SCOR SE

PINK:SZCRF USA Insurance - Reinsurance
Market Cap
$4.50 Billion
Market Cap Rank
#3211 Global
#2145 in USA
Share Price
$25.15
Change (1 day)
+0.00%
52-Week Range
$25.15 - $25.15
All Time High
$36.26
About

SCOR SE, together with its subsidiaries, provides life and non-life reinsurance products in Europe, the Middle East, Africa, the Americas, Latin America, and the Asia Pacific. It operates in two segments, SCOR P&C and SCOR L&H. The SCOR P&C segment offers reinsurance products in the areas of property, motors, casualty treaties, credit and surety, decennial insurance, aviation, marine and energy, … Read more

SCOR SE (SZCRF) - Net Assets

Latest net assets as of June 2025: $6.24 Billion USD

Based on the latest financial reports, SCOR SE (SZCRF) has net assets worth $6.24 Billion USD as of June 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($35.82 Billion) and total liabilities ($29.58 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets $6.24 Billion
% of Total Assets 17.43%
Annual Growth Rate 5.02%
5-Year Change -26.76%
10-Year Change -28.9%
Growth Volatility 34.31

SCOR SE - Net Assets Trend (1996–2024)

This chart illustrates how SCOR SE's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for SCOR SE (1996–2024)

The table below shows the annual net assets of SCOR SE from 1996 to 2024.

Year Net Assets Change
2024-12-31 $4.52 Billion -4.21%
2023-12-31 $4.72 Billion -7.99%
2022-12-31 $5.13 Billion -19.82%
2021-12-31 $6.40 Billion +3.64%
2020-12-31 $6.18 Billion -3.09%
2019-12-31 $6.37 Billion +9.37%
2018-12-31 $5.83 Billion -6.38%
2017-12-31 $6.22 Billion -7.02%
2016-12-31 $6.70 Billion +5.22%
2015-12-31 $6.36 Billion +11.07%
2014-12-31 $5.73 Billion +15.04%
2013-12-31 $4.98 Billion +3.60%
2012-12-31 $4.81 Billion +9.00%
2011-12-31 $4.41 Billion +1.33%
2010-12-31 $4.35 Billion +11.56%
2009-12-31 $3.90 Billion +14.20%
2008-12-31 $3.42 Billion -6.36%
2007-12-31 $3.65 Billion +61.34%
2006-12-31 $2.26 Billion +31.53%
2005-12-31 $1.72 Billion +28.76%
2004-12-31 $1.33 Billion +152.84%
2003-12-31 $528.00 Million -51.02%
2002-12-31 $1.08 Billion -26.00%
2001-12-31 $1.46 Billion +3.07%
2000-12-31 $1.41 Billion +4.16%
1999-12-31 $1.36 Billion -13.68%
1998-12-31 $1.57 Billion +0.03%
1997-12-31 $1.57 Billion +36.95%
1996-12-31 $1.15 Billion --

Equity Component Analysis

This analysis shows how different components contribute to SCOR SE's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have decreased by 98.7% over the analyzed period, potentially due to dividend distributions or operating losses.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Retained Earnings $4.00 Million 0.09%
Common Stock $1.42 Billion 31.28%
Other Components $3.10 Billion 68.63%
Total Equity $4.52 Billion 100.00%

SCOR SE Competitors by Market Cap

The table below lists competitors of SCOR SE ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in SCOR SE's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 4,694,000,000 to 4,524,000,000, a change of -170,000,000 (-3.6%).
  • Net income of 4,000,000 contributed positively to equity growth.
  • Dividend payments of 324,000,000 reduced retained earnings.
  • Share repurchases of 28,000,000 reduced equity.
  • New share issuances of 5,000,000 increased equity.
  • Other comprehensive income decreased equity by 2,062,000,000.
  • Other factors increased equity by 2,235,000,000.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income $4.00 Million +0.09%
Dividends Paid $324.00 Million -7.16%
Share Repurchases $28.00 Million -0.62%
Share Issuances $5.00 Million +0.11%
Other Comprehensive Income $-2.06 Billion -45.58%
Other Changes $2.23 Billion +49.4%
Total Change $- -3.62%

