Touchmark Bancshares Inc
Touchmark Bancshares, Inc. operates as the bank holding company for Touchmark National Bank that provides various banking products and services to individuals and businesses in Georgia. The company accepts checking accounts, money market accounts, savings accounts, individual retirement accounts, and certificates of deposit. Its loan portfolio includes commercial line of credit, commercial term l… Read more
Touchmark Bancshares Inc (TMAK) - Net Assets
Latest net assets as of September 2025: $73.35 Million USD
Based on the latest financial reports, Touchmark Bancshares Inc (TMAK) has net assets worth $73.35 Million USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($417.76 Million) and total liabilities ($344.41 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $73.35 Million |
| % of Total Assets | 17.56% |
| Annual Growth Rate | N/A |
| 5-Year Change | 24.6% |
| 10-Year Change | 121.08% |
| Growth Volatility | 137.12 |
Touchmark Bancshares Inc - Net Assets Trend (2007–2024)
This chart illustrates how Touchmark Bancshares Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Touchmark Bancshares Inc (2007–2024)
The table below shows the annual net assets of Touchmark Bancshares Inc from 2007 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $71.41 Million | +1.23% |
| 2023-12-31 | $70.55 Million | +7.70% |
| 2022-12-31 | $65.50 Million | +3.68% |
| 2021-12-31 | $63.18 Million | +10.23% |
| 2020-12-31 | $57.31 Million | +6.46% |
| 2019-12-31 | $53.83 Million | +8.99% |
| 2018-12-31 | $49.39 Million | +8.91% |
| 2017-12-31 | $45.35 Million | +33.22% |
| 2016-12-31 | $34.04 Million | +5.39% |
| 2015-12-31 | $32.30 Million | -79.09% |
| 2014-12-31 | $154.50 Million | +425.60% |
| 2013-12-31 | $29.40 Million | -75.23% |
| 2012-12-31 | $118.66 Million | +370.39% |
| 2011-12-31 | $25.23 Million | +4.54% |
| 2010-12-31 | $24.13 Million | -15.73% |
| 2009-12-31 | $28.63 Million | -9.05% |
| 2008-12-31 | $31.48 Million | +2443.50% |
| 2007-12-31 | $-1.34 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Touchmark Bancshares Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 2665260100.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $25.27 Million | 35.38% |
| Common Stock | $44.76K | 0.06% |
| Other Comprehensive Income | $-778.81K | -1.09% |
| Other Components | $46.88 Million | 65.65% |
| Total Equity | $71.41 Million | 100.00% |
Touchmark Bancshares Inc Competitors by Market Cap
The table below lists competitors of Touchmark Bancshares Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Ryde Group Ltd.
NYSE MKT:RYDE
|
$18.57 Million |
|
IRIS Corporation Bhd
KLSE:0010
|
$18.60 Million |
|
SPI Energy Co Ltd
NASDAQ:SPI
|
$18.60 Million |
|
Mofast AB
ST:MOFAST
|
$18.60 Million |
|
Israel Acquisitions Corp Class A
NASDAQ:ISRL
|
$18.57 Million |
|
WiMi Hologram Cloud Inc
NASDAQ:WIMI
|
$18.57 Million |
|
LiveWire Group Inc.
NYSE:LVWR
|
$18.56 Million |
|
Polynet PCL
BK:POLY
|
$18.56 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Touchmark Bancshares Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 70,545,839 to 71,412,700, a change of 866,861 (1.2%).
- Net income of 3,739,703 contributed positively to equity growth.
- Dividend payments of 2,909,329 reduced retained earnings.
- Other comprehensive income increased equity by 36,487.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $3.74 Million | +5.24% |
| Dividends Paid | $2.91 Million | -4.07% |
| Other Comprehensive Income | $36.49K | +0.05% |
| Total Change | $- | 1.23% |
Book Value vs Market Value Analysis
This analysis compares Touchmark Bancshares Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.56x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2007-12-31 | $-0.42 | $8.90 | x |
| 2008-12-31 | $9.92 | $8.90 | x |
| 2009-12-31 | $8.25 | $8.90 | x |
| 2010-12-31 | $6.96 | $8.90 | x |
| 2011-12-31 | $7.28 | $8.90 | x |
| 2012-12-31 | $-2.03 | $8.90 | x |
| 2013-12-31 | $8.48 | $8.90 | x |
| 2014-12-31 | $8.89 | $8.90 | x |
| 2015-12-31 | $9.32 | $8.90 | x |
| 2016-12-31 | $9.82 | $8.90 | x |
| 2017-12-31 | $10.15 | $8.90 | x |
| 2018-12-31 | $11.04 | $8.90 | x |
| 2019-12-31 | $12.03 | $8.90 | x |
| 2020-12-31 | $12.81 | $8.90 | x |
| 2021-12-31 | $14.12 | $8.90 | x |
| 2022-12-31 | $14.63 | $8.90 | x |
| 2023-12-31 | $15.76 | $8.90 | x |
| 2024-12-31 | $15.95 | $8.90 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Touchmark Bancshares Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 5.24%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 10.75%
- • Asset Turnover: 0.08x
- • Equity Multiplier: 6.31x
- Recent ROE (5.24%) is above the historical average (2.88%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2007 | 0.00% | 0.00% | 0.00x | 0.00x | $-1.25 Million |
| 2008 | -10.05% | -138.91% | 0.03x | 2.26x | $-6.31 Million |
| 2009 | -10.20% | -49.37% | 0.05x | 4.51x | $-5.78 Million |
| 2010 | -16.68% | -45.13% | 0.06x | 6.01x | $-6.44 Million |
| 2011 | 0.27% | 0.94% | 0.05x | 5.26x | $-2.45 Million |
| 2012 | 0.00% | 68.95% | 0.05x | 0.00x | $5.07 Million |
| 2013 | 1.83% | 9.72% | 0.04x | 4.52x | $-2.40 Million |
| 2014 | 2.47% | 13.20% | 0.04x | 5.30x | $-2.30 Million |
| 2015 | 5.52% | 16.75% | 0.05x | 6.10x | $-1.45 Million |
| 2016 | 7.19% | 17.39% | 0.05x | 8.14x | $-955.40K |
| 2017 | 4.13% | 10.77% | 0.05x | 8.45x | $-2.66 Million |
| 2018 | 10.86% | 26.01% | 0.05x | 8.19x | $422.74K |
| 2019 | 9.63% | 22.53% | 0.06x | 7.56x | $-201.23K |
| 2020 | 8.23% | 20.78% | 0.05x | 7.46x | $-1.01 Million |
| 2021 | 13.17% | 39.21% | 0.05x | 6.68x | $2.00 Million |
| 2022 | 8.97% | 34.15% | 0.05x | 5.19x | $-676.44K |
| 2023 | 11.33% | 26.27% | 0.06x | 7.48x | $939.63K |
| 2024 | 5.24% | 10.75% | 0.08x | 6.31x | $-3.40 Million |
Industry Comparison
This section compares Touchmark Bancshares Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Touchmark Bancshares Inc (TMAK) | $73.35 Million | 0.00% | 4.70x | $18.57 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |