Ramsdens Holdings PLC
Ramsdens Holdings PLC engages in the provision of diversified financial services in the United Kingdom and internationally. It operates through four segments: Foreign Currency Exchange, Pawnbroking, Jewellery Retail, and Purchase of Precious Metals. The company engages in the sale and purchase of foreign currency notes to holidaymakers; provision of pawnbroking and asset backed lending services; … Read more
Ramsdens Holdings PLC (RSDEF) - Net Assets
Latest net assets as of March 2025: $54.71 Million USD
Based on the latest financial reports, Ramsdens Holdings PLC (RSDEF) has net assets worth $54.71 Million USD as of March 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($77.29 Million) and total liabilities ($22.58 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $54.71 Million |
| % of Total Assets | 70.78% |
| Annual Growth Rate | 7.71% |
| 5-Year Change | 50.77% |
| 10-Year Change | 264.17% |
| Growth Volatility | 18.87 |
Ramsdens Holdings PLC - Net Assets Trend (2013–2024)
This chart illustrates how Ramsdens Holdings PLC's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Ramsdens Holdings PLC (2013–2024)
The table below shows the annual net assets of Ramsdens Holdings PLC from 2013 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-09-30 | $53.61 Million | +11.29% |
| 2023-09-30 | $48.17 Million | +15.11% |
| 2022-09-30 | $41.84 Million | +15.77% |
| 2021-09-30 | $36.14 Million | +1.65% |
| 2020-09-30 | $35.55 Million | +15.03% |
| 2018-09-30 | $30.91 Million | +12.12% |
| 2017-09-30 | $27.57 Million | +17.84% |
| 2016-09-30 | $23.39 Million | +42.41% |
| 2015-09-30 | $16.43 Million | +11.60% |
| 2014-09-30 | $14.72 Million | -37.85% |
| 2013-09-30 | $23.69 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Ramsdens Holdings PLC's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 108.4% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (September 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $48.40 Million | 90.28% |
| Common Stock | $319.00K | 0.60% |
| Other Components | $4.89 Million | 9.13% |
| Total Equity | $53.61 Million | 100.00% |
Ramsdens Holdings PLC Competitors by Market Cap
The table below lists competitors of Ramsdens Holdings PLC ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Zephyr Energy plc
OTCQB:ZPHRF
|
$67.99 Million |
|
Stillwater Critical Minerals Corp
V:PGE
|
$68.01 Million |
|
Delhi Bank Corp
PINK:DWNX
|
$68.02 Million |
|
Macpower CNC Machines Limited
NSE:MACPOWER
|
$68.03 Million |
|
Yunsung F&C Co. Ltd.
KQ:372170
|
$67.95 Million |
|
NI Holdings Inc
NASDAQ:NODK
|
$67.95 Million |
|
Audio Pixels Holdings Limited
OTCGREY:ADPXF
|
$67.94 Million |
|
AVATION PLC LS-01
F:9K0
|
$67.88 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Ramsdens Holdings PLC's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 48,167,000 to 53,606,000, a change of 5,439,000 (11.3%).
- Net income of 8,297,000 contributed positively to equity growth.
- Dividend payments of 3,298,000 reduced retained earnings.
- New share issuances of 2,000 increased equity.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $8.30 Million | +15.48% |
| Dividends Paid | $3.30 Million | -6.15% |
| Share Issuances | $2.00K | +0.0% |
| Other Changes | $438.00K | +0.82% |
| Total Change | $- | 11.29% |
Book Value vs Market Value Analysis
This analysis compares Ramsdens Holdings PLC's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.44x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 3.11x to 1.44x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2013-09-30 | $0.77 | $2.39 | x |
| 2014-09-30 | $0.48 | $2.39 | x |
| 2015-09-30 | $0.53 | $2.39 | x |
| 2016-09-30 | $0.91 | $2.39 | x |
| 2017-09-30 | $0.87 | $2.39 | x |
| 2018-09-30 | $0.98 | $2.39 | x |
| 2020-09-30 | $1.12 | $2.39 | x |
| 2021-09-30 | $1.14 | $2.39 | x |
| 2022-09-30 | $1.31 | $2.39 | x |
| 2023-09-30 | $1.49 | $2.39 | x |
| 2024-09-30 | $1.66 | $2.39 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Ramsdens Holdings PLC utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 15.48%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 8.68%
- • Asset Turnover: 1.17x
- • Equity Multiplier: 1.52x
- Recent ROE (15.48%) is below the historical average (21.27%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2013 | 5.08% | 3.08% | 1.21x | 1.36x | $-1.17 Million |
| 2014 | 106.59% | 53.59% | 1.03x | 1.93x | $14.22 Million |
| 2015 | 10.40% | 5.70% | 1.04x | 1.75x | $65.20K |
| 2016 | 8.59% | 5.82% | 1.10x | 1.34x | $-329.50K |
| 2017 | 18.26% | 12.60% | 1.06x | 1.36x | $2.28 Million |
| 2018 | 16.69% | 11.03% | 1.07x | 1.42x | $2.07 Million |
| 2020 | 20.02% | 9.82% | 1.38x | 1.47x | $3.56 Million |
| 2021 | 1.01% | 0.90% | 0.77x | 1.46x | $-3.25 Million |
| 2022 | 15.74% | 9.96% | 0.97x | 1.63x | $2.40 Million |
| 2023 | 16.10% | 9.25% | 1.13x | 1.54x | $2.94 Million |
| 2024 | 15.48% | 8.68% | 1.17x | 1.52x | $2.94 Million |
Industry Comparison
This section compares Ramsdens Holdings PLC's net assets metrics with peer companies in the Luxury Goods industry.
Industry Context
- Industry: Luxury Goods
- Average net assets among peers: $6,179,489,313
- Average return on equity (ROE) among peers: 7.06%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Ramsdens Holdings PLC (RSDEF) | $54.71 Million | 5.08% | 0.41x | $67.96 Million |
| Atlas Pearls Ltd (APCFF) | $55.52 Million | 56.69% | 0.26x | $15.35 Million |
| Burberry Group plc (BBRYF) | $472.30 Million | 23.69% | 0.45x | $3.26 Billion |
| Brunello Cucinelli S.p.A (BCUCF) | $261.10 Million | -12.72% | 3.14x | $4.04 Billion |
| Birks Group Inc (BGI) | $5.86 Million | -32.32% | 30.25x | $1.97 Million |
| Bergio Intl Inc (BRGO) | $-265.41K | 0.00% | 0.00x | $289.83K |
| Brilliant Earth Group Inc (BRLT) | $97.46 Million | 0.60% | 1.81x | $18.90 Million |
| Citychamp Watch & Jewellery Group Limited (CEBTF) | $3.96 Billion | 6.84% | 0.33x | $102.24 Million |
| Compagnie Financière Richemont SA (CFRHF) | $19.86 Billion | 10.44% | 1.01x | $86.13 Billion |
| Christian Dior SE (CHDRF) | $3.72 Billion | 1.26% | 4.75x | $1.89 Billion |
| Chow Tai Fook Jewellery Group (CJEWY) | $33.36 Billion | 16.14% | 1.62x | $18.30 Billion |