Book Value vs Market Value Analysis

This analysis compares SCOR SE's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 1.00x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
  • The price-to-book ratio has increased from 0.76x to 1.00x over the analyzed period, suggesting growing market confidence.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
1996-12-31 $33.04 $25.15 x
1997-12-31 $41.76 $25.15 x
1998-12-31 $42.66 $25.15 x
1999-12-31 $37.68 $25.15 x
2000-12-31 $38.79 $25.15 x
2001-12-31 $34.60 $25.15 x
2002-12-31 $9.56 $25.15 x
2003-12-31 $0.75 $25.15 x
2004-12-31 $1.63 $25.15 x
2005-12-31 $1.74 $25.15 x
2006-12-31 $3.94 $25.15 x
2007-12-31 $22.98 $25.15 x
2008-12-31 $17.94 $25.15 x
2009-12-31 $21.48 $25.15 x
2010-12-31 $23.59 $25.15 x
2011-12-31 $23.56 $25.15 x
2012-12-31 $25.68 $25.15 x
2013-12-31 $26.23 $25.15 x
2014-12-31 $30.20 $25.15 x
2015-12-31 $33.29 $25.15 x
2016-12-31 $35.38 $25.15 x
2017-12-31 $32.66 $25.15 x
2018-12-31 $30.59 $25.15 x
2019-12-31 $33.83 $25.15 x
2020-12-31 $32.75 $25.15 x
2021-12-31 $34.24 $25.15 x
2022-12-31 $24.22 $25.15 x
2023-12-31 $25.72 $25.15 x
2024-12-31 $25.26 $25.15 x

Capital Efficiency Dashboard

This dashboard shows how efficiently SCOR SE utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 0.09%
  • The company may be facing challenges in efficiently utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 0.03%
  • • Asset Turnover: 0.42x
  • • Equity Multiplier: 8.26x
  • Recent ROE (0.09%) is above the historical average (-1.51%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
1996 9.78% 5.91% 0.25x 6.52x $-2.44 Million
1997 9.53% 6.01% 0.31x 5.08x $-7.04 Million
1998 9.62% 5.74% 0.32x 5.17x $-5.70 Million
1999 6.64% 3.25% 0.29x 7.00x $-45.10 Million
2000 5.57% 2.30% 0.26x 9.19x $-61.74 Million
2001 -30.94% -9.78% 0.24x 13.35x $-518.70 Million
2002 -45.73% -10.81% 0.29x 14.84x $-600.80 Million
2003 -143.82% -13.59% 0.28x 38.22x $-547.60 Million
2004 5.62% 2.44% 0.23x 10.03x $-58.50 Million
2005 7.62% 4.52% 0.21x 7.90x $-40.90 Million
2006 13.89% 11.07% 0.15x 8.24x $87.90 Million
2007 11.34% 8.65% 0.18x 7.12x $48.60 Million
2008 9.33% 6.45% 0.19x 7.78x $-23.00 Million
2009 9.50% 6.71% 0.20x 7.19x $-19.40 Million
2010 9.62% 6.07% 0.24x 6.61x $-16.50 Million
2011 7.47% 4.38% 0.24x 7.11x $-111.30 Million
2012 8.71% 4.57% 0.28x 6.81x $-62.00 Million
2013 11.11% 5.64% 0.28x 6.92x $55.00 Million
2014 8.99% 4.75% 0.29x 6.57x $-57.40 Million
2015 10.14% 4.98% 0.32x 6.37x $9.00 Million
2016 9.05% 4.51% 0.32x 6.30x $-63.10 Million
2017 4.62% 2.02% 0.34x 6.65x $-333.50 Million
2018 5.55% 2.23% 0.34x 7.28x $-258.00 Million
2019 6.65% 2.81% 0.32x 7.38x $-212.80 Million
2020 3.80% 1.52% 0.33x 7.51x $-381.50 Million
2021 7.14% 2.85% 0.31x 8.07x $-182.50 Million
2022 -32.04% -8.41% 0.30x 12.82x $-1.81 Billion
2023 17.30% 5.13% 0.45x 7.56x $342.60 Million
2024 0.09% 0.03% 0.42x 8.26x $-448.40 Million

Industry Comparison

This section compares SCOR SE's net assets metrics with peer companies in the Insurance - Reinsurance industry.

Industry Context

  • Industry: Insurance - Reinsurance
  • Average net assets among peers: $2,246,985,500
  • Average return on equity (ROE) among peers: 10.37%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
SCOR SE (SZCRF) $6.24 Billion 9.78% 4.74x $4.09 Billion
American Overseas Group Ltd (AOREF) $45.88 Million 20.49% 18.04x $3.79 Million
Conduit Holdings Limited (CNDHF) $867.20 Million -5.06% 0.40x $631.85 Million
COFACE SA (COFAF) $2.05 Billion 11.71% 2.85x $1.65 Billion
Everest Group Ltd (EG) $6.10 Billion 13.23% 1.95x $9.61 Billion
Greenlight Capital Re Ltd (GLRE) $839.16 Million 10.80% 1.79x $427.34 Million
GEROVA Financial Group Ltd (GVFG) $71.50 Million 0.47% 0.62x $4.73
Hamilton Insurance Group, Ltd. (HG) $2.05 Billion 12.63% 2.26x $1.35 Billion
Hannover Rück SE (HVRRF) $6.53 Billion 13.71% 7.26x $18.13 Billion
Hannover Re (HVRRY) $2.90 Billion 20.80% 13.28x $2.89 Billion
Maiden Holdings Ltd (MHLD) $1.02 Billion 4.94% 3.07x $32.93 Million