Sampo OYJ

PINK:SAXPY USA Insurance - Diversified
Market Cap
$24.83 Billion
Market Cap Rank
#722 Global
#567 in USA
Share Price
$18.71
Change (1 day)
-2.09%
52-Week Range
$18.71 - $19.19
All Time High
$23.49
About

Sampo Oyj, together with its subsidiaries, provides non-life insurance products and services in Finland, Sweden, Norway, Denmark, Estonia, Lithuania, Latvia, Spain, Gibraltar, Germany, the Netherlands, France, and the United Kingdom. The company operates through If, Topdanmark, Hastings, and Holding segments. It offers property, casualty, liability, accident, sickness, household, homeowner, motor… Read more

Sampo OYJ (SAXPY) - Net Assets

Latest net assets as of December 2025: $8.09 Billion USD

Based on the latest financial reports, Sampo OYJ (SAXPY) has net assets worth $8.09 Billion USD as of December 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($25.72 Billion) and total liabilities ($17.63 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets $8.09 Billion
% of Total Assets 31.46%
Annual Growth Rate 19.88%
5-Year Change -48.57%
10-Year Change -32.19%
Growth Volatility 636.92

Sampo OYJ - Net Assets Trend (2000–2025)

This chart illustrates how Sampo OYJ's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Sampo OYJ (2000–2025)

The table below shows the annual net assets of Sampo OYJ from 2000 to 2025.

Year Net Assets Change
2025-12-31 $8.09 Billion +14.63%
2024-12-31 $7.06 Billion -8.17%
2023-12-31 $7.69 Billion -40.86%
2022-12-31 $13.00 Billion -17.38%
2021-12-31 $15.73 Billion +12.05%
2020-12-31 $14.04 Billion +9.76%
2019-12-31 $12.79 Billion -1.70%
2018-12-31 $13.01 Billion -3.66%
2017-12-31 $13.51 Billion +13.19%
2016-12-31 $11.93 Billion +4.58%
2015-12-31 $11.41 Billion +4.47%
2014-12-31 $10.92 Billion +2.63%
2013-12-31 $10.64 Billion +5.24%
2012-12-31 $10.11 Billion +13.37%
2011-12-31 $8.92 Billion +0.38%
2010-12-31 $8.89 Billion +16.72%
2009-12-31 $7.61 Billion +64.39%
2008-12-31 $4.63 Billion -40.11%
2007-12-31 $7.73 Billion +87.47%
2006-12-31 $4.12 Billion +52.95%
2005-12-31 $2.70 Billion +45.39%
2004-12-31 $1.85 Billion -38.52%
2003-12-31 $3.02 Billion +4.72%
2002-12-31 $2.88 Billion -1.30%
2001-12-31 $2.92 Billion +3255.17%
2000-12-31 $87.00 Million --

Equity Component Analysis

This analysis shows how different components contribute to Sampo OYJ's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 366.1% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component Amount Percentage
Retained Earnings $4.93 Billion 60.89%
Common Stock $98.00 Million 1.21%
Other Comprehensive Income $-757.68 Million -9.36%
Other Components $3.82 Billion 47.26%
Total Equity $8.09 Billion 100.00%

Sampo OYJ Competitors by Market Cap

The table below lists competitors of Sampo OYJ ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Sampo OYJ's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 7,059,000,000 to 8,092,000,000, a change of 1,033,000,000 (14.6%).
  • Net income of 1,998,000,000 contributed positively to equity growth.
  • Dividend payments of 878,887,414 reduced retained earnings.
  • Share repurchases of 278,554,480 reduced equity.
  • Other comprehensive income decreased equity by 3,542,677,000.
  • Other factors increased equity by 3,735,118,894.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income $2.00 Billion +24.69%
Dividends Paid $878.89 Million -10.86%
Share Repurchases $278.55 Million -3.44%
Other Comprehensive Income $-3.54 Billion -43.78%
Other Changes $3.74 Billion +46.16%
Total Change $- 14.63%

