Suncorp Group Limited

PINK:SNMYF USA Insurance - Property & Casualty
Market Cap
$12.76 Billion
Market Cap Rank
#1412 Global
#1076 in USA
Share Price
$11.78
Change (1 day)
+0.00%
52-Week Range
$11.78 - $11.78
All Time High
$13.59
About

Suncorp Group Limited provides insurance products to retail, corporate, and commercial customers in Australia and New Zealand. The company operates through Consumer Insurance; Commercial and Personal Injury; and Suncorp New Zealand segments. It provides insurance products, including home and contents, motor, and boat insurance products; and commercial motor, commercial property, marine, industria… Read more

Suncorp Group Limited (SNMYF) - Net Assets

Latest net assets as of June 2025: $10.63 Billion USD

Based on the latest financial reports, Suncorp Group Limited (SNMYF) has net assets worth $10.63 Billion USD as of June 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($30.16 Billion) and total liabilities ($19.54 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets $10.63 Billion
% of Total Assets 35.23%
Annual Growth Rate 14.59%
5-Year Change -20.98%
10-Year Change -21.69%
Growth Volatility 61.01

Suncorp Group Limited - Net Assets Trend (1989–2025)

This chart illustrates how Suncorp Group Limited's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Suncorp Group Limited (1989–2025)

The table below shows the annual net assets of Suncorp Group Limited from 1989 to 2025.

Year Net Assets Change
2025-06-30 $10.63 Billion -23.46%
2024-06-30 $13.88 Billion +4.02%
2023-06-30 $13.35 Billion +4.41%
2022-06-30 $12.78 Billion -4.94%
2021-06-30 $13.45 Billion +5.19%
2020-06-30 $12.78 Billion -2.66%
2019-06-30 $13.13 Billion -6.01%
2018-06-30 $13.97 Billion +1.33%
2017-06-30 $13.79 Billion +1.62%
2016-06-30 $13.57 Billion +0.38%
2015-06-30 $13.52 Billion -2.04%
2014-06-30 $13.80 Billion -1.32%
2013-06-30 $13.98 Billion -1.02%
2012-06-30 $14.13 Billion +0.78%
2011-06-30 $14.02 Billion +0.47%
2010-06-30 $13.95 Billion +5.47%
2009-06-30 $13.23 Billion +6.98%
2008-06-30 $12.37 Billion -0.20%
2007-06-30 $12.39 Billion +179.52%
2006-06-30 $4.43 Billion -13.69%
2005-06-30 $5.14 Billion +18.34%
2004-06-30 $4.34 Billion +19.00%
2003-06-30 $3.65 Billion +8.48%
2002-06-30 $3.36 Billion +23.74%
2001-06-30 $2.72 Billion +41.22%
2000-06-30 $1.92 Billion +1.91%
1999-06-30 $1.89 Billion +4.02%
1998-06-30 $1.81 Billion +4.55%
1997-06-30 $1.74 Billion +329.86%
1996-06-30 $403.85 Million +27.65%
1995-06-30 $316.36 Million +18.68%
1994-06-30 $266.57 Million +15.65%
1993-06-30 $230.50 Million +33.48%
1992-06-30 $172.68 Million +50.51%
1991-06-30 $114.73 Million +5.63%
1990-06-30 $108.61 Million +37.65%
1989-06-30 $78.91 Million --

Equity Component Analysis

This analysis shows how different components contribute to Suncorp Group Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 37973.6% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (June 2025)

Component Amount Percentage
Retained Earnings $1.93 Billion 18.20%
Common Stock $8.64 Billion 81.68%
Other Comprehensive Income $12.00 Million 0.11%
Total Equity $10.58 Billion 100.00%

Suncorp Group Limited Competitors by Market Cap

The table below lists competitors of Suncorp Group Limited ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Suncorp Group Limited's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 13,844,000,000 to 10,576,000,000, a change of -3,268,000,000 (-23.6%).
  • Net income of 1,823,000,000 contributed positively to equity growth.
  • Dividend payments of 1,362,000,000 reduced retained earnings.
  • Share repurchases of 3,817,000,000 reduced equity.
  • Other comprehensive income decreased equity by 22,000,000.
  • Other factors increased equity by 110,000,000.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income $1.82 Billion +17.24%
Dividends Paid $1.36 Billion -12.88%
Share Repurchases $3.82 Billion -36.09%
Other Comprehensive Income $-22.00 Million -0.21%
Other Changes $110.00 Million +1.04%
Total Change $- -23.61%

