Randall & Quilter Investment Holdings Ltd
R&Q Insurance Holdings Ltd. operates as a non-life speciality insurance company in the United Kingdom, North America, and Europe. The company provides program management and legacy insurance; and capital solutions for books of non-life business. It acts as conduits between MGAs and other niche underwriters and their capital providers. The company was formerly known as Randall & Quilter Investment… Read more
Randall & Quilter Investment Holdings Ltd (RQIHF) - Net Assets
Latest net assets as of June 2023: $252.20 Million USD
Based on the latest financial reports, Randall & Quilter Investment Holdings Ltd (RQIHF) has net assets worth $252.20 Million USD as of June 2023.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($5.90 Billion) and total liabilities ($5.65 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $252.20 Million |
| % of Total Assets | 4.27% |
| Annual Growth Rate | -4.9% |
| 5-Year Change | -38.26% |
| 10-Year Change | -32.27% |
| Growth Volatility | 128.0 |
Randall & Quilter Investment Holdings Ltd - Net Assets Trend (2004–2022)
This chart illustrates how Randall & Quilter Investment Holdings Ltd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Randall & Quilter Investment Holdings Ltd (2004–2022)
The table below shows the annual net assets of Randall & Quilter Investment Holdings Ltd from 2004 to 2022.
| Year | Net Assets | Change |
|---|---|---|
| 2022-12-31 | $185.20 Million | -53.29% |
| 2021-12-31 | $396.50 Million | -45.15% |
| 2020-12-31 | $722.85 Million | +47.96% |
| 2019-12-31 | $488.54 Million | +62.87% |
| 2018-12-31 | $299.95 Million | -0.90% |
| 2017-12-31 | $302.68 Million | +111.81% |
| 2016-12-31 | $142.91 Million | -24.69% |
| 2015-12-31 | $189.76 Million | -15.12% |
| 2014-12-31 | $223.56 Million | -18.24% |
| 2013-12-31 | $273.45 Million | +39.39% |
| 2012-12-31 | $196.17 Million | +20.73% |
| 2011-12-31 | $162.48 Million | -14.25% |
| 2010-12-31 | $189.48 Million | -4.36% |
| 2009-12-31 | $198.11 Million | -5.93% |
| 2008-12-31 | $210.61 Million | -90.44% |
| 2007-12-31 | $2.20 Billion | -12.14% |
| 2006-12-31 | $2.51 Billion | +523.28% |
| 2005-12-31 | $402.39 Million | -12.05% |
| 2004-12-31 | $457.50 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Randall & Quilter Investment Holdings Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 18418994000.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2022)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $10.05 Million | 5.43% |
| Other Comprehensive Income | $-42.52 Million | -22.96% |
| Other Components | $401.86 Million | 216.98% |
| Total Equity | $185.20 Million | 100.00% |
Randall & Quilter Investment Holdings Ltd Competitors by Market Cap
The table below lists competitors of Randall & Quilter Investment Holdings Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Strikewell Energy Corp
V:SKK
|
$293.23K |
|
Philoptics Co. Ltd.
KO:161580
|
$293.25K |
|
INDUS HOLDING - Dusseldorf Stock Exchang
DU:INH
|
$293.35K |
|
POLYONE (PY9.SG)
STU:PY9
|
$293.41K |
|
NKSJ HOLDINGS
MU:ANK
|
$292.88K |
|
TAKEDA PHARMA - Dusseldorf Stock Exchang
DU:TKD
|
$292.75K |
|
Österreichische Post AG
BE:O3P
|
$292.59K |
|
Pluribus Technologies Corp
V:PLRB
|
$292.51K |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Randall & Quilter Investment Holdings Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2021 to 2022, total equity changed from 396,500,000 to 185,200,000, a change of -211,300,000 (-53.3%).
- Net loss of 297,000,000 reduced equity.
- New share issuances of 124,000,000 increased equity.
- Other comprehensive income decreased equity by 26,819,107.
- Other factors decreased equity by 11,480,893.