Book Value vs Market Value Analysis

This analysis compares Sampo OYJ's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 6.24x
  • The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2000-12-31 $0.00 $18.71 x
2001-12-31 $0.95 $18.71 x
2002-12-31 $0.47 $18.71 x
2003-12-31 $0.54 $18.71 x
2004-12-31 $0.61 $18.71 x
2005-12-31 $0.75 $18.71 x
2006-12-31 $0.90 $18.71 x
2007-12-31 $1.34 $18.71 x
2008-12-31 $0.81 $18.71 x
2009-12-31 $1.36 $18.71 x
2010-12-31 $1.58 $18.71 x
2011-12-31 $1.59 $18.71 x
2012-12-31 $1.81 $18.71 x
2013-12-31 $1.90 $18.71 x
2014-12-31 $1.95 $18.71 x
2015-12-31 $2.04 $18.71 x
2016-12-31 $2.13 $18.71 x
2017-12-31 $2.29 $18.71 x
2018-12-31 $2.23 $18.71 x
2019-12-31 $21.44 $18.71 x
2020-12-31 $20.56 $18.71 x
2021-12-31 $23.07 $18.71 x
2022-12-31 $16.91 $18.71 x
2023-12-31 $14.36 $18.71 x
2024-12-31 $1.38 $18.71 x
2025-12-31 $3.00 $18.71 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Sampo OYJ utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 24.69%
  • The company demonstrates strong efficiency in generating profits from shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 18.79%
  • • Asset Turnover: 0.41x
  • • Equity Multiplier: 3.18x
  • Recent ROE (24.69%) is above the historical average (16.40%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2000 0.00% 21.92% 0.13x 0.00x $923.70 Million
2001 29.38% 30.27% 0.09x 11.20x $559.40 Million
2002 13.67% 23.23% 0.07x 8.77x $105.00 Million
2003 11.82% 17.18% 0.08x 8.42x $54.40 Million
2004 23.75% 15.67% 1.50x 1.01x $473.00 Million
2005 21.96% 14.52% 1.50x 1.01x $516.80 Million
2006 19.18% 18.21% 1.05x 1.00x $474.20 Million
2007 46.20% 65.48% 0.21x 3.29x $2.80 Billion
2008 14.58% 14.59% 0.22x 4.58x $211.90 Million
2009 8.42% 11.38% 0.21x 3.50x $-120.30 Million
2010 12.42% 17.61% 0.21x 3.36x $215.40 Million
2011 11.64% 21.12% 0.16x 3.38x $146.00 Million
2012 13.92% 23.69% 0.19x 3.17x $396.70 Million
2013 13.64% 23.81% 0.19x 3.06x $387.70 Million
2014 14.10% 25.49% 0.17x 3.18x $447.70 Million
2015 14.51% 27.14% 0.17x 3.12x $514.90 Million
2016 13.83% 26.47% 0.16x 3.18x $456.60 Million
2017 17.25% 31.77% 0.14x 3.84x $931.20 Million
2018 13.62% 21.77% 0.16x 3.98x $448.40 Million
2019 9.49% 13.24% 0.16x 4.36x $-60.80 Million
2020 0.32% 0.44% 0.15x 4.95x $-1.10 Billion
2021 20.07% 25.38% 0.17x 4.77x $1.29 Billion
2022 23.49% 27.37% 0.18x 4.69x $1.21 Billion
2023 18.22% 15.54% 0.35x 3.34x $596.70 Million
2024 16.35% 12.09% 0.39x 3.47x $448.10 Million
2025 24.69% 18.79% 0.41x 3.18x $1.19 Billion

Industry Comparison

This section compares Sampo OYJ's net assets metrics with peer companies in the Insurance - Diversified industry.

Industry Context

  • Industry: Insurance - Diversified
  • Average net assets among peers: $29,608,843,500
  • Average return on equity (ROE) among peers: 13.17%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Sampo OYJ (SAXPY) $8.09 Billion 0.00% 2.18x $28.18 Billion
Alm. Brand A/S (ABDBY) $13.40 Billion 5.80% 1.64x $2.98 Billion
Arch Capital Group Ltd (ACGL) $2.48 Billion 10.34% 3.63x $32.40 Billion
ageas SA/NV (AGESF) $8.80 Billion 12.71% 10.19x $10.79 Billion
American International Group Inc (AIG) $109.64 Billion 12.81% 7.93x $41.13 Billion
Aviva plc (AIVAF) $11.16 Billion 0.00% 0.03x $18.17 Billion
Allianz SE (ALIZF) $63.58 Billion 13.43% 14.46x $143.52 Billion
Assicurazioni Generali S.p.A (ARZGF) $18.35 Billion 18.39% 19.85x $30.45 Billion
AXA SA (AXAHF) $52.40 Billion 13.72% 11.30x $66.04 Billion
BB Seguridade Participacoes SA (BBSEY) $11.40 Billion 35.51% 0.17x $4.26 Billion
Bâloise Holding AG (BLHEF) $4.87 Billion 8.96% 14.09x $8.54 Billion