Postal Savings Bank of China Co. Ltd
Postal Savings Bank of China Co., Ltd., together with its subsidiaries, provides various banking products and services for retail and corporate customers in the People's Republic of China. It offers demand, time, personal call, time/demand optional, call, negotiated, and foreign currency deposits, as well as passbooks and certificate of deposits; credit, mortgage, government, farmer, and merchant… Read more
Postal Savings Bank of China Co. Ltd (PSBKF) - Net Assets
Latest net assets as of September 2025: $1.17 Trillion USD
Based on the latest financial reports, Postal Savings Bank of China Co. Ltd (PSBKF) has net assets worth $1.17 Trillion USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($18.61 Trillion) and total liabilities ($17.44 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $1.17 Trillion |
| % of Total Assets | 6.27% |
| Annual Growth Rate | -12.06% |
| 5-Year Change | 73.99% |
| 10-Year Change | 280.92% |
| Growth Volatility | 34.79 |
Postal Savings Bank of China Co. Ltd - Net Assets Trend (2012–2024)
This chart illustrates how Postal Savings Bank of China Co. Ltd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Postal Savings Bank of China Co. Ltd (2012–2024)
The table below shows the annual net assets of Postal Savings Bank of China Co. Ltd from 2012 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $1.03 Trillion | +31.15% |
| 2023-12-31 | $786.63 Billion | -4.74% |
| 2022-12-31 | $825.81 Billion | +20.46% |
| 2021-12-31 | $685.56 Billion | +15.62% |
| 2020-12-31 | $592.94 Billion | +8.82% |
| 2019-12-31 | $544.88 Billion | +14.64% |
| 2018-12-31 | $475.31 Billion | +10.19% |
| 2017-12-31 | $431.36 Billion | +24.35% |
| 2016-12-31 | $346.89 Billion | +28.08% |
| 2015-12-31 | $270.83 Billion | +44.13% |
| 2014-12-31 | $187.91 Billion | +33.22% |
| 2013-12-31 | $141.05 Billion | -97.08% |
| 2012-12-31 | $4.83 Trillion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Postal Savings Bank of China Co. Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 305.9% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $263.34 Billion | 25.58% |
| Common Stock | $99.16 Billion | 9.63% |
| Other Components | $667.16 Billion | 64.79% |
| Total Equity | $1.03 Trillion | 100.00% |
Postal Savings Bank of China Co. Ltd Competitors by Market Cap
The table below lists competitors of Postal Savings Bank of China Co. Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Swiss Re Ltd
PINK:SSREY
|
$11.08 Billion |
|
Gfl Environmental Holdings Inc
NYSE:GFL
|
$11.12 Billion |
|
ZTE Corp-H
PINK:ZTCOF
|
$11.14 Billion |
|
IAMGold Corporation
NYSE:IAG
|
$11.14 Billion |
|
ABN AMRO Bank N.V
PINK:AAVMY
|
$11.03 Billion |
|
BridgeBio Pharma Inc
NASDAQ:BBIO
|
$11.03 Billion |
|
Globe Life Inc
NYSE:GL
|
$11.03 Billion |
|
Guardant Health Inc
NASDAQ:GH
|
$11.02 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Postal Savings Bank of China Co. Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 784,887,000,000 to 1,029,669,000,000, a change of 244,782,000,000 (31.2%).
- Net income of 86,479,000,000 contributed positively to equity growth.
- Dividend payments of 37,648,000,000 reduced retained earnings.
- Other comprehensive income decreased equity by 276,170,000,000.
- Other factors increased equity by 472,121,000,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $86.48 Billion | +8.4% |
| Dividends Paid | $37.65 Billion | -3.66% |
| Other Comprehensive Income | $-276.17 Billion | -26.82% |
| Other Changes | $472.12 Billion | +45.85% |
| Total Change | $- | 31.19% |
Book Value vs Market Value Analysis
This analysis compares Postal Savings Bank of China Co. Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.06x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 0.26x to 0.06x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2012-12-31 | $2.55 | $0.66 | x |
| 2013-12-31 | $3.13 | $0.66 | x |
| 2014-12-31 | $3.99 | $0.66 | x |
| 2015-12-31 | $3.34 | $0.66 | x |
| 2016-12-31 | $4.83 | $0.66 | x |
| 2017-12-31 | $5.32 | $0.66 | x |
| 2018-12-31 | $5.85 | $0.66 | x |
| 2019-12-31 | $6.69 | $0.66 | x |
| 2020-12-31 | $6.81 | $0.66 | x |
| 2021-12-31 | $7.41 | $0.66 | x |
| 2022-12-31 | $8.92 | $0.66 | x |
| 2023-12-31 | $8.05 | $0.66 | x |
| 2024-12-31 | $10.38 | $0.66 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Postal Savings Bank of China Co. Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 8.40%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 36.88%
- • Asset Turnover: 0.01x
- • Equity Multiplier: 16.59x
- Recent ROE (8.40%) is below the historical average (13.27%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2012 | 24.70% | 23.45% | 0.02x | 42.68x | $16.88 Billion |
| 2013 | 21.03% | 11.70% | 0.05x | 39.55x | $15.56 Billion |
| 2014 | 17.33% | 11.07% | 0.05x | 33.52x | $13.78 Billion |
| 2015 | 12.89% | 10.93% | 0.04x | 26.98x | $7.81 Billion |
| 2016 | 11.49% | 12.62% | 0.04x | 23.85x | $5.15 Billion |
| 2017 | 11.06% | 13.63% | 0.04x | 20.91x | $4.59 Billion |
| 2018 | 11.03% | 13.11% | 0.04x | 20.06x | $4.87 Billion |
| 2019 | 11.20% | 14.05% | 0.04x | 18.79x | $6.55 Billion |
| 2020 | 10.85% | 14.14% | 0.04x | 19.19x | $5.02 Billion |
| 2021 | 11.13% | 15.02% | 0.04x | 18.40x | $7.76 Billion |
| 2022 | 10.34% | 15.49% | 0.04x | 17.07x | $2.80 Billion |
| 2023 | 10.99% | 27.24% | 0.02x | 20.04x | $7.78 Billion |
| 2024 | 8.40% | 36.88% | 0.01x | 16.59x | $-16.49 Billion |
Industry Comparison
This section compares Postal Savings Bank of China Co. Ltd's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Postal Savings Bank of China Co. Ltd (PSBKF) | $1.17 Trillion | 24.70% | 14.96x | $11.06 Billion |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |