Prudential plc

PINK:PUKPF USA Insurance - Life
Market Cap
$22.26 Billion
Market Cap Rank
#868 Global
#678 in USA
Share Price
$8.83
Change (1 day)
-7.15%
52-Week Range
$8.83 - $9.51
All Time High
$20.76
About

Prudential plc, through its subsidiaries, provides life and health insurance, and asset management solutions to individuals in Asia and Africa. It offers savings and investments products; wealth, health, and protection products; and foreign exchange services. The company was founded in 1848 and is headquartered in Central, Hong Kong.

Prudential plc (PUKPF) - Net Assets

Latest net assets as of June 2025: $19.44 Billion USD

Based on the latest financial reports, Prudential plc (PUKPF) has net assets worth $19.44 Billion USD as of June 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($199.12 Billion) and total liabilities ($179.68 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets $19.44 Billion
% of Total Assets 9.77%
Annual Growth Rate 8.4%
5-Year Change -15.57%
10-Year Change -2.71%
Growth Volatility 25.86

Prudential plc - Net Assets Trend (1985–2024)

This chart illustrates how Prudential plc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Prudential plc (1985–2024)

The table below shows the annual net assets of Prudential plc from 1985 to 2024.

Year Net Assets Change
2024-12-31 $18.67 Billion +3.84%
2023-12-31 $17.98 Billion +6.42%
2022-12-31 $16.90 Billion -11.58%
2021-12-31 $19.11 Billion -13.60%
2020-12-31 $22.12 Billion +12.46%
2019-12-31 $19.67 Billion -10.56%
2018-12-31 $21.99 Billion +1.01%
2017-12-31 $21.77 Billion +20.31%
2016-12-31 $18.10 Billion -5.72%
2015-12-31 $19.19 Billion +4.40%
2014-12-31 $18.39 Billion +15.52%
2013-12-31 $15.91 Billion +53.56%
2012-12-31 $10.36 Billion -22.44%
2011-12-31 $13.36 Billion +7.22%
2010-12-31 $12.46 Billion +22.28%
2009-12-31 $10.19 Billion +36.12%
2008-12-31 $7.49 Billion -38.75%
2007-12-31 $12.22 Billion +11.02%
2006-12-31 $11.01 Billion +19.25%
2005-12-31 $9.23 Billion +1.07%
2004-12-31 $9.14 Billion -0.23%
2003-12-31 $9.16 Billion +16.55%
2002-12-31 $7.86 Billion -9.33%
2001-12-31 $8.67 Billion -10.12%
2000-12-31 $9.64 Billion +74.06%
1999-12-31 $5.54 Billion +2.71%
1998-12-31 $5.39 Billion +17.22%
1997-12-31 $4.60 Billion -2.56%
1996-12-31 $4.72 Billion +74.90%
1995-12-31 $2.70 Billion +36.71%
1994-12-31 $1.97 Billion +69.40%
1993-12-31 $1.17 Billion +52.18%
1992-12-31 $765.93 Million -12.54%
1991-12-31 $875.72 Million -10.49%
1990-12-31 $978.36 Million -25.18%
1989-12-31 $1.31 Billion +18.85%
1988-12-31 $1.10 Billion +15.87%
1987-12-31 $949.54 Million +9.40%
1986-12-31 $867.95 Million +7.82%
1985-12-31 $805.04 Million --

Equity Component Analysis

This analysis shows how different components contribute to Prudential plc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 1190600000000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Retained Earnings $11.91 Billion 68.07%
Common Stock $176.00 Million 1.01%
Other Components $5.41 Billion 30.93%
Total Equity $17.49 Billion 100.00%

Prudential plc Competitors by Market Cap

The table below lists competitors of Prudential plc ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Prudential plc's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 17,823,000,000 to 17,492,000,000, a change of -331,000,000 (-1.9%).
  • Net income of 2,285,000,000 contributed positively to equity growth.
  • Dividend payments of 552,000,000 reduced retained earnings.
  • Share repurchases of 860,000,000 reduced equity.
  • Other comprehensive income decreased equity by 702,007,373.
  • Other factors decreased equity by 501,992,627.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income $2.29 Billion +13.06%
Dividends Paid $552.00 Million -3.16%
Share Repurchases $860.00 Million -4.92%
Other Comprehensive Income $-702.01 Million -4.01%
Other Changes $-501.99 Million -2.87%
Total Change $- -1.86%

