Triad Business Bank
Triad Business Bank provides various banking products and services in the United States. The company offers checking, savings, and money market accounts, as well as certificates of deposit; personal lines of credit and secured loans; home equity loan, real estate investment purchases or refinances, and refinance existing loan services, as well as acquisition financing and working capital loans. I… Read more
Triad Business Bank (TBBC) - Net Assets
Latest net assets as of June 2025: $46.15 Million USD
Based on the latest financial reports, Triad Business Bank (TBBC) has net assets worth $46.15 Million USD as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($531.33 Million) and total liabilities ($485.18 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $46.15 Million |
| % of Total Assets | 8.69% |
| Annual Growth Rate | 2.43% |
| 5-Year Change | -11.25% |
| 10-Year Change | N/A |
| Growth Volatility | 21.05 |
Triad Business Bank - Net Assets Trend (2020–2025)
This chart illustrates how Triad Business Bank's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Triad Business Bank (2020–2025)
The table below shows the annual net assets of Triad Business Bank from 2020 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $50.57 Million | +19.76% |
| 2024-12-31 | $42.22 Million | +12.29% |
| 2023-12-31 | $37.60 Million | -2.18% |
| 2022-12-31 | $38.44 Million | -32.53% |
| 2021-12-31 | $56.98 Million | +27.02% |
| 2020-12-31 | $44.86 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Triad Business Bank's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 927771600.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $73.39 Million | 145.13% |
| Other Comprehensive Income | $-8.14 Million | -16.10% |
| Total Equity | $50.57 Million | 100.00% |
Triad Business Bank Competitors by Market Cap
The table below lists competitors of Triad Business Bank ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
VBBR3F
SA:VBBR3F
|
$46.72K |
|
Standard Bank Group Limited ZAR0.1 NON RED NON CUM NON PTG PRF
JSE:SBPP
|
$46.74K |
|
Pet Service Holding N.V.
PA:MLPET
|
$46.76K |
|
PLAN OPTIK - Dusseldorf Stock Exchang
DU:P4O
|
$46.80K |
|
Anygen Co. Ltd.
KO:196300
|
$46.66K |
|
ELRINGKLINGER N (ZIL2.SG)
STU:ZIL2
|
$46.63K |
|
Abans Electricals PLC
CM:ABANN0000
|
$46.60K |
|
Bannix Acquisition Corp. Warrant
NASDAQ:BNIXW
|
$46.57K |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Triad Business Bank's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 42,223,794 to 50,567,908, a change of 8,344,114 (19.8%).
- Net income of 1,394,221 contributed positively to equity growth.
- Other comprehensive income increased equity by 6,732,241.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $1.39 Million | +2.76% |
| Other Comprehensive Income | $6.73 Million | +13.31% |
| Other Changes | $217.65K | +0.43% |
| Total Change | $- | 19.76% |
Book Value vs Market Value Analysis
This analysis compares Triad Business Bank's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.81x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has increased from 0.57x to 0.81x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2020-12-31 | $8.82 | $5.01 | x |
| 2021-12-31 | $9.95 | $5.01 | x |
| 2022-12-31 | $5.82 | $5.01 | x |
| 2023-12-31 | $5.65 | $5.01 | x |
| 2024-12-31 | $5.73 | $5.01 | x |
| 2025-12-31 | $6.22 | $5.01 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Triad Business Bank utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 2.76%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 4.89%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 10.50x
- Recent ROE (2.76%) is above the historical average (-5.25%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2020 | -8.89% | -215.94% | 0.01x | 4.93x | $-8.47 Million |
| 2021 | -2.75% | -16.66% | 0.03x | 6.55x | $-7.26 Million |
| 2022 | -0.95% | -2.43% | 0.03x | 11.58x | $-4.21 Million |
| 2023 | -11.49% | -50.42% | 0.02x | 13.59x | $-8.08 Million |
| 2024 | -10.18% | -36.55% | 0.02x | 12.44x | $-8.52 Million |
| 2025 | 2.76% | 4.89% | 0.05x | 10.50x | $-3.66 Million |
Industry Comparison
This section compares Triad Business Bank's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Triad Business Bank (TBBC) | $46.15 Million | -8.89% | 10.51x | $46.67K |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |