TBC Bank Group PLC
TBC Bank Group PLC, through its subsidiaries, provides banking, leasing, insurance, brokerage, and card processing services to corporate and individual customers in Georgia, Azerbaijan, and Uzbekistan. The company operates through Georgian Financial Services; Uzbekistan Operations; and Other Operations segments. It offers banking business solutions, such as deposit and loans; and other financial … Read more
TBC Bank Group PLC (TBCCF) - Net Assets
Latest net assets as of December 2025: $6.33 Billion USD
Based on the latest financial reports, TBC Bank Group PLC (TBCCF) has net assets worth $6.33 Billion USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($43.83 Billion) and total liabilities ($37.50 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $6.33 Billion |
| % of Total Assets | 14.44% |
| Annual Growth Rate | 5.3% |
| 5-Year Change | 83.29% |
| 10-Year Change | 300.02% |
| Growth Volatility | 27.0 |
TBC Bank Group PLC - Net Assets Trend (2012–2025)
This chart illustrates how TBC Bank Group PLC's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for TBC Bank Group PLC (2012–2025)
The table below shows the annual net assets of TBC Bank Group PLC from 2012 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $6.33 Billion | +10.31% |
| 2024-12-31 | $5.74 Billion | +19.06% |
| 2023-12-31 | $4.82 Billion | +21.54% |
| 2022-12-31 | $3.97 Billion | +14.82% |
| 2021-12-31 | $3.45 Billion | +17.64% |
| 2020-12-31 | $2.94 Billion | +10.89% |
| 2019-12-31 | $2.65 Billion | +20.02% |
| 2018-12-31 | $2.21 Billion | +16.69% |
| 2017-12-31 | $1.89 Billion | +19.45% |
| 2016-12-31 | $1.58 Billion | +29.89% |
| 2015-12-31 | $1.22 Billion | +19.52% |
| 2014-12-31 | $1.02 Billion | +39.79% |
| 2013-12-31 | $729.29 Million | -77.46% |
| 2012-12-31 | $3.24 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to TBC Bank Group PLC's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 1928.3% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $6.06 Billion | 98.41% |
| Common Stock | $1.70 Million | 0.03% |
| Other Components | $96.43 Million | 1.57% |
| Total Equity | $6.16 Billion | 100.00% |
TBC Bank Group PLC Competitors by Market Cap
The table below lists competitors of TBC Bank Group PLC ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Tianjin Zhongxin Pharmaceutical Group Corp Ltd
SHG:600329
|
$2.42 Billion |
|
Telix Pharmaceuticals Limited
PINK:TLPPF
|
$2.42 Billion |
|
Alior Bank S.A.
WAR:ALR
|
$2.42 Billion |
|
Hercules Capital Inc
NYSE:HTGC
|
$2.42 Billion |
|
Crane NXT Co
NYSE:CXT
|
$2.42 Billion |
|
K&S AG
OTCQX:KPLUF
|
$2.42 Billion |
|
APT Medical Inc
SHG:688617
|
$2.42 Billion |
|
Petronet LNG Limited
NSE:PETRONET
|
$2.42 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in TBC Bank Group PLC's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 5,555,500,000 to 6,160,328,714, a change of 604,828,714 (10.9%).
- Net income of 1,399,903,126 contributed positively to equity growth.
- Other comprehensive income increased equity by 77,065,999.
- Other factors decreased equity by 872,140,411.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $1.40 Billion | +22.72% |
| Other Comprehensive Income | $77.07 Million | +1.25% |
| Other Changes | $-872.14 Million | -14.16% |
| Total Change | $- | 10.89% |
Book Value vs Market Value Analysis
This analysis compares TBC Bank Group PLC's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.50x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 6.66x to 0.50x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2012-12-31 | $8.23 | $54.80 | x |
| 2013-12-31 | $14.48 | $54.80 | x |
| 2014-12-31 | $20.10 | $54.80 | x |
| 2015-12-31 | $24.42 | $54.80 | x |
| 2016-12-31 | $29.21 | $54.80 | x |
| 2017-12-31 | $34.66 | $54.80 | x |
| 2018-12-31 | $40.51 | $54.80 | x |
| 2019-12-31 | $47.89 | $54.80 | x |
| 2020-12-31 | $53.01 | $54.80 | x |
| 2021-12-31 | $61.75 | $54.80 | x |
| 2022-12-31 | $70.96 | $54.80 | x |
| 2023-12-31 | $85.73 | $54.80 | x |
| 2024-12-31 | $100.70 | $54.80 | x |
| 2025-12-31 | $110.04 | $54.80 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently TBC Bank Group PLC utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 22.72%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 22.61%
- • Asset Turnover: 0.14x
- • Equity Multiplier: 7.12x
- Recent ROE (22.72%) is above the historical average (20.71%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2012 | 30.64% | 32.42% | 0.08x | 12.38x | $65.02 Million |
| 2013 | 17.39% | 32.87% | 0.08x | 6.23x | $52.81 Million |
| 2014 | 15.56% | 34.47% | 0.08x | 5.36x | $56.24 Million |
| 2015 | 18.06% | 38.14% | 0.08x | 5.73x | $97.57 Million |
| 2016 | 19.25% | 44.17% | 0.06x | 6.93x | $143.71 Million |
| 2017 | 19.04% | 41.81% | 0.07x | 6.97x | $168.29 Million |
| 2018 | 19.75% | 40.27% | 0.07x | 7.05x | $214.79 Million |
| 2019 | 20.38% | 47.23% | 0.06x | 6.98x | $273.99 Million |
| 2020 | 10.87% | 27.08% | 0.05x | 7.72x | $25.31 Million |
| 2021 | 23.51% | 54.05% | 0.06x | 7.19x | $460.19 Million |
| 2022 | 25.66% | 31.01% | 0.11x | 7.48x | $607.29 Million |
| 2023 | 24.00% | 51.20% | 0.07x | 7.04x | $655.81 Million |
| 2024 | 23.11% | 48.92% | 0.07x | 7.23x | $728.50 Million |
| 2025 | 22.72% | 22.61% | 0.14x | 7.12x | $783.87 Million |
Industry Comparison
This section compares TBC Bank Group PLC's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| TBC Bank Group PLC (TBCCF) | $6.33 Billion | 30.64% | 5.92x | $2.42 Billion |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |