Saga plc
Saga plc, together with its subsidiaries, provides package and cruise holidays, general insurance, and personal finance products and services in the United Kingdom. It operates through three segments: Travel, Insurance, and Other Businesses and Central Costs. The company offers travel, motor, home, private medical, and other insurance products. It also operates and delivers ocean and river cruise… Read more
Saga plc (SGPLF) - Net Assets
Latest net assets as of January 2025: $57.70 Million USD
Based on the latest financial reports, Saga plc (SGPLF) has net assets worth $57.70 Million USD as of January 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($1.59 Billion) and total liabilities ($1.53 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $57.70 Million |
| % of Total Assets | 3.63% |
| Annual Growth Rate | -24.69% |
| 5-Year Change | -93.83% |
| 10-Year Change | -96.26% |
| Growth Volatility | 37.58 |
Saga plc - Net Assets Trend (2015–2025)
This chart illustrates how Saga plc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Saga plc (2015–2025)
The table below shows the annual net assets of Saga plc from 2015 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-01-31 | $57.70 Million | -79.65% |
| 2024-01-31 | $283.53 Million | -37.72% |
| 2023-01-31 | $455.22 Million | -48.15% |
| 2022-01-31 | $877.95 Million | -6.07% |
| 2021-01-31 | $934.74 Million | +20.55% |
| 2020-01-31 | $775.37 Million | -38.66% |
| 2019-01-31 | $1.26 Billion | -27.47% |
| 2018-01-31 | $1.74 Billion | +15.90% |
| 2017-01-31 | $1.50 Billion | -2.59% |
| 2016-01-31 | $1.54 Billion | +56.86% |
| 2015-01-31 | $984.10 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Saga plc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 251.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (January 2025)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $21.50 Million | 37.26% |
| Other Components | $656.40 Million | 1137.61% |
| Total Equity | $57.70 Million | 100.00% |
Saga plc Competitors by Market Cap
The table below lists competitors of Saga plc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
EnQuest PLC
PINK:ENQUF
|
$235.91 Million |
|
Canatu Oyj A
HE:CANATU
|
$235.92 Million |
|
HUYA Inc
NYSE:HUYA
|
$236.03 Million |
|
Tredegar Corporation
NYSE:TG
|
$236.08 Million |
|
Pro Real Estate Investment Trust
PINK:PRVFF
|
$235.86 Million |
|
Kexin Development Co Ltd Shanxi
SHG:600234
|
$235.85 Million |
|
Rallis India Limited
NSE:RALLIS
|
$235.82 Million |
|
WITHSECURE CORP.
F:DTV0
|
$235.64 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Saga plc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 283,532,100 to 57,700,000, a change of -225,832,100 (-79.6%).
- Net loss of 164,900,000 reduced equity.
- Other comprehensive income decreased equity by 9,631,591.
- Other factors decreased equity by 51,300,509.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $-164.90 Million | -285.79% |
| Other Comprehensive Income | $-9.63 Million | -16.69% |
| Other Changes | $-51.30 Million | -88.91% |
| Total Change | $- | -79.65% |
Book Value vs Market Value Analysis
This analysis compares Saga plc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 4.87x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has increased from 0.11x to 4.87x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2016-01-31 | $18.82 | $2.00 | x |
| 2017-01-31 | $18.30 | $2.00 | x |
| 2018-01-31 | $21.19 | $2.00 | x |
| 2019-01-31 | $15.43 | $2.00 | x |
| 2020-01-31 | $9.46 | $2.00 | x |
| 2021-01-31 | $9.24 | $2.00 | x |
| 2022-01-31 | $6.29 | $2.00 | x |
| 2023-01-31 | $3.26 | $2.00 | x |
| 2024-01-31 | $2.03 | $2.00 | x |
| 2025-01-31 | $0.41 | $2.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Saga plc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -285.79%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -28.03%
- • Asset Turnover: 0.37x
- • Equity Multiplier: 27.53x
- Recent ROE (-285.79%) is below the historical average (-42.46%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2015 | -13.64% | -14.63% | 0.33x | 2.85x | $-232.57 Million |
| 2016 | 12.86% | 14.52% | 0.35x | 2.53x | $44.09 Million |
| 2017 | 13.16% | 18.05% | 0.32x | 2.26x | $47.53 Million |
| 2018 | 11.37% | 16.21% | 0.32x | 2.16x | $23.96 Million |
| 2019 | -16.88% | -19.28% | 0.36x | 2.42x | $-339.77 Million |
| 2020 | -53.18% | -39.23% | 0.38x | 3.56x | $-489.87 Million |
| 2021 | -9.96% | -20.08% | 0.15x | 3.25x | $-186.58 Million |
| 2022 | -4.29% | -7.42% | 0.16x | 3.53x | $-125.45 Million |
| 2023 | -70.15% | -44.61% | 0.29x | 5.35x | $-364.86 Million |
| 2024 | -50.56% | -25.39% | 0.24x | 8.42x | $-171.71 Million |
| 2025 | -285.79% | -28.03% | 0.37x | 27.53x | $-170.67 Million |
Industry Comparison
This section compares Saga plc's net assets metrics with peer companies in the Insurance - Diversified industry.
Industry Context
- Industry: Insurance - Diversified
- Average net assets among peers: $29,608,843,500
- Average return on equity (ROE) among peers: 13.17%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Saga plc (SGPLF) | $57.70 Million | -13.64% | 26.53x | $235.89 Million |
| Alm. Brand A/S (ABDBY) | $13.40 Billion | 5.80% | 1.64x | $2.98 Billion |
| Arch Capital Group Ltd (ACGL) | $2.48 Billion | 10.34% | 3.63x | $32.40 Billion |
| ageas SA/NV (AGESF) | $8.80 Billion | 12.71% | 10.19x | $10.79 Billion |
| American International Group Inc (AIG) | $109.64 Billion | 12.81% | 7.93x | $41.13 Billion |
| Aviva plc (AIVAF) | $11.16 Billion | 0.00% | 0.03x | $18.17 Billion |
| Allianz SE (ALIZF) | $63.58 Billion | 13.43% | 14.46x | $143.52 Billion |
| Assicurazioni Generali S.p.A (ARZGF) | $18.35 Billion | 18.39% | 19.85x | $30.45 Billion |
| AXA SA (AXAHF) | $52.40 Billion | 13.72% | 11.30x | $66.04 Billion |
| BB Seguridade Participacoes SA (BBSEY) | $11.40 Billion | 35.51% | 0.17x | $4.26 Billion |
| Bâloise Holding AG (BLHEF) | $4.87 Billion | 8.96% | 14.09x | $8.54 Billion |