Teb Bancorp Inc
TEB Bancorp, Inc operates as the bank holding company for The Equitable Bank, S.S.B. that provides community banking services in the Metropolitan Milwaukee area, southeastern Wisconsin. It offers personal and business deposit accounts, including checking, savings, money market, and health savings, as well as retirement, interest on lawyer trust, and interest bearing real estate trust accounts, an… Read more
Teb Bancorp Inc (TBBA) - Net Assets
Latest net assets as of December 2025: $29.18 Million USD
Based on the latest financial reports, Teb Bancorp Inc (TBBA) has net assets worth $29.18 Million USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($332.05 Million) and total liabilities ($302.88 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $29.18 Million |
| % of Total Assets | 8.79% |
| Annual Growth Rate | -25.82% |
| 5-Year Change | -14.76% |
| 10-Year Change | N/A |
| Growth Volatility | 45.05 |
Teb Bancorp Inc - Net Assets Trend (2017–2025)
This chart illustrates how Teb Bancorp Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Teb Bancorp Inc (2017–2025)
The table below shows the annual net assets of Teb Bancorp Inc from 2017 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-06-30 | $28.23 Million | -1.22% |
| 2024-06-30 | $28.58 Million | -6.15% |
| 2023-06-30 | $30.45 Million | +0.27% |
| 2022-06-30 | $30.37 Million | -8.31% |
| 2021-06-30 | $33.12 Million | +40.88% |
| 2020-06-30 | $23.51 Million | -3.67% |
| 2019-06-30 | $24.41 Million | +73.08% |
| 2018-06-30 | $14.10 Million | -95.42% |
| 2017-06-30 | $307.78 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Teb Bancorp Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 21.8% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (June 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $20.05 Million | 71.02% |
| Common Stock | $26.24K | 0.09% |
| Other Comprehensive Income | $-3.16 Million | -11.20% |
| Other Components | $11.32 Million | 40.09% |
| Total Equity | $28.23 Million | 100.00% |
Teb Bancorp Inc Competitors by Market Cap
The table below lists competitors of Teb Bancorp Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Nahar Capital and Financial Services Limited
NSE:NAHARCAP
|
$8.19 Million |
|
Plum Acquisition Corp. IV Warrants
NASDAQ:PLMKW
|
$8.19 Million |
|
IDNTT SA
F:N7W
|
$8.19 Million |
|
Serstech AB
ST:SERT
|
$8.19 Million |
|
Avantium N.V
PINK:AVTXF
|
$8.18 Million |
|
COSTCO WHSL (CTO.SG)
STU:CTO
|
$8.18 Million |
|
Pioneerindo Gourmet International
JK:PTSP
|
$8.18 Million |
|
Giga Metals Corporation
OTCQX:GIGGF
|
$8.18 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Teb Bancorp Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 28,581,963 to 28,233,445, a change of -348,518 (-1.2%).
- Net loss of 1,313,074 reduced equity.
- Other comprehensive income increased equity by 964,556.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $-1.31 Million | -4.65% |
| Other Comprehensive Income | $964.56K | +3.42% |
| Total Change | $- | -1.22% |
Book Value vs Market Value Analysis
This analysis compares Teb Bancorp Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.60x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 1.18x to 0.60x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-06-30 | $5.48 | $6.45 | x |
| 2018-06-30 | $5.37 | $6.45 | x |
| 2019-06-30 | $9.30 | $6.45 | x |
| 2020-06-30 | $8.96 | $6.45 | x |
| 2021-06-30 | $12.62 | $6.45 | x |
| 2022-06-30 | $11.57 | $6.45 | x |
| 2023-06-30 | $12.10 | $6.45 | x |
| 2024-06-30 | $10.89 | $6.45 | x |
| 2025-06-30 | $10.76 | $6.45 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Teb Bancorp Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -4.65%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -12.56%
- • Asset Turnover: 0.03x
- • Equity Multiplier: 11.51x
- Recent ROE (-4.65%) is below the historical average (1.36%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2017 | 1.47% | 1.62% | 0.04x | 21.39x | $-1.23 Million |
| 2018 | -4.27% | -5.62% | 0.03x | 22.23x | $-2.01 Million |
| 2019 | -1.64% | -3.21% | 0.04x | 12.79x | $-2.84 Million |
| 2020 | 4.64% | 6.87% | 0.05x | 12.99x | $-1.26 Million |
| 2021 | 19.28% | 26.93% | 0.08x | 9.53x | $3.07 Million |
| 2022 | 4.84% | 10.67% | 0.04x | 10.48x | $-1.57 Million |
| 2023 | -0.50% | -1.27% | 0.03x | 11.29x | $-3.20 Million |
| 2024 | -6.95% | -12.01% | 0.05x | 11.69x | $-4.85 Million |
| 2025 | -4.65% | -12.56% | 0.03x | 11.51x | $-4.14 Million |
Industry Comparison
This section compares Teb Bancorp Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $22,823,266,317
- Average return on equity (ROE) among peers: 14.64%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Teb Bancorp Inc (TBBA) | $29.18 Million | 1.47% | 10.38x | $8.19 Million |
| Ameris Bancorp (ABCB) | $514.76 Million | 7.94% | 9.86x | $4.91 Billion |
| ACNB Corporation (ACNB) | $106.80 Million | 8.72% | 8.79x | $452.68 Million |
| Addiko Bank AG (ADBKF) | $6.08 Billion | 0.58% | 0.00x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $80.78 Million | 3.82% | 9.53x | $79.98 Million |
| Absa Group Limited (AGRPF) | $56.49 Billion | 12.11% | 11.71x | $6.72 Billion |
| AIB Group plc (AIBGY) | $2.74 Billion | 18.02% | 16.84x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $153.61 Billion | 39.08% | 6.47x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $8.37 Billion | 34.92% | 7.81x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $235.94 Million | 14.17% | 11.96x | $248.47 Million |