Book Value vs Market Value Analysis

This analysis compares Suncorp Group Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 1.28x
  • The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
  • The price-to-book ratio has decreased from 15.42x to 1.28x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
1989-06-30 $0.76 $11.78 x
1990-06-30 $1.05 $11.78 x
1991-06-30 $1.11 $11.78 x
1992-06-30 $1.70 $11.78 x
1993-06-30 $1.85 $11.78 x
1994-06-30 $1.71 $11.78 x
1995-06-30 $2.12 $11.78 x
1996-06-30 $2.85 $11.78 x
1997-06-30 $6.86 $11.78 x
1998-06-30 $5.64 $11.78 x
1999-06-30 $5.70 $11.78 x
2000-06-30 $5.52 $11.78 x
2001-06-30 $7.59 $11.78 x
2002-06-30 $5.95 $11.78 x
2003-06-30 $6.29 $11.78 x
2004-06-30 $6.82 $11.78 x
2005-06-30 $7.57 $11.78 x
2006-06-30 $7.35 $11.78 x
2007-06-30 $16.84 $11.78 x
2008-06-30 $12.12 $11.78 x
2009-06-30 $12.32 $11.78 x
2010-06-30 $11.37 $11.78 x
2011-06-30 $11.32 $11.78 x
2012-06-30 $11.19 $11.78 x
2013-06-30 $11.26 $11.78 x
2014-06-30 $11.10 $11.78 x
2015-06-30 $10.69 $11.78 x
2016-06-30 $10.74 $11.78 x
2017-06-30 $10.90 $11.78 x
2018-06-30 $10.94 $11.78 x
2019-06-30 $9.78 $11.78 x
2020-06-30 $9.11 $11.78 x
2021-06-30 $9.73 $11.78 x
2022-06-30 $9.11 $11.78 x
2023-06-30 $9.81 $11.78 x
2024-06-30 $11.99 $11.78 x
2025-06-30 $9.21 $11.78 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Suncorp Group Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 17.24%
  • The company demonstrates strong efficiency in generating profits from shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 11.82%
  • • Asset Turnover: 0.51x
  • • Equity Multiplier: 2.85x
  • Recent ROE (17.24%) is above the historical average (5.59%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
1989 16.54% 6.88% 0.12x 19.54x $5.16 Million
1990 13.91% 5.04% 0.14x 19.08x $4.25 Million
1991 11.03% 3.66% 0.14x 21.29x $1.18 Million
1992 -1.24% -0.60% 0.12x 17.66x $-19.41 Million
1993 -1.56% -0.95% 0.09x 18.59x $-26.65 Million
1994 -1.35% -0.80% 0.08x 20.40x $-30.26 Million
1995 -1.25% -0.69% 0.09x 20.45x $-35.58 Million
1996 -1.98% -1.17% 0.10x 17.57x $-48.38 Million
1997 8.69% 61.73% 0.01x 11.52x $-22.70 Million
1998 -3.71% 0.00% 0.00x 11.85x $-247.80 Million
1999 13.12% 0.00% 0.00x 11.42x $58.80 Million
2000 -2.87% 0.00% 0.00x 13.67x $-246.80 Million
2001 14.57% 25.37% 0.05x 10.94x $123.90 Million
2002 -0.36% -0.27% 0.13x 10.57x $-347.60 Million
2003 -0.41% -0.29% 0.13x 10.56x $-379.00 Million
2004 -1.13% -0.77% 0.14x 10.84x $-444.20 Million
2005 -1.82% -1.20% 0.14x 10.82x $-532.00 Million
2006 20.66% 11.91% 0.13x 12.94x $472.70 Million
2007 8.59% 10.47% 0.12x 6.85x $-175.00 Million
2008 4.50% 4.22% 0.14x 7.62x $-680.00 Million
2009 2.63% 2.45% 0.15x 7.37x $-974.30 Million
2010 5.60% 5.05% 0.16x 6.84x $-613.30 Million
2011 3.24% 3.42% 0.14x 6.82x $-947.10 Million
2012 5.13% 5.53% 0.14x 6.81x $-687.00 Million
2013 3.52% 3.80% 0.13x 6.87x $-905.70 Million
2014 5.30% 5.34% 0.14x 6.86x $-647.30 Million
2015 8.40% 8.58% 0.14x 7.09x $-215.30 Million
2016 7.65% 8.31% 0.13x 7.06x $-318.10 Million
2017 7.80% 8.48% 0.13x 7.05x $-303.20 Million
2018 7.58% 8.18% 0.13x 7.11x $-337.30 Million
2019 1.33% 1.38% 0.13x 7.34x $-1.14 Billion
2020 7.15% 7.63% 0.12x 7.50x $-363.30 Million
2021 7.70% 7.28% 0.15x 7.22x $-309.40 Million
2022 5.34% 4.54% 0.14x 8.34x $-594.30 Million
2023 8.62% 10.19% 0.10x 8.64x $-183.40 Million
2024 8.65% 9.20% 0.12x 8.07x $-187.40 Million
2025 17.24% 11.82% 0.51x 2.85x $765.40 Million

Industry Comparison

This section compares Suncorp Group Limited's net assets metrics with peer companies in the Insurance - Property & Casualty industry.

Industry Context

  • Industry: Insurance - Property & Casualty
  • Average net assets among peers: $3,948,110,200
  • Average return on equity (ROE) among peers: 16.04%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Suncorp Group Limited (SNMYF) $10.63 Billion 16.54% 1.84x $12.69 Billion
American Coastal Insurance Corp (ACIC) $45.29 Million -2.04% 3.72x $248.68 Million
American Financial Group Inc (AFG) $1.95 Billion -0.76% 7.91x $8.51 Billion
AmTrust Financial Services Inc Pref Series A (AFSIA) $118.83 Million 11.87% 3.19x $1.69 Billion
Aspen Insurance Holdings Limited (AHL) $2.39 Billion 15.82% 1.78x $14.61 Million
American Integrity Insurance Group, Inc. (AII) $337.02 Million 29.56% 2.63x $223.89 Million
Assurant Inc (AIZ) $3.37 Billion 2.66% 6.24x $10.94 Billion
The Allstate Corporation (ALL) $30.61 Billion 33.59% 2.91x $53.75 Billion
Admiral Group plc (AMIGF) $68.95 Million 44.87% 4.47x $10.33 Billion
Ategrity Specialty Insurance Company Holdings (ASIC) $398.81 Million 11.81% 1.82x $153.11 Million
Bowhead Specialty Holdings Inc. (BOW) $192.08 Million 13.04% 4.35x $699.91 Million