Equity Change Factors (2021 to 2022)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $-297.00 Million | -160.37% |
| Share Issuances | $124.00 Million | +66.95% |
| Other Comprehensive Income | $-26.82 Million | -14.48% |
| Other Changes | $-11.48 Million | -6.2% |
| Total Change | $- | -53.29% |
Book Value vs Market Value Analysis
This analysis compares Randall & Quilter Investment Holdings Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.00x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2004-12-31 | $0.73 | $0.00 | x |
| 2005-12-31 | $0.68 | $0.00 | x |
| 2006-12-31 | $3.45 | $0.00 | x |
| 2007-12-31 | $5.00 | $0.00 | x |
| 2008-12-31 | $3.60 | $0.00 | x |
| 2009-12-31 | $3.55 | $0.00 | x |
| 2010-12-31 | $3.29 | $0.00 | x |
| 2011-12-31 | $3.00 | $0.00 | x |
| 2012-12-31 | $3.43 | $0.00 | x |
| 2013-12-31 | $4.08 | $0.00 | x |
| 2014-12-31 | $2.86 | $0.00 | x |
| 2015-12-31 | $2.51 | $0.00 | x |
| 2016-12-31 | $1.88 | $0.00 | x |
| 2017-12-31 | $3.20 | $0.00 | x |
| 2018-12-31 | $2.27 | $0.00 | x |
| 2019-12-31 | $2.54 | $0.00 | x |
| 2020-12-31 | $2.72 | $0.00 | x |
| 2021-12-31 | $1.46 | $0.00 | x |
| 2022-12-31 | $0.57 | $0.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Randall & Quilter Investment Holdings Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -160.37%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -368.03%
- • Asset Turnover: 0.01x
- • Equity Multiplier: 31.94x
- Recent ROE (-160.37%) is below the historical average (-2.80%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2004 | 32.35% | 0.00% | 0.00x | 11.11x | $9.32 Million |
| 2005 | 2.43% | 0.00% | 0.00x | 10.52x | $-2.92 Million |
| 2006 | 39.84% | 0.00% | 0.00x | 13.05x | $58.62 Million |
| 2007 | 5.49% | 33.70% | 0.02x | 7.66x | $-13.03 Million |
| 2008 | 4.18% | 26.72% | 0.02x | 8.55x | $-12.25 Million |
| 2009 | -0.14% | -0.65% | 0.03x | 7.84x | $-20.09 Million |
| 2010 | 5.33% | 19.99% | 0.04x | 7.29x | $-8.86 Million |
| 2011 | -0.47% | -6.02% | 0.01x | 7.44x | $-17.01 Million |
| 2012 | 9.76% | 41.53% | 0.04x | 6.56x | $-433.70K |
| 2013 | 4.55% | 24.83% | 0.04x | 4.72x | $-14.71 Million |
| 2014 | -3.26% | -6.89% | 0.08x | 6.23x | $-28.59 Million |
| 2015 | 2.33% | 4.51% | 0.08x | 6.35x | $-14.54 Million |
| 2016 | 7.26% | 13.91% | 0.06x | 8.33x | $-3.91 Million |
| 2017 | 10.22% | 12.37% | 0.13x | 6.39x | $667.35K |
| 2018 | 4.18% | 12.16% | 0.05x | 6.82x | $-17.42 Million |
| 2019 | 10.03% | 14.30% | 0.11x | 6.14x | $124.86K |
| 2020 | 5.22% | 7.26% | 0.10x | 7.04x | $-34.56 Million |
| 2021 | -32.06% | -119.57% | 0.02x | 13.03x | $-166.75 Million |
| 2022 | -160.37% | -368.03% | 0.01x | 31.94x | $-315.52 Million |
Industry Comparison
This section compares Randall & Quilter Investment Holdings Ltd's net assets metrics with peer companies in the Insurance - Specialty industry.
Industry Context
- Industry: Insurance - Specialty
- Average net assets among peers: $2,519,148,457
- Average return on equity (ROE) among peers: 4.05%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Randall & Quilter Investment Holdings Ltd (RQIHF) | $252.20 Million | 32.35% | 22.40x | $292.92K |
| ACMAT Corporation (ACMT) | $31.30 Million | 2.22% | 0.84x | $2.73 Million |
| Enact Holdings Inc (ACT) | $4.10 Billion | 17.17% | 0.40x | $1.08 Billion |
| Assured Guaranty Ltd (AGO) | $6.55 Billion | 7.95% | 1.08x | $3.63 Billion |
| Ambac Financial Group Inc (AMBC) | $2.28 Billion | -142.47% | 9.34x | $343.48 Million |
| AMERISAFE Inc (AMSF) | $158.78 Million | 23.53% | 5.26x | $612.03 Million |
| AXIS Capital Holdings Ltd (AXS) | $5.87 Billion | 10.94% | 2.41x | $7.47 Billion |
| Beazley plc (BZLYF) | $1.50 Billion | 8.67% | 4.04x | $6.37 Billion |
| Employers Holdings Inc (EIG) | $144.61 Million | 95.15% | 20.40x | $762.61 Million |
| Essent Group Ltd (ESNT) | $4.46 Billion | 18.63% | 0.28x | $5.45 Billion |
| First Acceptance Corp (FACO) | $92.90 Million | -1.32% | 2.47x | $134.82 Million |