Book Value vs Market Value Analysis

This analysis compares Prudential plc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 1.37x
  • The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
  • The price-to-book ratio has decreased from 15.60x to 1.37x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
1988-12-31 $0.57 $8.83 x
1989-12-31 $0.67 $8.83 x
1990-12-31 $0.50 $8.83 x
1991-12-31 $0.45 $8.83 x
1992-12-31 $0.39 $8.83 x
1993-12-31 $0.59 $8.83 x
1994-12-31 $1.00 $8.83 x
1995-12-31 $1.36 $8.83 x
1996-12-31 $2.37 $8.83 x
1997-12-31 $2.27 $8.83 x
1998-12-31 $2.65 $8.83 x
1999-12-31 $2.72 $8.83 x
2000-12-31 $9.42 $8.83 x
2001-12-31 $4.20 $8.83 x
2002-12-31 $3.80 $8.83 x
2003-12-31 $4.24 $8.83 x
2004-12-31 $4.05 $8.83 x
2005-12-31 $2.19 $8.83 x
2006-12-31 $4.45 $8.83 x
2007-12-31 $4.91 $8.83 x
2008-12-31 $3.00 $8.83 x
2009-12-31 $4.05 $8.83 x
2010-12-31 $4.90 $8.83 x
2011-12-31 $5.24 $8.83 x
2012-12-31 $6.58 $8.83 x
2013-12-31 $6.24 $8.83 x
2014-12-31 $7.20 $8.83 x
2015-12-31 $7.51 $8.83 x
2016-12-31 $5.72 $8.83 x
2017-12-31 $8.47 $8.83 x
2018-12-31 $8.53 $8.83 x
2019-12-31 $5.68 $8.83 x
2020-12-31 $16.08 $8.83 x
2021-12-31 $14.41 $8.83 x
2022-12-31 $12.23 $8.83 x
2023-12-31 $12.98 $8.83 x
2024-12-31 $6.43 $8.83 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Prudential plc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 13.06%
  • The company shows good efficiency in utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 28.07%
  • • Asset Turnover: 0.04x
  • • Equity Multiplier: 10.40x
  • Recent ROE (13.06%) is below the historical average (19.35%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
1989 47.38% 0.00% 0.00x 48.07x $488.03 Million
1990 48.47% 0.00% 0.00x 72.66x $373.25 Million
1991 18.79% 0.00% 0.00x 92.50x $76.16 Million
1992 55.95% 0.00% 0.00x 104.28x $351.27 Million
1993 50.25% 0.00% 0.00x 82.68x $469.20 Million
1994 17.58% 0.00% 0.00x 51.94x $149.62 Million
1995 43.39% 0.00% 0.00x 42.89x $901.32 Million
1996 51.03% 0.00% 0.00x 28.45x $1.94 Billion
1997 30.08% 0.00% 0.00x 38.89x $923.59 Million
1998 27.09% 0.00% 0.00x 36.56x $921.40 Million
1999 15.83% 0.00% 0.00x 44.00x $322.89 Million
2000 10.18% 3.98% 0.11x 23.66x $17.18 Million
2001 -6.84% -7.90% 0.03x 26.06x $-1.46 Billion
2002 9.22% 10.89% 0.03x 31.45x $-61.34 Million
2003 12.97% 3.94% 0.11x 31.29x $271.79 Million
2004 11.52% 1.52% 0.19x 40.10x $130.62 Million
2005 24.78% 1.82% 0.20x 68.72x $767.68 Million
2006 15.93% 2.49% 0.16x 39.45x $637.13 Million
2007 15.62% 2.88% 0.15x 36.19x $675.86 Million
2008 -7.83% 0.00% -0.03x 42.61x $-1.32 Billion
2009 10.78% 2.27% 0.13x 36.32x $79.07 Million
2010 11.54% 3.00% 0.12x 32.47x $191.50 Million
2011 17.40% 4.08% 0.14x 31.53x $983.73 Million
2012 12.92% 2.46% 0.29x 17.97x $488.98 Million
2013 13.95% 6.89% 0.06x 33.78x $628.27 Million
2014 18.76% 9.21% 0.07x 31.26x $1.61 Billion
2015 19.91% 13.67% 0.05x 29.87x $1.90 Billion
2016 16.16% 4.06% 0.10x 39.58x $903.54 Million
2017 14.84% 2.76% 0.18x 30.71x $1.05 Billion
2018 17.39% 12.07% 0.05x 29.49x $1.62 Billion
2019 13.28% 2.08% 0.21x 30.89x $482.70 Million
2020 10.14% 5.84% 0.07x 24.72x $30.20 Million
2021 11.69% 8.35% 0.14x 9.94x $320.40 Million
2022 -6.02% 0.00% -0.17x 9.58x $-2.68 Billion
2023 9.54% 14.21% 0.07x 9.77x $-81.30 Million
2024 13.06% 28.07% 0.04x 10.40x $535.80 Million

Industry Comparison

This section compares Prudential plc's net assets metrics with peer companies in the Insurance - Life industry.

Industry Context

  • Industry: Insurance - Life
  • Average net assets among peers: $38,213,058,191
  • Average return on equity (ROE) among peers: 29.55%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Prudential plc (PUKPF) $19.44 Billion 47.38% 9.24x $22.73 Billion
AIA Group Ltd (AAIGF) $145.77 Billion 1.94% 0.01x $75.83 Billion
Atlantic American Corporation (AAME) $78.54 Million -15.55% 4.39x $10.88 Million
Abacus Life Inc. (ABL) $766.89K 130.06% 1.40x $276.35 Million
Abacus Global Management, Inc. (ABX) $28.15 Million 112.55% 1.10x $92.22K
Aflac Incorporated (AFL) $6.64 Billion 18.89% 10.95x $56.14 Billion
Anadolu Hayat Emeklilik Anonim Sirketi (AUHYF) $1.29 Billion 28.05% 20.11x $90.55 Million
Brighthouse Financial Inc (BHF) $5.02 Billion 7.72% 46.48x $3.38 Billion
Challenger Limited (CFIGF) $1.80 Billion 14.53% 8.91x $1.66 Billion
Citizens Inc (CIA) $259.84 Million -0.53% 5.72x $217.90 Million
China Life Insurance Co Ltd (CILJF) $221.24 Billion -2.13% 0.03x $16.34 Billion