Based on the latest financial reports, Partners Bank of California (PBKX) has net assets worth $64.29 Million USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($712.57 Million) and total liabilities ($648.28 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $64.29 Million |
| % of Total Assets | 9.02% |
| Annual Growth Rate | 12.55% |
| 5-Year Change | 57.63% |
| 10-Year Change | N/A |
| Growth Volatility | 4.72 |
Partners Bank of California - Net Assets Trend (2016–2025)
This chart illustrates how Partners Bank of California's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Partners Bank of California (2016–2025)
The table below shows the annual net assets of Partners Bank of California from 2016 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $64.29 Million | +13.07% |
| 2024-12-31 | $56.86 Million | +12.87% |
| 2023-12-31 | $50.37 Million | +11.50% |
| 2022-12-31 | $45.18 Million | +10.77% |
| 2021-12-31 | $40.78 Million | +13.94% |
| 2020-12-31 | $35.80 Million | +7.66% |
| 2019-12-31 | $33.25 Million | +19.97% |
| 2018-12-31 | $27.71 Million | +19.60% |
| 2017-12-31 | $23.17 Million | +4.44% |
| 2016-12-31 | $22.19 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Partners Bank of California's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 3092200000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $25.40 Million | 39.51% |
| Common Stock | $35.61 Million | 55.39% |
| Other Comprehensive Income | $-8.00K | -0.01% |
| Other Components | $3.28 Million | 5.11% |
| Total Equity | $64.29 Million | 100.00% |
Partners Bank of California Competitors by Market Cap
The table below lists competitors of Partners Bank of California ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
SUMI DAI PHARMA (DPM.SG)
STU:DPM
|
$93.88K |
|
Merchavia Holdings and Investments Ltd
TA:MRHL
|
$93.91K |
|
INCHCAPE - Dusseldorf Stock Exchang
DU:IJCA
|
$93.92K |
|
BETASHARES CAPITAL LTD
AU:QNDQ
|
$93.96K |
|
Quantumsphere Acquisition Corp. Units
NASDAQ:QUMSU
|
$93.76K |
|
NOKIAN TYRES
BE:NRE
|
$93.64K |
|
Chicago Atlantic BDC, Inc.
NASDAQ:LIEN
|
$93.61K |
|
Brookfield Office Properties Inc
OTCGREY:BRKFF
|
$93.58K |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Partners Bank of California's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 56,856,000 to 64,288,000, a change of 7,432,000 (13.1%).
- Net income of 6,011,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 9,000.
- Other factors increased equity by 1,412,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $6.01 Million | +9.35% |
| Other Comprehensive Income | $9.00K | +0.01% |
| Other Changes | $1.41 Million | +2.2% |
| Total Change | $- | 13.07% |
Book Value vs Market Value Analysis
This analysis compares Partners Bank of California's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.68x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2016-12-31 | $0.00 | $9.75 | x |
| 2017-12-31 | $0.00 | $9.75 | x |
| 2018-12-31 | $7.43 | $9.75 | x |
| 2019-12-31 | $8.07 | $9.75 | x |
| 2020-12-31 | $8.17 | $9.75 | x |
| 2021-12-31 | $9.10 | $9.75 | x |
| 2022-12-31 | $9.84 | $9.75 | x |
| 2023-12-31 | $11.30 | $9.75 | x |
| 2024-12-31 | $12.34 | $9.75 | x |
| 2025-12-31 | $14.25 | $9.75 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Partners Bank of California utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 9.35%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 16.57%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 11.08x
- Recent ROE (9.35%) is above the historical average (7.19%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2016 | 3.72% | 13.53% | 0.03x | 8.52x | $-1.39 Million |
| 2017 | 3.02% | 9.09% | 0.04x | 8.55x | $-1.62 Million |
| 2018 | 5.15% | 13.53% | 0.04x | 9.31x | $-1.35 Million |
| 2019 | 6.21% | 15.54% | 0.04x | 9.26x | $-1.26 Million |
| 2020 | 6.05% | 12.91% | 0.04x | 11.36x | $-1.41 Million |
| 2021 | 11.07% | 27.55% | 0.04x | 9.85x | $436.60K |
| 2022 | 7.85% | 20.88% | 0.04x | 10.46x | $-972.70K |
| 2023 | 8.99% | 18.60% | 0.05x | 9.68x | $-507.30K |
| 2024 | 10.49% | 20.34% | 0.04x | 11.67x | $276.40K |
| 2025 | 9.35% | 16.57% | 0.05x | 11.08x | $-417.80K |
Industry Comparison
This section compares Partners Bank of California's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Partners Bank of California (PBKX) | $64.29 Million | 3.72% | 10.08x | $93.82K |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |